$389,000
SOLD APR 14, 2026

416 Gainous Rd Panama City Beach, FL 32413

3 Beds
2.5 Baths
1,457 Sq Ft
5,140 Sq Ft Lot Lot

Sale Details

Date Sold: April 14, 2026

$267 Per Sq Ft

19 Days on Market

Highlights

  • Traditional Architecture
  • Covered Patio or Porch
  • Central Heating and Cooling System
  • No HOA
  • Crown Molding
  • Ceiling Fan

About This Home

As of April 2026

Located on the desirable West End of Panama City Beach, this charming 3-bedroom, 2.5-bath home offers comfort and functionality all with no HOA fees.
An inviting covered front entry welcomes you inside its spacious tiled living areas with crown molding accents and a flowing layout. The kitchen features ample cabinetry and generous counter space complete with an island, ideal for everyday living or entertaining. The private primary suite includes its own covered back patio, perfect for morning coffee or relaxing evenings. Two additional guest bedrooms share a convenient Jack-and-Jill bathroom, providing a practical and well-designed layout.
Just minutes from the beach, dining, and shopping, this home offers the best of coastal living with added flexibility and privacy! All measurements, dimensions, and information are deemed reliable but not guaranteed. Buyer to verify if important.

Last Agent to Sell the Property

Dien and Andrew Group

Think Real Estate License #SL3466729 Listed on: 02/26/2026

Think Real Estate

Last Buyer's Agent

Non Member

NON-MEMBER OFFICE

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $2,480

Year Built

  • Built in 2006

Lot Details

  • 5,140 Sq Ft Lot
  • Lot Dimensions are 64x76x68x76
  • Fenced

Home Design

  • Traditional Architecture
  • Property Attached
  • Shingle Roof
  • Composition Roof
  • HardiePlank Type
  • Stucco

Interior Spaces

  • 1-Story Property
  • Crown Molding
  • Ceiling Fan
  • Electric Range

Bedrooms and Bathrooms

  • 3 Bedrooms

Parking

  • No Garage
  • Paved Parking

Schools

  • West Bay Elementary School
  • Surfside Middle School
  • Arnold High School

Additional Features

  • Covered Patio or Porch
  • Central Heating and Cooling System

Community Details

  • No Home Owners Association
  • Westwood Beach Estates Subdivision

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$2,480

Year Built

Built in 2006

Lot Details

5,140 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Year Built: 2006
  • Property Sub Type: Attached
  • Lot Size Acres: 0.12
  • Lot Size: 64x76x68x76
  • Road Frontage Type: City Street
  • Subdivision Name: Westwood Beach Estates
  • Architectural Style: Traditional
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Property Sub Type Additional: Attached
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Electric Range
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Dining Room Type: Bedroom
  • Stories: 1

Exterior Features

  • Fencing: Full, Fenced, Privacy
  • Waterfront: No
  • Construction Type: HardiPlank Type, Stucco
  • Patio And Porch Features: Covered, Patio
  • Roof: Composition, Shingle

Garage/Parking

  • Parking Features: No Garage, Paved
  • Garage: No
  • Attached Garage: No

Utilities

  • Utilities: Electricity Available
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Central, Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association: No

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Lot Features: Paved
  • Lot Size Sq Ft: 5140.0
  • Mobile Dim Units: Feet
  • Zoning Description: Resid Single Family

Multi Family

  • Number Of Units Furnished: All Units

Tax Info

  • Tax Annual Amount: 2480.0
  • Tax Year: 2025

MLS Schools

  • Elementary School: West Bay
  • High School: Arnold

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Apr 30, 2020
Sold by
Campuzano Gloria and Ledesma Raul Garza
Bought by
Whitfield Kristyn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$245,471
Outstanding Balance
$212,743
Interest Rate
2.99%
Mortgage Type
FHA
Estimated Equity
$171,057

Purchase Details

Closed on
Jul 11, 2018
Sold by
Roussel Nolan F
Bought by
Campuzano Gloria and Ledesma Raul Garza

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$190,000
Interest Rate
4.5%
Mortgage Type
Unknown

Purchase Details

Closed on
Nov 22, 2010
Sold by
Pittman Edwin Cook
Bought by
Roussel Nolan F

Purchase Details

Closed on
Dec 9, 2008
Sold by
Roussel Nolan F
Bought by
Pittman Edwin Cook

Purchase Details

Closed on
Aug 4, 2006
Sold by
Roussel Nolan F
Bought by
Laird Melinda G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$159,200
Interest Rate
6.68%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 9, 2004
Sold by
Kelly Bonnie E
Bought by
Roussel Nolan F

Purchase Details

Closed on
Jan 27, 2004
Sold by
Seymour L Gary
Bought by
Kelly Bonnie E

Purchase Details

Closed on
Jan 23, 2004
Sold by
Maulden James W
Bought by
Kelly Bonnie E
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $250,000 First American Title Ins Co
Warranty Deed $190,000 Diamond Title Agency Inc
Warranty Deed -- None Available
Warranty Deed $80,000 Diamond Title Agency Inc
Warranty Deed $199,000 Diamond Title Agency Inc
Warranty Deed $38,500 Diamond Title Agency Inc
Quit Claim Deed -- Diamond Title Agency Inc
Warranty Deed $9,500 Diamond Title Agency Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $245,471 FHA
Previous Owner $190,000 Unknown
Previous Owner $159,200 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/14/2026 04/14/26 Sold $389,000 0.0% $267 / Sq Ft
03/17/2026 03/17/26 Pending -- -- --
02/26/2026 02/26/26 For Sale $389,000 -- $267 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,401 $238,049 -- --
2024 $2,360 $231,340 -- --
2023 $2,360 $224,602 $0 $0
2022 $2,121 $218,060 $0 $0
2021 $2,125 $211,709 $23,784 $187,925
2020 $2,025 $163,205 $22,737 $140,468
2019 $2,046 $162,831 $20,825 $142,006
2018 $1,304 $100,945 $0 $0
2017 $1,257 $96,531 $0 $0
2016 $1,283 $96,832 $0 $0
2015 $1,318 $96,832 $0 $0
2014 $1,328 $97,688 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 785868

Central Panhandle Association of REALTORS®

APN: 35968-674-000

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