$429,760
PENDING NEW CONSTRUCTION $50K PRICE INCREASE

415 Elm Spring Rd Saint Cloud, FL 34771

North Saint Cloud Neighborhood

Estimated payment $2,716/month

Total Views 25,563
3 Beds
2 Baths
2,021 Sq Ft
$213 Price per Sq Ft

Highlights

  • Under Construction
  • Clubhouse
  • Main Floor Primary Bedroom
  • In Ground Pool
  • Florida Architecture
  • Bonus Room

About This Home

Under Construction. Welcome to The Crossings, located in the quaint city of St. Cloud. This amenity-rich community offers a pool, splash pad, a playground for the kiddos, and a dog park – you can have this and more right outside your door. Conveniently located off Narcoosee Rd, just 15 minutes to Lake Nona’s medical city, SR 417, and the Turnpike, for an easy commute around town, no matter where your travels take you. The Panama single-family home is what you always pictured for yourself. Step in from the 2-car garage or front porch and pass the first of 3 spacious bedrooms and a full bath with double vanity. A versatile flex space can be used as an office, a study, or a 4th bedroom. In the dining area, prepare to be wowed. This space is highlighted by a gourmet kitchen with a large island overlooking a lanai and a great room where friends and family will gather. Your luxurious owner’s suite includes a beautiful tray ceiling, a double vanity owner’s bath and a huge walk-in closet. The Panama is pure bliss. All Ryan Homes now include WIFI-enabled garage opener and Ecobee thermostat. **Closing cost assistance is available with use of Builder’s affiliated lender**. DISCLAIMER: Prices, financing, promotion, and offers subject to change without notice. Offer valid on new sales only. See Community Sales and Marketing Representative for details. Promotions cannot be combined with any other offer. All uploaded photos are stock photos of this floor plan. Actual home may differ from photos.

Listing Agent

William Maltbie

MALTBIE REALTY GROUP Brokerage Phone: 813-819-5255 License #3493842 Listed on: 12/03/2025

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2026 | Under Construction

Lot Details

  • 8,003 Sq Ft Lot
  • Lot Dimensions are 50x159
  • West Facing Home
  • Native Plants
  • Landscaped with Trees
  • Property is zoned 00

HOA Fees

  • $8 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Home is estimated to be completed on 10/31/26
  • Florida Architecture
  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,021 Sq Ft Home
  • ENERGY STAR Qualified Windows
  • Sliding Doors
  • Entrance Foyer
  • Great Room
  • Family Room Off Kitchen
  • Dining Room
  • Bonus Room
  • Inside Utility
  • Laundry in unit
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Dinette
  • Walk-In Pantry
  • Range
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Disposal

Flooring

  • Carpet
  • No or Low VOC Flooring
  • Concrete
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Low Flow Plumbing Fixtures
  • Shower Only

Eco-Friendly Details

  • Energy-Efficient Appliances
  • Energy-Efficient HVAC
  • Energy-Efficient Lighting
  • Energy-Efficient Thermostat
  • No or Low VOC Paint or Finish
  • Ventilation
  • HVAC Filter MERV Rating 8+
  • Reclaimed Water Irrigation System

Pool

  • In Ground Pool
  • Outside Bathroom Access

Outdoor Features

  • Covered Patio or Porch
  • Exterior Lighting

Schools

  • Narcoossee Elementary School
  • Narcoossee Middle School
  • Harmony High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Underground Utilities

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Visit Down Payment Resource Website
  • Tax Lot 458
  • Assessor Parcel Number 22-25-31-3682-0001-4580
  • $2,844 per year additional tax assessments

Community Details

Overview

  • Association fees include ground maintenance, recreational facilities
  • Ryan Homes Association
  • Built by RYAN HOMES
  • The Crossings Subdivision, Panama Floorplan

Amenities

  • Clubhouse

Recreation

  • Community Playground
  • Community Pool
  • Dog Park

Home Details

Home Type

Single Family

Year Built

Built in 2026 | Under Construction

Lot Details

8,003 Sq Ft Lot

HOA Fees

$8 per month

Parking

2

Listing Details

  • HOA Fee Includes: Maintenance Grounds, Recreational Facilities
  • Property Type: Residential
  • Property Condition: Under Construction
  • Property Sub Type: Single Family Residence
  • Architectural Style: Florida
  • Construction Materials: Block, Stucco, Frame
  • Fireplace: No
  • Living Area: 2021
  • Lot Size Acres: 0.19
  • New Construction: Yes
  • Year Built: 2026
  • Building Area Total: 2600
  • Lot Size Sq Ft: 8003
  • Status: Pending
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 241.55
  • Escrow State: FL
  • Minimum Lease: 1-2 Years
  • RATIO Current Price By Calculate: 212.65
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 813-819-5255
  • Tax Year: 2026
  • Special Features: 4098

