$265,000

414 Oquaga Lake Rd Deposit, NY 13754

Estimated payment $1,944/month

Total Views 6,656
3 Beds
2 Baths
1,944 Sq Ft
$136 Price per Sq Ft

Highlights

  • Lake Front
  • Deck
  • Wood Flooring
  • Beach Access
  • Traditional Architecture
  • Main Floor Bedroom

About This Home

Nestled just steps from beautiful, spring-fed Oquaga Lake, 414 Oquaga Lake Road in Deposit, NY, offers the perfect blend of year-round comfort and tranquil lake life. This 3-bedroom, 2-bath contemporary home sits on a manageable 0.31-acre lot and features 1,950 square feet of light-filled living space. Built in 1984, the home boasts dramatic cathedral ceilings with exposed wooden beams, wood floors, and an open-concept main level with a cozy woodstove. The upper-level primary suite offers a spacious retreat complete with a jetted tub. Enjoy the outdoors from the full-width front deck or take advantage of the rare **deeded lake access** just across the quiet, town-maintained road—ideal for swimming, boating, or simply relaxing by the water. With modern comforts like on-demand hot water, ceiling fans through-out, this property is suited for both weekend escapes and full-time living. The exterior of the home blends naturally into its peaceful setting with large porch, natural stones, and wildflowers. Located in a quiet lakefront community with mature landscaping and easy upkeep, this home is a rare find—offering timeless charm, modern features, and an unbeatable location near the water. Whether you're looking for a serene getaway or a full-time residence in the Catskills, this property delivers the lifestyle you've been dreaming of. Property is tenant-occupied—please respect privacy. Do not drive up or approach without a scheduled appointment.

Listing Agent

Ashley Trattner

Listing by Keller Williams Upstate NY Properties Brokerage Phone: 845-674-3535 License #10401393378 Listed on: 06/17/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,921

Year Built

  • Built in 1984

Lot Details

  • 0.3 Acre Lot
  • Lot Dimensions are 85x155
  • Lake Front
  • Irregular Lot

Home Design

  • Traditional Architecture
  • Cottage
  • Pillar, Post or Pier Foundation
  • Vinyl Siding

Interior Spaces

  • 1,944 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Separate Formal Living Room

Flooring

  • Wood
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms | 2 Main Level Bedrooms
  • 2 Full Bathrooms

Parking

  • No Garage
  • Gravel Driveway

Outdoor Features

  • Beach Access
  • Deck

Utilities

  • Heating System Uses Propane
  • Baseboard Heating
  • The river is a source of water for the property
  • The lake is a source of water for the property
  • Tankless Water Heater

Listing and Financial Details

  • Tax Lot 8
  • Assessor Parcel Number 034289-218-011-0001-008-000-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,921

Year Built

Built in 1984

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1984
  • Attribution Contact: 845-674-3535
  • Lot Features: Irregular Lot, Other, See Remarks
  • Water Body Name: Oquaga Lake
  • Directions: From Hancock - Route 17 West: Exit through Deposit Route 8, left onto Oquaga Lake Road (signs for Scotts Resort). Make a right, go to end, left. House on right with for sale sign.
  • Architectural Style: Cottage, Traditional
  • Flooring: Hardwood, Laminate, Varies
  • Garage Yn: No
  • Interior Features: Ceiling Fan(s), Separate/Formal Living Room, Other, See Remarks, Bedroom on Main Level
  • Unit Levels: Two
  • Year Built Details: Existing
  • Special Features: None

Interior Features

  • Appliances: Tankless Water Heater
  • Basement: None
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 2
  • Total Bedrooms: 8
  • Stories: 2
  • Stories: 2

Exterior Features

  • Acres: 0.3025
  • Waterfront Features: Beach Access, Deeded Access, Lake
  • Waterfront: No
  • Construction Type: Structural Insulated Panels, Vinyl Siding
  • Exterior Features: Deck, Gravel Driveway
  • Foundation Details: Pillar/Post/Pier
  • Patio And Porch Features: Deck

Garage/Parking

  • Parking Features: No Garage

Utilities

  • Heating: Propane, Baseboard
  • HeatingYN: Yes
  • Utilities: Electricity Connected, Sewer Connected
  • Water Source: Lake, River

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Junior High Dist: Deposit

Lot Info

  • Parcel Number: 034289-218-011-0001-008-000-0000
  • Lot Dimensions: 85X155
  • Lot Size Sq Ft: 13175.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 5921.0
  • Tax Lot: 8

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,399 $116,000 $40,000 $76,000
2023 $5,836 $116,000 $40,000 $76,000
2022 $5,222 $116,000 $40,000 $76,000
2021 $5,172 $116,000 $40,000 $76,000
2020 $8,867 $116,000 $40,000 $76,000
2019 $0 $116,000 $40,000 $76,000
2018 $8,731 $116,000 $40,000 $76,000
2017 $4,048 $50,000 $13,500 $36,500
2016 $2,860 $50,000 $13,500 $36,500
2015 -- $50,000 $13,500 $36,500
2014 -- $50,000 $13,500 $36,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/17/2025 06/17/25 For Sale $265,000 +1414.3% $136 / Sq Ft
09/21/2017 09/21/17 Sold $17,500 -65.0% $10 / Sq Ft
03/21/2016 03/21/16 Pending -- -- --
03/21/2016 03/21/16 For Sale $50,000 -- $29 / Sq Ft
Source: Otsego-Delaware Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Referees Deed $59,077 None Available
Deed $45,500 Gary Kline
Deed $35,000 Robert Murphy
Deed $12,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $109,500 Reverse Mortgage Home Equity Conversion Mortgage
Source: Public Records

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Source: Otsego-Delaware Board of REALTORS®

MLS Number: R1615304

Otsego-Delaware Board of REALTORS®

APN: 034289-218-011-0001-008-000-0000