$425,000
$50K PRICE DROP

Estimated payment $3,362/month

Total Views 3,684
4 Beds
2.5 Baths
4,400 Sq Ft
$97 Price per Sq Ft

Highlights

  • Waterfront
  • Ranch Style House
  • Enclosed Patio or Porch
  • Recreation Room
  • Enclosed Balcony
  • Soaking Tub

About This Home

Experience waterfront living at its finest in this stunning ranch-style home, offering a beautifully finished space. Designed for comfort and elegance, this exceptional property features 4 spacious bedrooms, 2.5 baths, and an impressive walk-out basement, all thoughtfully crafted to create a welcoming and sophisticated atmosphere. Step inside and prepare to be amazed by the expansive rooms that immediately command attention. The gourmet kitchen is a chef's dream, boasting high-end appliances, custom cherry cabinetry, and built-in features throughout, making cooking and entertaining effortless. The owner's suite provides a private retreat with a large walk-in closet, a luxurious bath, complete with a jacuzzi tub and a walk-in ceramic shower with heated lights for ultimate relaxation. The full walk-out basement is an entertainer's paradise, featuring a large recreation room with a wet bar, a den, three additional bedrooms, a full bath, and ample storage space. This home is packed with modern amenities, including energy-efficient insulated concrete construction, a high-efficiency HVAC system, a whole-house audio system, and central vacuum system. Two additional flex rooms offer endless possibilities-ideal for an office, workout space, or hobby room. Outdoor living is equally impressive! Enjoy peaceful evenings in two enclosed and screened-in porches, or host unforgettable gatherings in the lower-level outdoor kitchen with a built-in BBQ, all overlooking a beautifully landscaped yard with a pond, gazebo with double glider, and an irrigation system that keeps everything lush and vibrant. This extraordinary home seamlessly blends luxury, efficiency, and comfort in a picturesque setting. Don't miss the opportunity to make it yours-schedule a showing today!

Listing Agent

Scott Bechtel

KELLER WILLIAMS-TREC License #471003745 Listed on: 05/30/2025

KELLER WILLIAMS-TREC

Co-Listing Agent

Mike Elliott

KELLER WILLIAMS-TREC License #475167852

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,965

Year Built

  • Built in 2000

Lot Details

  • 0.37 Acre Lot
  • Lot Dimensions are 95x185x76.74x185
  • Waterfront

HOA Fees

  • $17 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Parking Included in Price

Home Design

  • Ranch Style House
  • Asphalt Roof

Interior Spaces

  • 4,400 Sq Ft Home
  • Bar
  • Gas Log Fireplace
  • Family Room with Fireplace
  • Living Room
  • Dining Room
  • Recreation Room
  • Bonus Room
  • Basement
  • Finished Basement Bathroom
  • Laundry Room

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Soaking Tub

Outdoor Features

  • Enclosed Balcony
  • Enclosed Patio or Porch

Schools

  • Dr. Preston L. Williams Jr. Elementary School
  • Urbana Middle School
  • Urbana High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Community Details

  • Association fees include insurance

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,965

Year Built

Built in 2000

Lot Details

0

HOA Fees

$17 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1 Story
  • Ownership: Fee Simple
  • ArchitecturalStyle: Ranch
  • New Construction: No
  • Property Sub-Type: 1 Story
  • Year Built: 2000
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • Legal Description: LOT 241 BERINGER COMMONS SUB NO 2B
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Finished, Walk-Out Access
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log
  • Fireplaces: 1
  • LivingArea: 4400
  • Room Type: Recreation Room, Bonus Room, Enclosed Balcony, Enclosed Porch
  • Estimated Total Finished Sq Ft: 4400
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 4400
  • Fireplace Location: Family Room
  • Total Sq Ft: 4600
  • Main Level Sq Ft: 2300
  • Lower Level Sq Ft: 2100
  • Unfinished Lower Sq Ft: 200

Exterior Features

  • Construction Materials: Vinyl Siding, Synthetic Stucco
  • List Price: 425000
  • Roof: Asphalt
  • Waterfront: Yes

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 200
  • Association Fee Frequency: Annually
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: Insurance

Schools

  • Elementary School: Dr. Preston L. Williams Jr. Elem
  • High School: Urbana High School
  • Middle/Junior School: Urbana Middle School
  • Middle/Junior School District: 116

Lot Info

  • Lot Size Acres: 0.37
  • Lot Dimensions: 95X185X76.74X185
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 22
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 12964.72
  • Tax Year: 2024
  • Tax Exemptions: Homeowner

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $12,145 $131,350 $30,000 $101,350
2023 $12,145 $119,840 $27,370 $92,470
2022 $11,331 $110,350 $25,200 $85,150
2021 $10,491 $102,850 $23,490 $79,360
2020 $10,132 $99,860 $22,810 $77,050
2019 $9,844 $99,860 $22,810 $77,050
2018 $9,805 $100,560 $22,970 $77,590
2017 $9,900 $100,560 $22,970 $77,590
2016 $9,667 $96,700 $22,090 $74,610
2015 $9,747 $96,700 $22,090 $74,610
2014 $9,615 $96,700 $22,090 $74,610
2013 $9,489 $96,700 $22,090 $74,610
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/09/2025 09/09/25 Price Changed $425,000 -5.6% $97 / Sq Ft
08/25/2025 08/25/25 Price Changed $450,000 -5.3% $102 / Sq Ft
07/30/2025 07/30/25 For Sale $475,000 +42.9% $108 / Sq Ft
08/16/2019 08/16/19 Sold $332,500 -1.5% $76 / Sq Ft
07/07/2019 07/07/19 Pending -- -- --
06/10/2019 06/10/19 Price Changed $337,500 -3.6% $77 / Sq Ft
02/27/2019 02/27/19 Price Changed $350,000 -4.1% $80 / Sq Ft
01/14/2019 01/14/19 Price Changed $365,000 -3.9% $83 / Sq Ft
12/03/2018 12/03/18 For Sale $379,900 -- $86 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $332,500 Allied Capital Title
Warranty Deed $315,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $700,000 Commercial
Closed $266,000 New Conventional
Previous Owner $292,000 New Conventional
Previous Owner $110,000 Unknown
Previous Owner $252,000 Purchase Money Mortgage
Previous Owner $262,500 Fannie Mae Freddie Mac
Previous Owner $250,000 Credit Line Revolving
Previous Owner $224,000 Unknown
Source: Public Records

Source: Midwest Real Estate Data (MRED)

MLS Number: 12379170

Midwest Real Estate Data (MRED)

APN: 91-21-10-405-003