NOT LISTED FOR SALE

4155 S Ottawa Trail Shelby, MI 49455

Estimated Value: $817,000 - $981,000

4 Beds
2 Baths
2,126 Sq Ft
$423/Sq Ft Est. Value

Last Sold October 09, 2020

Last sale price $582,000 $274 Per Sq Ft

Est. 54% increase in value since last sale

Current estimated payment $6,035/month

344 Days on Market

Highlights

  • Deeded Waterfront Access Rights
  • Beach
  • Family Room with Fireplace
  • 60 Feet of Waterfront
  • Deck
  • Recreation Room

About This Home

As of October 2020

Escape the everyday in this Lake Michigan cottage with low bluff beach access and many recent updates. Enjoy swimming, kayaking, kiteboarding, windsurfing and long walks along the shoreline. Step into a tranquil lifestyle in your beachfront home with beautiful views of the lake and wonderful sunsets. Enjoy a relaxing evening in the hot tub or entertaining on the lake-facing patio. The lower level provides for additional living and entertainment space. Situated in a great area with close proximity to golf courses, restaurants, farm markets, Stony Lake Park & boat launch, tubing, and great fishing. A community playground is located about 3 doors north across the street.

Last Agent to Sell the Property

Andrea Crossman

Coldwell Banker Woodland Schmidt License #6506043931 Listed on: 09/23/2019

Coldwell Banker Woodland Schmidt

Last Buyer's Agent

Kellen Keck

City2Shore Real Estate Inc. License #6506047066

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,542

Year Built

  • Built in 1982

Lot Details

  • 0.33 Acre Lot
  • Lot Dimensions are 60x240
  • 60 Feet of Waterfront
  • The property's road front is unimproved
  • Property fronts a private road
  • Cul-De-Sac
  • Shrub
  • Wooded Lot

HOA Fees

  • $11 Monthly HOA Fees

Parking

  • 2 Car Detached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 2,126 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Gas Log Fireplace
  • Low Emissivity Windows
  • Window Treatments
  • Window Screens
  • Family Room with Fireplace
  • 2 Fireplaces
  • Living Room with Fireplace
  • Dining Area
  • Recreation Room
  • Water Views

Kitchen

  • Breakfast Area or Nook
  • Oven
  • Range
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms | 2 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Outdoor Features

  • Deeded Waterfront Access Rights
  • Shared Waterfront
  • Deck
  • Porch

Location

  • Mineral Rights

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Propane
  • Well
  • Septic System
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

Recreation

  • Beach
  • Community Playground

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,542

Year Built

Built in 1982

Lot Details

0

HOA Fees

$11 per month

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional
  • Stories: 2
  • Year Built: 1982
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 60x240
  • General Property Info:Waterfront3: Yes
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 2126.0
  • General Property Info:Main Level Primary: Yes
  • General Property Info:Main Level Laundry: No
  • Tax Info:Annual Property Tax: 11541.58
  • Waterfront Options:Water Access YN: Yes
  • Lot Description:Wooded: Yes
  • Roofing:Composition: Yes
  • Heat Source:Propane: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Sewer:Septic System: Yes
  • Manufactured:Manufactured YN: No
  • Substructure:Full: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Landscape:ShrubsHedges: Yes
  • General Property Info:Total Fireplaces: 2.0
  • Utilities Attached:Cable: Yes
  • Lot Description:Cul-De-Sac: Yes
  • Waterfront Options:Water Frontage3: 60.0
  • Util Avail at Street:Broadband: Yes
  • Windows:Low Emissivity Windows: Yes
  • Windows:Screens: Yes
  • General Property Info:Fireplace: Yes
  • Utilities Attached:Telephone Line: Yes
  • Additional Items:Ceiling Fans: Yes
  • Additional Items:Window Treatments: Yes
  • Substructure:Walk Out: Yes
  • Mineral Rights:Yes: Yes
  • General Property Info:SqFt Above Grade: 1276.0
  • General Property Info Garage YN: Yes
  • Architectural Style:Traditional: Yes
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Disposal, Dryer, Oven, Range, Refrigerator, Washer
  • Interior Amenities: Ceiling Fan(s), Broadband, Garage Door Opener, Pantry
  • Fireplace Features: Family Room, Gas Log, Living Room
  • Fireplace: Yes
  • Fireplaces: 2
  • Total Bedrooms: 4
  • Main Level Bedrooms: 2
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Full, Walk-Out Access
  • LivingArea: 2126.0
  • Window Features: Low-Emissivity Windows, Screens, Window Treatments
  • General Property Info:Stories2: 2.0
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Kitchen Features:Breakfast Nook: Yes
  • Kitchen Features Pantry: Yes
  • Fireplace:Gas Log: Yes
  • Fireplace:Living: Yes
  • Fireplace:Family: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • List Price: 595000.0
  • Lot Features: Wooded, Cul-De-Sac
  • Patio and Porch Features: Deck, Porch(es)
  • Road Frontage Type: Private Road
  • Road Surface Type: Unimproved
  • Roof: Composition
  • Water Body Name: Lake Michigan
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes
  • Patio and Porch Features:Porch(es): Yes
  • Patio and Porch Features:Deck(s): Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Detached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features:Detached2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Septic Tank
  • Utilities: Phone Connected, Cable Connected
  • Water Source: Well
  • Water Well: Yes

