NOT LISTED FOR SALE

4150 Stello Rd Saginaw, MI 48609

Estimated Value: $589,000 - $746,000

3 Beds
4 Baths
4,335 Sq Ft
$158/Sq Ft Est. Value

Last Sold May 18, 2020

Last sale price $450,000 $104 Per Sq Ft

Est. 52% increase in value since last sale

Current estimated payment $3,973/month

171 Days on Market

Highlights

  • Second Garage
  • Deck
  • Traditional Architecture
  • Waterfront
  • Recreation Room
  • Cathedral Ceiling

About This Home

As of May 2020

Experience paradise in this truly one of a kind luxury home. Enjoy peace and tranquility in your own personal oasis with a multi-level deck & scenic lake views. This stunning 3B/4Bath home is situated on almost 4-acres offering over 3,000 sq/ft of living space with1,300 sq/ft of finished space on the lower level and 860 sq/ft of finished space over the detached garage. Exceptionally inviting from the moment you open the door, the flowing open floor plan is highlighted by wood floors, high ceiling, fresh paint & abundant windows allowing in the natural light. This home boasts an open kitchen & living room, a private master suite with a walk-in closet, a master bath features dual sinks, Jacuzzi tub, & separate walk-in shower. The second level has a large loft area, 2 additional bedrooms, and a Jack & Jill bath. The outdoor space includes a 2 tier deck, lake frontage a 4 car garage with its own heating & cooling system & living quarters above. Perfect for entertaining family and friends.

Last Agent to Sell the Property

Jan Hauck

Century 21 Signature Realty License #SBR-6502336889 Listed on: 10/14/2019

Century 21 Signature Realty

Co-Listed By

Mary Knoll

Berkshire Hathaway HomeServices License #SBR-6501373174

Last Buyer's Agent

Jan Hauck

Century 21 Signature Realty License #SBR-6502336889 Listed on: 10/14/2019

Century 21 Signature Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 2004

Lot Details

  • 3.97 Acre Lot
  • 232 Ft Wide Lot
  • Waterfront
  • Rural Setting

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Poured Concrete
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Skylights
  • Gas Fireplace
  • Bay Window
  • Entryway
  • Family Room
  • Living Room with Fireplace
  • Den
  • Recreation Room
  • Loft
  • Bonus Room
  • Workshop
  • Home Security System
  • Laundry Room

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Main Floor Bedroom
  • Walk-In Closet
  • 4 Full Bathrooms
  • Whirlpool Bathtub
  • Hydromassage or Jetted Bathtub

Finished Basement

  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry
  • Sump Pump
  • Basement Window Egress

Parking

  • 5 Car Attached Garage
  • Second Garage
  • Heated Garage
  • Workshop in Garage
  • Garage Door Opener

Outdoor Features

  • Property is near a pond
  • Deck
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Septic Tank
  • Internet Available

Listing and Financial Details

  • Assessor Parcel Number 26-11-3-17-2001-011

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,536

Year Built

Built in 2004

Lot Details

0

Listing Details

  • Originating MLS: Saginaw Board of REALTORS
  • Class: RESIDENTIAL
  • Type Of Property: Single Family
  • Architecture Style: Traditional
  • Structure Style: 2 Story
  • Total Tax Amount: 6536.06
  • Total Tax Year: 2019
  • Year Built: 2004
  • Mail City: Saginaw
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Interior Amenities: 9 ft + Ceilings, Bay Window, Cable/Internet Avail., Cathedral/Vaulted Ceiling, Hardwood Floors, Spa/Jetted Tub, Security System, Sump Pump, Walk-In Closet, Skylights
  • Appliances: Dishwasher, Disposal, Microwave, Range/Oven, Refrigerator
  • Fireplace: Yes
  • Fireplaces: Gas Fireplace, LivRoom Fireplace
  • Basement: Yes
  • Basement: Egress/Daylight Windows, Finished, Full, Outside Entrance, Poured, Sump Pump
  • Bedrooms: 3
  • Bedroom 1: On 1st Floor, Dimensions: 13 x 18
  • Bedroom 1 Floor Covering: Wood
  • Bedroom 2: On 2nd Floor, Dimensions: 12 x 18
  • Bedroom 2 Floor Covering: Wood
  • Bedroom 3: On 2nd Floor, Dimensions: 11 x 17
  • Bedroom 3 Floor Covering: Wood
  • Bathrooms Description: Whirlpool/Hot Tub
  • Full Bathrooms: 4
  • Total Bathrooms: 5
  • Bathroom 1: Dimensions: 13 x 13, On Level: First, Flooring: Wood
  • Bathroom 2: Dimensions: 15 x 11, On Level: Second, Flooring: Wood
  • Bathroom 3: Dimensions: 11 x 5, On Level: Basement, Flooring: Carpet
  • Bathroom 4: Dimensions: 9 x 9, On Level: Second, Flooring: Carpet
  • Room Types: Den/Study/Lib, Entry, Family Room, First Floor Bedroom, First Floor Laundry, First Flr Primary Bedroom, Living Room, Loft, Recreation Room, Utility/Laundry Room, Workshop, Primary Bedroom, Primary Bathroom, Bonus Room
  • Dining Room: On 1st Floor, Dimensions: 11 x 11
  • Dining Room Floor Covering: Wood
  • Family Room: In Basement, Dimensions: 23 x 30
  • Family Room Floor Covering: Carpet
  • Kitchen: On 1st Floor, Dimensions: 17 x 13
  • Kitchen Floor Covering: Wood
  • Laundry: On 1st Floor, Dimensions: 8 x 8
  • Laundry Room Floor Covering: Wood
  • Library Den: On 1st Floor, Dimensions: 12 x 10
  • Library Den Floor Covering: Wood
  • Living Room: On 1st Floor, Dimensions: 19 x 19
  • Living Room Floor Covering: Wood
  • Sitting Room: On 2nd Floor, Dimensions: 18 x 12
  • Sitting Room Floor Covering: Wood
  • Other Room1: Dimensions: 31x18, On Level: Basement, Flooring: Carpet
  • Below Grade Sq Ft: 1663
  • Finished Below Grade Sq Ft: 1300
  • Half Bathrooms: 1
  • Above Grade Finished Sq Ft: 3035
  • Total Finished Sq Ft: 4335

