NOT LISTED FOR SALE

414 Island Pointe Dr Unit 42 Saint Joseph, MI 49085

Estimated Value: $388,000 - $419,000

2 Beds
2 Baths
1,144 Sq Ft
$355/Sq Ft Est. Value

Last Sold January 04, 2021

Last sale price $300,000 $262 Per Sq Ft

Est. 35% increase in value since last sale

Current estimated payment $2,865/month

30 Days on Market

Highlights

  • Deeded Waterfront Access Rights
  • Docks
  • Deck
  • Upton Middle School Rated A
  • Clubhouse
  • Mud Room

About This Home

As of January 2021

One of a kind Mission Pointe model in Island Pointe Marina with 2 bedrooms and 2 baths, covered rear deck and full basement for all your storage . Tastefully decorated Turnkey opportunity with a rental history for the investor. This beautiful gated waterfront community condo comes with a 40 ft. deeded boat slip on the River including a clubhouse and pool to enjoy the boaters lifestyle. Close to downtown St. Joe, Silver Beach, Lions Park Beach, Benton Harbor Arts District and Harbor Shores Golf Course. Sit back and enjoy all of what Pure Michigan has to offer.

Last Agent to Sell the Property

Gary Depa

@properties Christie's International R.E. License #6501386490 Listed on: 11/04/2020

@properties Christie's International R.E.

Last Buyer's Agent

Erica Mantei

@properties Christie's International R.E. License #6501415007

@properties Christie's International R.E.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,050

Year Built

  • Built in 2006

Lot Details

  • 3,877 Sq Ft Lot
  • Lot Dimensions are 45 x 98
  • Property fronts a private road
  • Shrub
  • Garden
  • Property is zoned 401 Residential, 401 Residential

HOA Fees

  • $218 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,144 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Gas Log Fireplace
  • Low Emissivity Windows
  • Insulated Windows
  • Window Treatments
  • Window Screens
  • Mud Room
  • Living Room with Fireplace
  • Ceramic Tile Flooring
  • Basement Fills Entire Space Under The House

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Snack Bar or Counter

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Deeded Waterfront Access Rights
  • Docks
  • Deck
  • Play Equipment

Location

  • Mineral Rights Excluded

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

Overview

  • Association fees include trash, snow removal, lawn/yard care

Recreation

  • Community Playground
  • Community Pool

Additional Features

  • Clubhouse
  • Security
  • Security Service

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,050

Year Built

Built in 2006

Lot Details

0

HOA Fees

$218 per month

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Ranch
  • Stories: 1
  • Year Built: 2006
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 45 x 98
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 1144.0
  • General Property Info:Main Level Primary: Yes
  • General Property Info:Main Level Laundry: Yes
  • Tax Info:Annual Property Tax: 6050.0
  • Tax Info:Zoning3: 401 Residential
  • Waterfront Options:Water Access YN: Yes
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Substructure:Full: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Landscape:ShrubsHedges: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Utilities Attached:Cable: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Util Avail at Street:Broadband: Yes
  • Util Avail at Street:Cable2: Yes
  • Util Avail at Street:Telephone Line2: Yes
  • Windows:Insulated Windows: Yes
  • Windows:Low Emissivity Windows: Yes
  • Windows:Screens: Yes
  • General Property Info:Fireplace: Yes
  • Additional Items:Ceiling Fans: Yes
  • Additional Items:Window Treatments: Yes
  • Appliances Microwave: Yes
  • Water Heater:Natural Gas4: Yes
  • Mineral Rights:No: Yes
  • Landscape:Garden Area: Yes
  • Landscape:Flower Garden: Yes
  • General Property Info:Condo Proj Name: Island Pointe Marina
  • General Property Info:SqFt Above Grade: 1144.0
  • General Property Info Garage YN: Yes
  • Architectural Style:Ranch: Yes
  • Flooring:Ceramic Floor: Yes
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Oven, Range, Refrigerator, Washer
  • Flooring: Ceramic Tile
  • Interior Amenities: Ceiling Fan(s), Garage Door Opener
  • Fireplace Features: Gas Log, Living Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 2
  • Main Level Bedrooms: 2
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Full
  • LivingArea: 1144.0
  • Window Features: Low-Emissivity Windows, Screens, Insulated Windows, Window Treatments
  • General Property Info:Stories2: 1.0
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Kitchen Features:Mud Room Access: Yes
  • Fireplace:Gas Log: Yes
  • Fireplace:Living: Yes
  • Appliances Dishwasher: Yes
  • Kitchen Features:Snack Bar: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • Exterior Features: Play Equipment
  • List Price: 309000.0
  • Lot Features: Sidewalk
  • Patio and Porch Features: Deck
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Roof: Composition
  • Water Body Name: St Joseph River
  • Waterfront Features: River
  • Waterfront: No
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes
  • Exterior Features:Play Equipment: Yes
  • Patio and Porch Features:Deck(s): Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Public
  • Utilities: Phone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, Broadband
  • Water Source: Public

