NOT LISTED FOR SALE

416 E Lake St Harbor Springs, MI 49740

Estimated Value: $458,000 - $586,000

4 Beds
2 Baths
2,365 Sq Ft
$223/Sq Ft Est. Value

Last Sold June 26, 2020

Last sale price $335,000 $142 Per Sq Ft

Est. 58% increase in value since last sale

Current estimated payment $3,307/month

95 Days on Market

Highlights

  • Second Garage
  • Cathedral Ceiling
  • Main Floor Primary Bedroom
  • Harbor Springs High School Rated 9+
  • Wood Flooring
  • Lower Floor Utility Room

About This Home

As of June 2020

This very charming home is centrally located on Lake Street in Harbor Springs, an easy walk to schools, parks, and downtown amenities. Features include granite counters, wood floors, a large corner lot, a walkout lower level, an attached garage (13' by 25'), and an additional detached garage (24' by 32').

Last Agent to Sell the Property

Tom Graham

Graham Real Estate Listed on: 02/20/2020

Co-Listed By

Penny Macpherson

Gaslight Group Properties

Last Buyer's Agent

Non member Emmet

Emmet Association of Realtors

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,413

Year Built

  • Built in 1970

Lot Details

  • Sprinkler System
  • Property is zoned R-1-C

Home Design

  • Wood Frame Construction
  • Asphalt Shingled Roof

Interior Spaces

  • 2,365 Sq Ft Home
  • Cathedral Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Blinds
  • Wood Frame Window
  • Family Room
  • Living Room
  • Dining Room
  • Lower Floor Utility Room
  • Wood Flooring
  • Basement Fills Entire Space Under The House

Kitchen

  • Range
  • Built-In Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Parking

  • 3 Car Garage
  • Second Garage

Outdoor Features

  • Patio

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater
  • Satellite Dish
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 51-15-13-203-001

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,413

Year Built

Built in 1970

Lot Details

0

Listing Details

  • Class: RESIDENTIAL
  • Type: Residential
  • Estimated Year Built: 1970
  • Lvt Date: 02/24/2020
  • Section: Harbor
  • S E V Yr: $95,100 2018
  • Second Address Number: 416
  • Directions: On Lake Street across from Blackbird Elementary School.
  • Price per Sq Ft: 141.65
  • OFFICELIST_STATE: MI
  • Street Designation: Street
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1970

Interior Features

  • Features: Built In Microwave, Cable, Cathedral Ceilings, Ceiling Fans, Central Air, Dishwasher, Dryer, Garbage Disposal, Mini Blinds, Patio, Range, Refrigerator, Satellite Dish, Sprinkler System, Washer, Wood Fireplace, Wood Floors
  • Total Finished Sq Ft: 2365
  • Master Bedroom: Dimensions: 13' x 12', On Level: Main
  • Bedroom 2: Dimensions: 10' x 9' (office), On Level: Main
  • Bedroom 3: Dimensions: 10' x 11', On Level: Main
  • Bedroom 4: Dimensions: 17' x 14' (Den), On Level: Lower
  • Total Rooms: 10
  • Basement: Full
  • Dining Room: Dimensions: 13' x 7', On Level: Main
  • Kitchen: Dimensions: 13' x 9', On Level: Main
  • Family Room: Dimensions: 15' x 16', On Level: Main
  • Living Room: Dimensions: 18' x 13', On Level: Main
  • Above Grade Finished Sq Ft: 1377
  • Bathroom 1: Dimensions: 13' x 7', On Level: Main
  • Bathroom 2: Dimensions: 6' x 5', On Level: Lower
  • Number Of Bedrooms: 4
  • Full Bathrooms: 2
  • Rooms 1: Dimensions: 15' x 11' (Bedroom), On Level: Lower
  • Rooms 2: On Level: Lower
  • Windows: Wood Sash

Exterior Features

  • Construction: Wood Frame/Site Built
  • Roof: Asphalt Shingle
  • Waterfront Water Access: Neither

Garage/Parking

  • Garage Carport: Garage-Attached, Garage-Detached
  • Gar Car Capacity: Three

Utilities

  • Heat Type: Natural Gas
  • Sewer: City
  • Water: City
  • Water Heater: Natural Gas, 40 Gal

Schools

  • School District: Harbor Springs
  • School District: Harbor Springs

Lot Info

  • Estimated Lot Dimensions: 128 x 132 + 38 x 69
  • Lot: y
  • Zoning: R-1-C

Tax Info

  • Assessor Parcel Number: 51-15-13-203-001

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 20, 2020
Closed on
Jun 24, 2020
Sold by
Kruzel Jennifer G Trust
Bought by
Locke Scott and Locke Kelly
Seller's Agent
Tom Graham
Graham Real Estate
Buyer's Agent
Non member Emmet
Emmet Association of Realtors
List Price
$349,000
Sold Price
$335,000
Premium/Discount to List
-$14,000
-4.01%
Current Estimated Value
$528,258

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$193,258
Avg. Annual Appreciation
9.14%

Purchase Details

Closed on
Apr 28, 2009
Sold by
Kruzel Kevin M and Kruzel Jennifer G
Bought by
Kruzel Jennifer G and Kruzel Revocable In Jennifer G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$162,000
Interest Rate
4.83%

Purchase Details

Closed on
May 9, 2008
Sold by
Kruzel Jennifer G
Bought by
Kruzel Kevin M and Kruzel Jennifer G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$153,000
Interest Rate
5.87%

Purchase Details

Closed on
Feb 6, 2003
Sold by
Marihugh Jonathan R
Bought by
Marihugh Jennifer J

Purchase Details

Closed on
Nov 1, 1997
Sold by
Proctor 15000Dn Pta
Bought by
Marihugh
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Locke Scott $340,000 --
Kruzel Jennifer G -- --
Kruzel Kevin M $105,000 --
Kruzel Kevin M -- --
Marihugh Jennifer J -- --
Marihugh $105,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Kruzel Jennifer C $3,000
Previous Owner Kruzel Jennifer C $53,600
Previous Owner Jennifer G Kruzel Revocable Intervivos T $30,000
Previous Owner Kruzel Jennifer G $162,000
Previous Owner Kruzel Kevin M $160,500
Previous Owner Kruzel Kevin M $0
Previous Owner Kruzel Kevin M $153,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/26/2020 06/26/20 Sold $335,000 -4.0% $142 / Sq Ft
02/20/2020 02/20/20 For Sale $349,000 -- $148 / Sq Ft
Source: Northern Michigan MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,413 $193,300 $193,300 $0
2024 $5,413 $162,600 $162,600 $0
2023 $4,842 $130,700 $130,700 $0
2022 $4,842 $114,100 $114,100 $0
2021 $4,675 $108,500 $108,500 $0
2020 $1,942 $100,000 $100,000 $0
2019 $2,618 $95,100 $95,100 $0
2018 -- $81,300 $81,300 $0
2017 -- $80,000 $80,000 $0
2016 -- $66,900 $66,900 $0
2015 -- $66,700 $0 $0
2014 $1,573 $65,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Michigan MLS

MLS Number: 461307

Northern Michigan MLS

APN: 51-15-13-203-001