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Eat-in Kitchen, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Microwave, Range
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Window Features: ENERGY STAR Qualified Windows
  • Additional Rooms: Bonus Room,Inside Utility
  • Living Area Meters: 187.76

Exterior Features

  • Direction Faces: West
  • Pool Features: In Ground, Outside Bath Access
  • Exterior Features: Lighting, Sliding Doors
  • Roof: Shingle
  • Home Warranty: Yes
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Covered, Patio
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Projected Completion Date: 2026-10-31T00:00:00.000

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener

Utilities

  • Utilities: Electricity Available, Public, Underground Utilities
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Dog Park, Street Lights
  • Association Amenities: Clubhouse, Playground, Pool
  • Association Fee: 96
  • Association Fee Frequency: Annually
  • Association Name: RYAN HOMES
  • Association: Yes
  • Security: Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: Leash Law.
  • Association Fee Requirement: Required
  • Association Email: 1

Fee Information

  • Total Annual Fees: 96.00
  • Total Monthly Fees: 8.00
  • Monthly HOA Amount: 8.00

Schools

  • Elementary School: Narcoossee Elementary
  • High School: Harmony High
  • Middle Or Junior School: Narcoossee Middle

Lot Info

  • Zoning: 00
  • Parcel Number: 22-25-31-3682-0001-4580
  • Additional Parcels: No
  • Lot Features: Sidewalk, Paved
  • Lot Dimensions: 50x159
  • Property Attached Yn: No
  • Flood Zone Code: X

Green Features

  • Efficiency: Appliances, HVAC, Lighting, Thermostat, Windows
  • Green Indoor Air Qlty: HVAC Filter MERV 8+, No/Low VOC Flooring, No/Low VOC Paint/Finish, Ventilation
  • Green Water Conservation: Drip Irrigation, Irrigation-Reclaimed Water, Low-Flow Fixtures
  • Green Landscaping: Fl. Friendly/Native Landscape

Building Info

  • Builder Name: RYAN HOMES

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: No short term rentals.

Tax Info

  • Tax Block: 00
  • Tax Book Number: 36/95-109
  • Tax Lot: 458
  • Tax Other Annual Assessment Amount: 2844

Multi Family

  • Approval Process: SEE HOA DOCS

Map

Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/09/2026 04/09/26 Price Changed $429,760 +13.1% $213 / Sq Ft
04/04/2026 04/04/26 Pending -- -- --
03/27/2026 03/27/26 For Sale $379,990 0.0% $188 / Sq Ft
03/26/2026 03/26/26 Off Market $379,990 -- --
12/03/2025 12/03/25 For Sale $379,990 -- $188 / Sq Ft
Source: Stellar MLS

About the Listing Agent

William Maltbie
William Maltbie

MALTBIE REALTY GROUP

(888) 587-2581

Section Image

View William's Profile

William's Other Listings

  • 436 Elm Spring Rd, Saint Cloud, FL 34771

    $406,975 Pending

    • 3 Beds
    • 2 Baths
    • 2,021 Sq Ft
    • 436 Elm Spring Rd
    • Saint Cloud, FL

    Under Construction. Welcome to The Crossings, located in the quaint city of St. Cloud. This amenity-rich community offers a pool, splash pad, a playground for the kiddos, and a dog park – you can have this and more right outside your door. Conveniently located off Narcoosee Rd, just 15 minutes to Lake Nona’s medical city, SR 417, and the Turnpike, for an easy commute around town, no matter where

    William Maltbie MALTBIE REALTY GROUP

    Section Image
  • 6012 Chestnut Grove Place, St. Cloud, FL 34771

    $499,595 Pending

    • 4 Beds
    • 2.5 Baths
    • 2,797 Sq Ft
    • 6012 Chestnut Grove Place
    • St. Cloud, FL

    Under Construction. Welcome to The Crossings, located in the quaint city of St. Cloud. This amenity-rich community offers a pool, splash pad, a playground for the kiddos, and a dog park – you can have this and more right outside your door. Conveniently located off Narcoosee Rd, just 15 minutes to Lake Nona’s medical city, SR 417, and the Turnpike, for an easy commute around town, no matter where

    William Maltbie MALTBIE REALTY GROUP

    Section Image
  • 5938 Riverfront Way, Saint Cloud, FL 34771

    $429,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 2,748 Sq Ft
    • 5938 Riverfront Way
    • Saint Cloud, FL

    Pre-Construction. To be built. Welcome to The Crossings, located in the quaint city of St. Cloud. This amenity-rich community offers a pool, splash pad, a playground for the kiddos, and a dog park – you can have this and more right outside your door. Conveniently located off Narcoosee Rd, just 15 minutes to Lake Nona’s medical city, SR 417, and the Turnpike, for an easy commute around town, no