Condo/Co-op/Association

  • Association Amenities: Clubhouse, Pets Allowed, Playground, Pool, Security
  • Association Fee: 218.0
  • Association Fee Frequency: Monthly
  • Association: Yes
  • ResoAssociationFeeFrequency: Monthly

Association/Amenities

  • Water Fea Amenities:All Sports: Yes
  • Association Info:Approx Assoc Fee2: 218.0
  • Water Fea Amenities:Deeded Access: Yes
  • Association Info:Assoc Fee Payable: Monthly
  • Assoc Amenities:Pets Allowed2: Yes
  • Water Fea Amenities:Assoc Access: Yes
  • Assoc Amenities:Playground: Yes
  • Water Fea Amenities:Dock: Yes
  • Assoc Amenities:Club House: Yes
  • Assoc Amenities:Pool: Yes
  • Assoc Amenities:Security: Yes

Fee Information

  • Association Fee Includes: Trash, Snow Removal, Lawn/Yard Care

Lot Info

  • Lot Size Acres: 0.09
  • Lot Size Area: 0.09
  • Lot Dimensions: 45 x 98
  • Lot Size Sq Ft: 3877.0
  • Zoning Description: 401 Residential
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 6050.0
  • Tax Year: 2019

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 4, 2020
Closed on
Dec 31, 2020
Sold by
Klomfar Charles D and Klomfar Brenda M
Bought by
Ellingson Lynn
Seller's Agent
Gary Depa
@properties Christie's International R.E.
Buyer's Agent
Erica Mantei
@properties Christie's International R.E.
List Price
$309,000
Sold Price
$300,000
Premium/Discount to List
-$9,000
-2.91%
Current Estimated Value
$406,400

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$106,400
Avg. Annual Appreciation
6.96%
Original Mortgage
$100,000
Interest Rate
2.71%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 17, 2006
Sold by
Klomfar Charles D and Klomfar Brenda M
Bought by
Klomfar Charles D and Klomfar Brenda M

Purchase Details

Closed on
Oct 5, 2005
Sold by
Island Pointe Marina Llc
Bought by
Farhan Osama T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$59,000
Interest Rate
5.62%
Mortgage Type
Fannie Mae Freddie Mac
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ellingson Lynn $300,000 None Available
Klomfar Charles D -- None Available
Klomfar Charles D $87,500 None Available
Farhan Osama T $59,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ellingson Lynn $70,000
Closed Ellingson Lynn $100,000
Previous Owner Klomfar Charles D $102,500
Previous Owner Klomfar Charles D $102,500
Previous Owner Klomfar Charles D $97,000
Previous Owner Klomfer Charles D $62,000
Previous Owner Klomfar Charles D $62,000
Previous Owner Farhan Osama T $59,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/04/2021 01/04/21 Sold $300,000 -2.9% $262 / Sq Ft
12/04/2020 12/04/20 Pending -- -- --
11/04/2020 11/04/20 For Sale $309,000 -- $270 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,194 $168,400 $0 $0
2024 $5,038 $148,900 $0 $0
2023 $4,832 $133,300 $0 $0
2022 $4,612 $116,600 $0 $0
2021 $3,913 $115,700 $25,400 $90,300
2020 $5,588 $104,900 $0 $0
2019 $5,526 $98,600 $26,000 $72,600
2018 $5,422 $98,600 $0 $0
2017 $4,985 $97,700 $0 $0
2016 $4,985 $92,900 $0 $0
2015 $4,939 $94,000 $0 $0
2014 $4,757 $92,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Gary Depa

    Seller's Agent in 2021

    Gary Depa

    @ Properties

    (269) 985-3716

    11 in this area

    67 Total Sales

    Gary Depa
    Section Image
  • Erica Mantei

    Buyer's Agent in 2021

    Erica Mantei

    @ Properties

    (269) 932-5006

    4 in this area

    40 Total Sales

    Erica Mantei
    Section Image
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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 20036764

Southwestern Michigan Association of REALTORS®

APN: 11-76-3610-0042-00-5

Michigan Berrien County Saint Joseph 49085

414 Island Pointe Dr Unit 42, Saint Joseph, MI

This home is located at 414 Island Pointe Dr Unit 42, Saint Joseph, MI 49085 since 04 November 2020 and is currently estimated at $406,400, approximately $355 per square foot. This property was built in 2006. 414 Island Pointe Dr Unit 42 is a home located in Berrien County with nearby schools including Upton Middle School, St. Joseph High School, and Benton Harbor Charter School Academy.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Southwestern Michigan Association of REALTORS® Information is deemed reliable but not guaranteed.
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