Exterior Features

  • Exterior: Brick, Vinyl Siding
  • Exterior Features: Deck, Porch
  • Foundation: Basement
  • Frontage: 232
  • Road: Paved Street, City/County
  • Water Features: Lake Frontage, Pond, Waterfront
  • Waterfront: Yes

Garage/Parking

  • Garage: Additional Garage(s), Gar Door Opener, Heated Garage, Workshop, Attached Garage, Electric in Garage
  • Garage Spaces: 5
  • Garage: Yes

Utilities

  • Heating: Forced Air
  • Heating Fuel: Natural Gas
  • Sewer: Septic
  • Water: Public Water
  • Water Heater: Gas
  • Cooling: Ceiling Fan(s), Central A/C

Lot Info

  • Assessor Parcel Number: 26-11-3-17-2001-011
  • Zoning: Residential
  • Lot Description: Deep Lot - 150+ Ft., Large Lot - 65+ Ft., Treed
  • Lot Dimensions: Irregular
  • Acreage: 3.97
  • Geo Subdivision: MI
  • Site/Lot Features: Rural

Tax Info

  • Summer Tax: Year: 2019, Amount: $2,468.07
  • Winter Tax: Year: 2019, Amount: $4,067.99
  • Taxable Value: 225100
  • Total Tax: Year: 2019, Amount: $6,536.06
  • SEV Year: 2019

MLS Schools

  • School District: St Charles Community Schools

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 14, 2019
Closed on
May 18, 2020
Sold by
Nakagawa Nobudo
Bought by
Loberg Mitchell and Loberg Bethany
Seller's Agent
Jan Hauck
Century 21 Signature Realty
Buyer's Agent
Jan Hauck
Century 21 Signature Realty
List Price
$529,900
Sold Price
$450,000
Premium/Discount to List
-$79,900
-15.08%
Current Estimated Value
$686,093

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$236,093
Avg. Annual Appreciation
8.35%
Original Mortgage
$360,000
Outstanding Balance
$319,707
Interest Rate
3.3%
Mortgage Type
New Conventional
Estimated Equity
$366,386

Purchase Details

Closed on
Aug 25, 2009
Sold by
Eggers Russell A and Eggers Judith A
Bought by
Nakagawa Nobudo

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$374,150
Interest Rate
5.21%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 6, 2005
Sold by
Eggers Development Llc
Bought by
Eggers Russell A and Eggers Judith A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
5.3%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Loberg Mitchell $450,000 Crossroads Title
Nakagawa Nobudo $499,000 --
Eggers Russell A -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Loberg Mitchell $360,000
Previous Owner Nakagawa Nobudo $380,800
Previous Owner Nakagawa Nobudo $355,000
Previous Owner Nakagawa Nobuo $371,000
Previous Owner Nakagawa Nobudo $374,150
Previous Owner Nakagawa Nobuo $74,850
Previous Owner Eggers Russell A $200,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/18/2020 05/18/20 Sold $450,000 -10.0% $104 / Sq Ft
04/02/2020 04/02/20 Pending -- -- --
01/09/2020 01/09/20 Price Changed $499,900 -2.9% $115 / Sq Ft
12/02/2019 12/02/19 Price Changed $514,900 -2.8% $119 / Sq Ft
10/14/2019 10/14/19 For Sale $529,900 -- $122 / Sq Ft
Source: Michigan Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,814 $356,000 $0 $0
2024 $2,814 $308,300 $0 $0
2023 $2,680 $252,400 $0 $0
2022 $7,469 $236,600 $0 $0
2021 $6,804 $225,500 $0 $0
2020 $6,851 $227,900 $0 $0
2019 $6,600 $225,100 $25,000 $200,100
2018 $2,453 $223,700 $0 $0
2017 $6,040 $221,000 $0 $0
2016 $5,982 $221,900 $0 $0
2014 -- $213,900 $0 $184,700
2013 -- $225,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Michigan Multiple Listing Service

MLS Number: 31397707

Michigan Multiple Listing Service

APN: 26113172001011