Erich Hardy
Compass
(720) 740-0010
26 Total Sales
4 in Panama City Beach
$290K - $746K Price Range
416 Gainous Rd Panama City Beach, FL 32413
Panama City Beach Area
3
Beds
2.5
Baths
1,457
Sq Ft
5,140
Sq Ft Lot
Highlights
- Traditional Architecture
- Covered Patio or Porch
- Central Heating and Cooling System
- No HOA
- Crown Molding
- Ceiling Fan
About This Home
As of April 2026Located on the desirable West End of Panama City Beach, this charming 3-bedroom, 2.5-bath home offers comfort and functionality all with no HOA fees.
An inviting covered front entry welcomes you inside its spacious tiled living areas with crown molding accents and a flowing layout. The kitchen features ample cabinetry and generous counter space complete with an island, ideal for everyday living or entertaining. The private primary suite includes its own covered back patio, perfect for morning coffee or relaxing evenings. Two additional guest bedrooms share a convenient Jack-and-Jill bathroom, providing a practical and well-designed layout.
Just minutes from the beach, dining, and shopping, this home offers the best of coastal living with added flexibility and privacy! All measurements, dimensions, and information are deemed reliable but not guaranteed. Buyer to verify if important.
Last Agent to Sell the Property
Think Real Estate License #SL3466729 Listed on: 02/26/2026
Last Buyer's Agent
Non Member
NON-MEMBER OFFICE
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Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $2,480
Year Built
- Built in 2006
Lot Details
- 5,140 Sq Ft Lot
- Lot Dimensions are 64x76x68x76
- Fenced
Home Design
- Traditional Architecture
- Property Attached
- Shingle Roof
- Composition Roof
- HardiePlank Type
- Stucco
Interior Spaces
- 1-Story Property
- Crown Molding
- Ceiling Fan
- Electric Range
Bedrooms and Bathrooms
- 3 Bedrooms
Parking
- No Garage
- Paved Parking
Schools
- West Bay Elementary School
- Surfside Middle School
- Arnold High School
Additional Features
- Covered Patio or Porch
- Central Heating and Cooling System
Community Details
- No Home Owners Association
- Westwood Beach Estates Subdivision
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 26, 2026
Closed on
Apr 14, 2026
Sold by
Bought by
Seller's Agent
Dien and Andrew Group
Think Real Estate
Buyer's Agent
Non Member
NON-MEMBER OFFICE
List Price
$389,000
Sold Price
$389,000
Views
30
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$122
Avg. Annual Appreciation
0.10%
Original Mortgage
$311,200
Outstanding Balance
$310,579
Interest Rate
6%
Mortgage Type
New Conventional
Estimated Equity
$78,543
Purchase Details
Listed on
Feb 10, 2020
Closed on
Apr 30, 2020
Sold by
Bought by
Seller's Agent
Wanda Martinez
Coldwell Banker Realty
Buyer's Agent
Non Member
NON-MEMBER OFFICE
List Price
$250,400
Sold Price
$250,000
Premium/Discount to List
-$400
-0.16%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.70%
Original Mortgage
$245,471
Interest Rate
2.99%
Mortgage Type
FHA
Purchase Details
Listed on
Apr 25, 2018
Closed on
Jul 11, 2018
Sold by
Bought by
Seller's Agent
Ralph Harvey
ListWithFreedom.com Inc.
Buyer's Agent
Ralph Harvey
ListWithFreedom.com Inc.