Condo/Co-op/Association

  • Association Amenities: Beach Area, Playground
  • Association Fee: 135.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • Water Fea Amenities:All Sports: Yes
  • Association Info:Approx Assoc Fee2: 135.0
  • Water Fea Amenities:Deeded Access: Yes
  • Association Info:Assoc Fee Payable: Annually
  • Water Fea Amenities:View: Yes
  • Water Fea Amenities:Shared Frontage: Yes
  • Water Fea Amenities:Assoc Access: Yes
  • Assoc Amenities:Playground: Yes
  • Assoc Amenities:Beach Area: Yes

Lot Info

  • Lot Size Acres: 0.33
  • Lot Size Area: 0.33
  • Lot Dimensions: 60x240
  • Lot Size Sq Ft: 14375.0

Tax Info

  • Tax Annual Amount: 11541.58
  • Tax Year: 2020

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 23, 2019
Closed on
Oct 9, 2020
Sold by
Red Cottage 1 Llc
Bought by
Garcia Irwin Noel and Garcia Kelly Jo
Seller's Agent
Andrea Crossman
Coldwell Banker Woodland Schmidt
Buyer's Agent
Kellen Keck
City2Shore Real Estate Inc.
List Price
$625,000
Sold Price
$582,000
Premium/Discount to List
-$43,000
-6.88%
Current Estimated Value
$898,386

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$316,386
Avg. Annual Appreciation
7.76%
Original Mortgage
$510,400
Outstanding Balance
$456,021
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$383,385

Purchase Details

Closed on
Feb 19, 2016
Sold by
Red Cottage 1 Llc
Bought by
Crossman Andrea

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$386,250
Interest Rate
3.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 3, 2012
Sold by
Crossmann Ortman Andrea and Ortman Robert
Bought by
Red Cottage #1 Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$365,500
Interest Rate
3.13%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 16, 2009
Sold by
Crossman Ortman Andrea and Ortman Robert
Bought by
Red Cottage #1 Llc

Purchase Details

Closed on
Jan 2, 2007
Sold by
Payne James B and Payne Linda J
Bought by
Crossman Ortman Andrea

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$382,000
Interest Rate
6.21%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 30, 2003
Sold by
Hill William M and Hill Delores A
Bought by
Payne James B and Payne Linda J

Purchase Details

Closed on
May 18, 1990
Bought by
Hill
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Garcia Irwin Noel $582,000 Chicago Title Of Mi Inc
Crossman Andrea -- Chicago Title
Red Cottage #1 Llc -- First American Title Ins Co
Crossman Ortman Andrea -- First American Title Ins Co
Red Cottage #1 Llc -- None Available
Crossman Ortman Andrea $668,400 Chicago Title
Payne James B $695,000 --
Hill $115,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Garcia Irwin Noel $510,400
Previous Owner Crossman Andrea $386,250
Previous Owner Crossman Ortman Andrea $365,500
Previous Owner Crossman Ortman Andrea L $417,000
Previous Owner Crossman Ortman Andrea $382,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/09/2020 10/09/20 Sold $582,000 -6.9% $274 / Sq Ft
09/01/2020 09/01/20 Pending -- -- --
09/23/2019 09/23/19 For Sale $625,000 -- $294 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $13,663 $378,600 $378,600 $0
2024 $3,528 $372,700 $372,700 $0
2023 $11,956 $329,700 $329,700 $0
2022 $11,956 $293,500 $0 $0
2021 $11,944 $264,200 $264,200 $0
2020 $11,221 $259,500 $259,500 $0
2019 $11,421 $278,800 $0 $0
2018 $10,584 $259,400 $0 $0
2017 $10,584 $250,100 $0 $0
2016 -- $242,600 $0 $0
2013 -- $284,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 19046616

Southwestern Michigan Association of REALTORS®

APN: 011-411-261-00