    William Maltbie MALTBIE REALTY GROUP

    Section Image
  • 5277 Luisa Ct, St. Cloud, FL 34771

    $344,999 Pending

    • 4 Beds
    • 2.5 Baths
    • 1,860 Sq Ft
    • 5277 Luisa Ct
    • St. Cloud, FL

    Move-In Ready Now – Spacious Townhome Living Minutes from Lake Nona, Private & Low-Maintenance. Discover the Hazel floor plan, a beautifully designed 4-bedroom, 2.5-bath townhome offering 1,860 sq. ft. of thoughtfully crafted living space in a small, private community set on a quiet cul-de-sac with NO CDD fees. This move-in ready home features an open-concept main floor with 9'4" ceilings and

    William Maltbie MALTBIE REALTY GROUP

    Section Image
  • 5233 Luisa Ct, St. Cloud, FL 34771

    $389,999 New Construction

    • 4 Beds
    • 3.5 Baths
    • 2,010 Sq Ft
    • 5233 Luisa Ct
    • St. Cloud, FL

    Construction has just begun, giving you time to personalize your design selections and create a home that reflects your style.The Elm is a truly one-of-a-kind townhome that lives like a spacious single-family homeoffering the convenience of low-maintenance living without sacrificing space or functionality. With the primary suite conveniently located on the first floor, three additional bedrooms

    William Maltbie MALTBIE REALTY GROUP

    Section Image
  • 5229 Luisa Ct, Saint Cloud, FL 34771

    $359,999 New Construction

    • 4 Beds
    • 2.5 Baths
    • 1,860 Sq Ft
    • 5229 Luisa Ct
    • Saint Cloud, FL

    Summer Move-In! Estimated Completion: June 2026Just minutes from Lake Nona, without the Lake Nona price tag!Welcome to The Hazel, a thoughtfully designed four-bedroom townhome with a two-car garage, delivering the space, comfort, and livability of a single-family home in Terra Haven, a new low-maintenance community ideally located near Lake Nona, Medical City, Orlando International Airport,

    William Maltbie MALTBIE REALTY GROUP

    Section Image
  • 5225 Luisa Ct, Saint Cloud, FL 34771

    $359,999 Pending

    • 4 Beds
    • 2.5 Baths
    • 1,860 Sq Ft
    • 5225 Luisa Ct
    • Saint Cloud, FL

    Under Construction. Estimated Completion June 2026. Ask about low interest rates! This quaint townhome community is just minutes from Lake Nona, without the Lake Nona price tag! Welcome to The Hazel, a thoughtfully designed four-bedroom townhome with a two-car garage, delivering the space, comfort, and livability of a single-family home in Terra Haven, a new low-maintenance community ideally

    William Maltbie MALTBIE REALTY GROUP

    Section Image
  • 5221 Luisa Ct, St. Cloud, FL 34771

    $358,999 New Construction

    • 4 Beds
    • 2.5 Baths
    • 1,860 Sq Ft
    • 5221 Luisa Ct
    • St. Cloud, FL

    Under Construction | Estimated Completion: June, 2026Ask about low interest rates! This quaint townhome community is just minutes from Lake Nona, without the Lake Nona price tag!Welcome to The Hazel, a thoughtfully designed four-bedroom townhome with a two-car garage, delivering the space, comfort, and livability of a single-family home in Terra Haven, a new low-maintenance community ideally

    William Maltbie MALTBIE REALTY GROUP

    Section Image
  • 5217 Luisa Ct, Saint Cloud, FL 34771

    $349,999 Pending

    • 4 Beds
    • 2.5 Baths
    • 1,860 Sq Ft
    • 5217 Luisa Ct
    • Saint Cloud, FL

    Under Construction. Summer Move-In! Estimated Completion: June 2026. Just minutes from Lake Nona, without the Lake Nona price tag! Welcome to The Hazel, a thoughtfully designed four-bedroom townhome with a two-car garage, delivering the space, comfort, and livability of a single-family home in Terra Haven, a new low-maintenance community ideally located near Lake Nona, Medical City, Orlando

    William Maltbie MALTBIE REALTY GROUP

    Section Image

Source: Stellar MLS

MLS Number: W7881172

Stellar MLS

APN: 22-25-31-3682-0001-4580

Florida Osceola County Saint Cloud 34771 North Saint Cloud

415 Elm Spring Rd, Saint Cloud, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Stellar MLS All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393

Nearby Homes
William Maltbie
William Maltbie
Listing Agent Section Image
MALTBIE REALTY GROUP
(888) 587-2581
Your Personal Tour Guide

Ask me questions while you tour the home.