K
Seller's Agent in 2026
Kelly Nadeau
EXP REALTY LLC
(407) 417-2766
1 in this area
15 Total Sales
41515 Silver Dr Umatilla, FL 32784
5
Beds
4
Baths
3,067
Sq Ft
0.51
Acres Lot
Highlights
- 18 Feet of Lake Waterfront
- Open Floorplan
- Wood Flooring
- Dock made with wood
- Vaulted Ceiling
- Main Floor Primary Bedroom
About This Home
As of March 2026A Lakefront Home Designed for Living, Entertaining, and Unforgettable Sunsets and NO HOA
As you arrive, the circular driveway draws you in, framing a welcoming front porch and hinting at what’s beyond. Step inside, and the home immediately opens up—vaulted ceilings, natural light, and wide lake views pulling your eyes straight through the living space toward the water. The main living room feels airy and grounded at the same time, flowing effortlessly into the kitchen and dining area. It’s the kind of layout that works just as well for quiet mornings as it does for hosting friends on the weekend. Every major living space is oriented to capture the lake, so the view becomes part of everyday life, not just something you visit once in a while. The kitchen anchors the heart of the home with granite countertops, a generous breakfast bar, tile backsplash, and plenty of room to cook, gather, and linger. Whether it’s coffee at sunrise or wine while dinner’s on, this space was built to be lived in. Slide open the doors to the screened-in balcony and feel the shift—breeze off the water, soft evening light, and sunsets that never get old. This is where days end slowly and weekends begin early. Back inside, the owner’s suite on the main level feels like a true retreat. A tray ceiling adds height and drama, while the en-suite bath delivers spa energy with dual granite vanities, a jetted soaking tub, and a custom-tiled walk-in shower with dual shower heads. The walk-in closet keeps everything organized and out of sight. Three additional guest bedrooms on the main level provide flexibility for family, office space, or visiting friends—each positioned for privacy and comfort. Then comes the surprise: the walk-out basement. It opens a whole second chapter of the home, ideal for entertaining, extended family, or long-term guests. A private secondary suite makes this level perfect for in-law quarters or multi-generational living. There’s also a full-size safe room that can double as a sixth bedroom, a gym, or a high-security storage space. Step outside again to the large screened back porch, already plumbed for water and ready for an outdoor kitchenette. Beyond that, the backyard stretches toward the lake with space for a future sand beach, a firepit, or lakeside seating. The private dock waits at the shoreline—launch your kayak, cast a line, or just sit and watch the light change across the water. The home also features a dedicated laundry room on the main level, a two-car tandem garage with a concrete driveway at the rear, and a freshly painted exterior for a clean, move-in-ready feel. seller is offering seller concessions, creating an excellent opportunity for buyers who want room to personalize and structure a deal that works for them. This isn’t just a house—it’s a daily lakefront lifestyle, built for space, comfort, privacy, and views that make ordinary days feel like vacation. Schedule your private showing and walk this story for yourself. buyer to verify all information for accuracy measurements may be estimates
Last Agent to Sell the Property
EXP REALTY LLC Brokerage Phone: 888-883-8509 License #3344334 Listed on: 01/23/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,421
Year Built
- Built in 1997
Lot Details
- 22,215 Sq Ft Lot
- 18 Feet of Lake Waterfront
- Lake Front
- East Facing Home
- Irrigation Equipment
Parking
- 2 Car Attached Garage
Home Design
- Slab Foundation
- Steel Frame
- Shingle Roof
- Wood Siding
- Block Exterior
Interior Spaces
- 3,067 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Tray Ceiling
- Vaulted Ceiling
- Ceiling Fan
- Family Room Off Kitchen
- Living Room
- Dining Room
- Lake Views
- Laundry Room
- Basement
Kitchen
- Eat-In Kitchen
- Range
- Microwave
- Dishwasher
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 5 Bedrooms
- Primary Bedroom on Main
- 4 Full Bathrooms
- Soaking Tub
Outdoor Features
- Access To Lake
- Water Skiing Allowed
- Dock made with wood
- Outdoor Kitchen
- Exterior Lighting
Utilities
- Central Heating and Cooling System
- Septic Tank
Community Details
- No Home Owners Association
- Silver Beach Hights Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 18
- Assessor Parcel Number 01-18-26-0300-00H-01800
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 23, 2026
Closed on
Mar 6, 2026
Sold by
Tansyla Nicholson
Bought by
Archer Franklin and Archer Rachel
Seller's Agent
Kelly Nadeau
EXP REALTY LLC
Buyer's Agent
Robin Cropp
LPT REALTY, LLC.
List Price
$549,999
Sold Price
$520,000
Premium/Discount to List
-$29,999
-5.45%
Views
24
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
58.42%
Original Mortgage
$510,581
Outstanding Balance
$510,581
Interest Rate
6.09%
Mortgage Type
FHA
Estimated Equity
$38,934
Purchase Details
Closed on
Mar 18, 2005
Sold by
Farner Robert E and Farner Tammy
Bought by
Krug Jeffrey J and Krug Evelyn S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$284,000
Interest Rate
5.37%
Mortgage Type
Unknown
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $520,000 | City Title Services | |
| Warranty Deed | $355,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $510,581 | FHA | |
| Previous Owner | $284,000 | Unknown |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/06/2026 03/06/26 | Sold | $520,000 | -5.5% | $170 / Sq Ft | |
| 02/04/2026 02/04/26 | Pending | -- | -- | -- | |
| 01/23/2026 01/23/26 | For Sale | $549,999 | 0.0% | $179 / Sq Ft | |
| 08/17/2022 08/17/22 | Rented | $3,500 | 0.0% | -- | |
| 08/15/2022 08/15/22 | Under Contract | -- | -- | -- | |
| 08/04/2022 08/04/22 | For Rent | $3,500 | 0.0% | -- | |
| 04/27/2018 04/27/18 | Sold | $410,000 | -2.1% | $136 / Sq Ft | View Prior Sale |
| 03/20/2018 03/20/18 | Pending | -- | -- | -- | |
| 02/26/2018 02/26/18 | For Sale | $419,000 | 0.0% | $139 / Sq Ft | |
| 02/02/2018 02/02/18 | Pending | -- | -- | -- | |
| 02/01/2018 02/01/18 | For Sale | $419,000 | -- | $139 / Sq Ft |
Source: Stellar MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $8,247 | $551,791 | $125,000 | $426,791 |
| 2025 | $4,073 | $548,270 | $125,000 | $423,270 |
| 2024 | $4,073 | $548,270 | $125,000 | $423,270 |
| 2023 | $4,073 | $295,940 | $0 | $0 |
| 2022 | $3,888 | $287,320 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Kelly Nadeau
-
Raymond Nadeau
Seller Co-Listing Agent in 2026
Raymond Nadeau
EXP REALTY LLC
(407) 247-1139
1 in this area
15 Total Sales
-
Robin Cropp
R
Buyer's Agent in 2026
Robin Cropp
LPT REALTY, LLC.
(352) 636-1570
13 in this area
23 Total Sales
-
Debra DeGelormo
D
Seller's Agent in 2022
Debra DeGelormo
BHHS FLORIDA REALTY
(386) 479-6407
6 Total Sales
-
Joanne Levy
Buyer's Agent in 2022
Joanne Levy
BHHS FLORIDA REALTY
(352) 805-5100
10 in this area
127 Total Sales
-
S
Seller's Agent in 2018
Shirley Peacock
EXIT REALTY TRI-COUNTY
Map
Source: Stellar MLS
MLS Number: O6376572
APN: 01-18-26-0300-00H-01800
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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