Seller's Agent in 2023
Don Ruizzo
ASSIST 2 SELL ACE FULL SERVICE REALTY
(407) 873-7803
22 in this area
99 Total Sales
413 Jersey Ave Saint Cloud, FL 34769
Downtown Saint Cloud NeighborhoodEstimated Value: $327,643 - $363,000
2
Beds
2
Baths
1,528
Sq Ft
$226/Sq Ft
Est. Value
Highlights
- Access To Lake
- Property is near public transit
- No HOA
- Denver School of the Arts Rated A
- Ranch Style House
- Mature Landscaping
About This Home
As of October 2023Very nice 2-BR, 2-BA home only 4 blocks from E Lake Toho in St. Cloud, located on a huge one-third-acre lot. The covered, tiled front porch leads in to the entry, with living room on your right. The kitchen has lots of laminate-topped counter space, with a breakfast bar peninsula, skylight over the sink, and plenty of natural oak cabinets. All kitchen appliances will stay. The dining room is adjacent to the kitchen, perfect for entertaining. On the other side of the kitchen is the family room, which has a sliding glass door out to the screen porch. This room could serve as the third bedroom, in a pinch. The back yard is fully chain-link fenced, with gates at the side yard and the back fence. The back yard is huge, with shed and shade trees, and plenty of room for activities. Back inside, the Owners' suite has double closets, and a private bath with step-in tiled shower. The second bedroom also has double closets, and there is a hall bath with tiled tub enclosure. Flooring is all easy-care ceramic tile, except for the bedrooms, which are carpeted. The oversized two-car garage has cabinet storage. The roof was replaced within the last year, AC is 4 years old, the hall bath was redone 5 years ago. There is new electric service, and the home's plumbing was re-piped 10 years ago. The water heater was replaced around 8 years ago. Check out this great home, which is in a good central location. Schools, shopping, and hospitals are nearby. Just a one-hour drive east brings you to Cocoa Beach and the Atlantic Ocean, go west to Tampa/St. Pete and the Gulf of Mexico. Orlando Int'l Airport is not far away. The nearby FL Turnpike brings you to Central Florida's theme parks. There's a lot to do, starting from right here in St. Cloud, Florida!
Last Agent to Sell the Property
ASSIST 2 SELL ACE FULL SERVICE REALTY Brokerage Phone: 407-892-1001 License #676753 Listed on: 08/10/2023
Co-Listed By
ASSIST 2 SELL ACE FULL SERVICE REALTY Brokerage Phone: 407-892-1001 License #676754
Last Buyer's Agent
ASSIST 2 SELL ACE FULL SERVICE REALTY Brokerage Phone: 407-892-1001 License #676754
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,704
Year Built
- Built in 1980
Lot Details
- 0.34 Acre Lot
- Lot Dimensions are 100x150
- West Facing Home
- Chain Link Fence
- Mature Landscaping
- Level Lot
- Cleared Lot
- Landscaped with Trees
- Property is zoned SR1A
Parking
- 2 Car Attached Garage
- Garage Door Opener
Home Design
- Ranch Style House
- Slab Foundation
- Shingle Roof
- Block Exterior
- Stucco
Interior Spaces
- 1,528 Sq Ft Home
- Ceiling Fan
- Skylights
- Drapes & Rods
- Blinds
- Sliding Doors
- Family Room
- Living Room
- Dining Room
- Laundry in Garage
Kitchen
- Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Carpet
- Concrete
- Ceramic Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- Closet Cabinetry
- 2 Full Bathrooms
- Shower Only
Outdoor Features
- Access To Lake
- Property is near a marina
- Shed
- Front Porch
Location
- Property is near public transit
Utilities
- Central Heating and Cooling System
- Electric Water Heater
- Cable TV Available
Community Details
- No Home Owners Association
- Lake Front Add Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 8 / 381
- Assessor Parcel Number 01-26-30-0001-0381-0080
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 10, 2023
Closed on
Oct 6, 2023
Sold by
Kruger Family Revocable Living Trust
Bought by
Gearity Douglas E
Seller's Agent
Don Ruizzo
ASSIST 2 SELL ACE FULL SERVICE REALTY
Buyer's Agent
Janice Ruizzo
ASSIST 2 SELL ACE FULL SERVICE REALTY
List Price
$335,000
Sold Price
$325,000
Premium/Discount to List
-$10,000
-2.99%
Views
52
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$20,161
Avg. Annual Appreciation
2.74%
Purchase Details
Closed on
Sep 25, 2005
Sold by
Kruger Richard L and Kruger Anne M
Bought by
Kruger Richard L and Kruger Anne M
Purchase Details
Closed on
May 24, 2005
Sold by
Butler James E and Butler Ellen V
Bought by
Kruger Richard and Kruger Anne
Purchase Details
Closed on
Jun 29, 2000
Sold by
Padro Adelina
Bought by
Butler James E and Butler Ellen
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$96,900
Interest Rate
8.63%
Mortgage Type
VA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Gearity Douglas E | $325,000 | Stewart Title Company | |
| Gearity Douglas E | $325,000 | Stewart Title Company | |
| Kruger Richard L | -- | -- | |
| Kruger Richard | $179,000 | Landamerica Gulfatlantic Tit | |
| Butler James E | $95,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | Butler James E | $96,900 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/06/2023 10/06/23 | Sold | $325,000 | -6.9% | $213 / Sq Ft |
| 09/07/2023 09/07/23 | Pending | -- | -- | -- |
| 08/23/2023 08/23/23 | Price Changed | $349,000 | -4.4% | $228 / Sq Ft |
| 08/11/2023 08/11/23 | Price Changed | $365,000 | +9.0% | $239 / Sq Ft |
| 08/10/2023 08/10/23 | For Sale | $335,000 | -- | $219 / Sq Ft |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,207 | $297,800 | $63,200 | $234,600 |
| 2024 | $4,153 | $291,500 | $63,200 | $228,300 |
| 2023 | $4,153 | $216,130 | $0 | $0 |
| 2022 | $3,704 | $225,300 | $51,800 | $173,500 |
| 2021 | $3,334 | $185,000 | $51,800 | $133,200 |
| 2020 | $3,052 | $167,800 | $45,900 | $121,900 |
| 2019 | $2,793 | $149,400 | $40,200 | $109,200 |
| 2018 | $2,586 | $139,100 | $40,500 | $98,600 |
| 2017 | $2,367 | $122,000 | $31,000 | $91,000 |
| 2016 | $2,216 | $113,200 | $27,000 | $86,200 |
| 2015 | $2,069 | $103,500 | $27,000 | $76,500 |
| 2014 | $1,897 | $94,400 | $25,200 | $69,200 |
Source: Public Records
Agents Affiliated with this Home
-
Don Ruizzo
-
Janice Ruizzo
Seller Co-Listing Agent in 2023
Janice Ruizzo
ASSIST 2 SELL ACE FULL SERVICE REALTY
(407) 460-4335
21 in this area
86 Total Sales
Map
Source: Stellar MLS
MLS Number: S5089587
APN: 01-26-30-0001-0381-0080
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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