List Price
$238,900
Sold Price
$190,000
Premium/Discount to List
-$48,900
-20.47%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.37%
Original Mortgage
$190,000
Interest Rate
4.5%
Mortgage Type
Unknown
Purchase Details
Closed on
Nov 22, 2010
Sold by
Bought by
Purchase Details
Closed on
Dec 9, 2008
Sold by
Bought by
Purchase Details
Closed on
Aug 4, 2006
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$159,200
Interest Rate
6.68%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 9, 2004
Sold by
Bought by
Purchase Details
Closed on
Jan 27, 2004
Sold by
Bought by
Purchase Details
Closed on
Jan 23, 2004
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Panama City Beach, FL
-
Erich Hardy
-
Randy Carroll
Randy Carroll
Scenic Sotheby's International Realty
(850) 818-3495
54 Total Sales
2 in Panama City Beach
$430K - $2.7M Price Range
-
Tracye Crass
Tracye Crass
Beach Haven Realty
(850) 771-3214
66 Total Sales
28 in Panama City Beach
$129K - $650K Price Range
-
Paige Peterson
Paige Peterson
Compass
(850) 613-0556
45 Total Sales
5 in Panama City Beach
$312K - $1.1M Price Range
-
Wanda Jackson
Wanda Jackson
The Premier Property Group
(817) 618-7260
76 Total Sales
1 in Panama City Beach
$526,800 Price
-
Oliver Robbins
Oliver Robbins
The Premier Property Group Seacrest Office
(850) 613-0694
22 Total Sales
1 in Panama City Beach
$1,240,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $389,000 | Closing City Llc | |
| Warranty Deed | $250,000 | First American Title Ins Co | |
| Warranty Deed | $190,000 | Diamond Title Agency Inc | |
| Warranty Deed | -- | None Available | |
| Warranty Deed | $80,000 | Diamond Title Agency Inc | |
| Warranty Deed | $199,000 | Diamond Title Agency Inc | |
| Warranty Deed | $38,500 | Diamond Title Agency Inc | |
| Quit Claim Deed | -- | Diamond Title Agency Inc | |
| Warranty Deed | $9,500 | Diamond Title Agency Inc |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $311,200 | New Conventional | |
| Closed | $245,471 | FHA | |
| Previous Owner | $190,000 | Unknown | |
| Previous Owner | $159,200 | New Conventional |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/14/2026 04/14/26 | Sold | $389,000 | 0.0% | $267 / Sq Ft | |
| 03/17/2026 03/17/26 | Pending | -- | -- | -- | |
| 02/26/2026 02/26/26 | For Sale | $389,000 | +55.6% | $267 / Sq Ft | |
| 07/05/2022 07/05/22 | Off Market | $250,000 | -- | -- | |
| 06/20/2022 06/20/22 | Off Market | $190,000 | -- | -- | |
| 04/30/2020 04/30/20 | Sold | $250,000 | -0.2% | $172 / Sq Ft | View Prior Sale |
| 02/28/2020 02/28/20 | Pending | -- | -- | -- | |
| 02/10/2020 02/10/20 | For Sale | $250,400 | +31.8% | $172 / Sq Ft | |
| 07/11/2018 07/11/18 | Sold | $190,000 | -20.5% | $130 / Sq Ft | View Prior Sale |
| 06/25/2018 06/25/18 | Pending | -- | -- | -- | |
| 04/25/2018 04/25/18 | For Sale | $238,900 | -- | $164 / Sq Ft |
Source: Central Panhandle Association of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,401 | $238,049 | ||
| 2024 | $2,360 | $231,340 | ||
| 2023 | $2,360 | $224,602 | $0 | $0 |
| 2022 | $2,121 | $218,060 | $0 | $0 |
| 2021 | $2,125 | $211,709 | $23,784 | $187,925 |
| 2020 | $2,025 | $163,205 | $22,737 | $140,468 |
| 2019 | $2,046 | $162,831 | $20,825 | $142,006 |
| 2018 | $1,304 | $100,945 | $0 | $0 |
| 2017 | $1,257 | $96,531 | $0 | $0 |
| 2016 | $1,283 | $96,832 | $0 | $0 |
| 2015 | $1,318 | $96,832 | $0 | $0 |
| 2014 | $1,328 | $97,688 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Dien and Andrew Group
Seller's Agent in 2026
Dien and Andrew Group
Think Real Estate
(850) 600-0605
154 Total Sales
-
N
Buyer's Agent in 2026
Non Member
NON-MEMBER OFFICE
-
Wanda Martinez
Seller's Agent in 2020
Wanda Martinez
Coldwell Banker Realty
(850) 596-1205
28 Total Sales
-
Ralph Harvey
Seller's Agent in 2018
Ralph Harvey
ListWithFreedom.com Inc.
(855) 456-4945
9,618 Total Sales
Map
Source: Central Panhandle Association of REALTORS®
MLS Number: 785868
APN: 35968-674-000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
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