$1,390,000
SOLD MAY 30, 2025

4145 Cindy Ln Denver, NC 28037

4 Beds
6 Baths
4,579 Sq Ft
0.96 Acres

Recently Sold

$304 Per Sq Ft

18% Below List Price

195 Days on Market

Highlights

  • Docks
  • Boat Slip
  • 2 Car Attached Garage
  • Rock Springs Elementary School Rated A-
  • Waterfront
  • Laundry Room

About This Home

As of May 2025

The best of southern style living along the shores of Lake Norman! This private retreat nestled on a large, private cove offering gorgeous water views from almost every room. With over 2,500 sq ft of outdoor terraces, the open-concept layout showcases vaulted ceilings, a cozy fireplace, an updated kitchen with stainless steel appliances and granite island, and 4 spacious bedrooms with dual primary suites. The basement is designed for lake front entertainment, with stained concrete floors, large wet bar, a media room, wine fridge, and workshop / safe room. Natural light floods the home through the floor to ceiling windows offering breathtaking lake views throughout. Outdoors, enjoy a lakefront oasis with expansive balconies, a lakeside gazebo, fountain, and private swimming platform. Additional highlights include a large game room, fire pit, and covered dock. Ideal as a private lakefront home or as an established VRBO investment, reach out for more details!

Last Agent to Sell the Property

Liz Miller

Ivester Jackson Christie's Brokerage Email: lizmiller@ivesterjackson.com License #263329 Listed on: 10/16/2024

Co-Listed By

Mary Kay Portaro

Ivester Jackson Christie's Brokerage Email: lizmiller@ivesterjackson.com License #344344

Last Buyer's Agent

Jennifer Monroe

COMPASS License #277197

COMPASS

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2005

Lot Details

  • Waterfront
  • Irrigation
  • Property is zoned R-SF

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Hardboard

Interior Spaces

  • 2-Story Property
  • Ceiling Fan
  • Gas Log Fireplace
  • Great Room with Fireplace
  • Water Views
  • Walk-Out Basement
  • Dishwasher

Bedrooms and Bathrooms

Laundry

  • Laundry Room
  • Electric Dryer Hookup

Outdoor Features

  • Boat Slip
  • Docks

Schools

  • Rock Springs Elementary School
  • North Lincoln Middle School
  • North Lincoln High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heat Pump System
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 83220

Home Details

Home Type

Single Family

Year Built

Built in 2005

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2005
  • Road Surface Type: Concrete, Paved
  • Unit Levels: Two
  • Ratio CurrentPrice/TotalPropertyHLA: 303.56
  • Bedroom Lower: 0
  • Geocode Confidence: High
  • Attribution Contact: lizmiller@ivesterjackson.com
  • Special Features: VirtualTour

Interior Features

  • Foundation Details: Basement
  • Fireplace: Yes
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 2025
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 0
  • Sq Ft Unheated Lower: 0
  • Sq Ft Unheated Main: 0
  • Sq Ft Unheated Third: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Unheated Upper: 0
  • Sq Ft Upper: 1005
  • Appliances: Dishwasher
  • Above Grade Finished Sq Ft: 3030
  • Has Basement: Walk-Out Access
  • Basement YN: Yes
  • Full Bathrooms: 4
  • Half Bathrooms: 2
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 1549
  • Fireplace Features: Gas Log, Great Room
  • Living Area: 4579
  • Bedroom Main: 1
  • Bedroom Basement: 1
  • Bedroom Third: 0

Exterior Features

  • Exterior Features: Dock, In-Ground Irrigation
  • New Construction: No
  • Construction Type: Site Built
  • View: Water, Year Round
  • Water Body Name: Lake Norman
  • Waterfront Features: Boat Slip (Deed), Dock
  • Construction Type: Hardboard Siding

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Driveway, Attached Garage, Garage Door Opener, Garage Faces Side

Utilities

  • Heating: Heat Pump, Zoned
  • Sewer: Septic Installed
  • Laundry Features: Electric Dryer Hookup, In Basement, Laundry Room, Main Level
  • Cooling: Ceiling Fan(s), Central Air, Heat Pump, Zoned
  • Water Source: Well

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Middle Or Junior School: North Lincoln
  • HOA Subject To: None

Lot Info

  • Lot Features: Waterfront
  • Lot Size Units: Acres
  • Parcel Number: 83220
  • Zoning: R-SF
  • Zoning Specification: R-SF

MLS Schools

  • Elementary School: Rock Springs
  • High School: North Lincoln

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 16, 2024
Closed on
May 28, 2025
Sold by
Vacation At Lake Norman Llc
Bought by
Wilson Jonathan J
Seller's Agent
Liz Miller
Ivester Jackson Christie's
Buyer's Agent
Jennifer Monroe
COMPASS
List Price
$1,695,000
Sold Price
$1,390,000
Premium/Discount to List
-$305,000
-17.99%
Views
35
Current Estimated Value
$1,465,571

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$75,571
Avg. Annual Appreciation
9.07%
Original Mortgage
$1,112,000
Outstanding Balance
$1,107,885
Interest Rate
4.88%
Mortgage Type
New Conventional
Estimated Equity
$357,686

Purchase Details

Closed on
May 29, 2020
Sold by
Anderson Millard P and Anderson Crystal Carr
Bought by
Vacation At Lake Norman Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$735,000
Interest Rate
3.3%
Mortgage Type
Future Advance Clause Open End Mortgage

Purchase Details

Closed on
Mar 30, 2017
Sold by
Anderson Millard P and Anderson Crystal Carr
Bought by
Anderson Scott Fletcher

Purchase Details

Closed on
Mar 21, 2012
Sold by
Anderson Millard P and Anderson Crystal Carr
Bought by
Anderson Millard P and Anderson Crystal Carr

Purchase Details

Closed on
Feb 2, 2011
Sold by
Anderson Elizabeth D
Bought by
Anderson Millard P

Purchase Details

Closed on
May 25, 2006
Sold by
Anderson Christopher Charles
Bought by
Anderson Millard P and Anderson Elizabeth D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$175,000
Interest Rate
6.44%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,390,000 None Listed On Document
Warranty Deed $1,390,000 None Listed On Document
Warranty Deed $746,000 None Available
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $1,112,000 New Conventional
Closed $1,112,000 New Conventional
Previous Owner $735,000 Future Advance Clause Open End Mortgage
Previous Owner $175,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/30/2025 05/30/25 Sold $1,390,000 -18.0% $304 / Sq Ft
04/29/2025 04/29/25 Pending -- -- --
04/29/2025 04/29/25 For Sale $1,695,000 +21.9% $370 / Sq Ft
11/25/2024 11/25/24 Off Market $1,390,000 -- --
10/16/2024 10/16/24 For Sale $1,695,000 -- $370 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,126 $1,319,996 $344,491 $975,505
2024 $8,080 $1,319,996 $344,491 $975,505
2023 $8,075 $1,319,996 $344,491 $975,505
2022 $6,636 $880,084 $254,157 $625,927
2021 $6,575 $880,084 $254,157 $625,927
2020 $6,284 $880,084 $254,157 $625,927
2019 $6,284 $880,084 $254,157 $625,927
2018 $5,774 $781,415 $244,168 $537,247
2017 $5,673 $781,415 $244,168 $537,247
2016 $5,654 $781,415 $244,168 $537,247
2015 $5,704 $781,415 $244,168 $537,247
2014 $5,427 $754,931 $275,001 $479,930
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4186714

Canopy MLS (Canopy Realtor® Association)

APN: 83220