NOT LISTED FOR SALE

41620 Silver Dr Umatilla, FL 32784

Estimated Value: $751,000 - $929,000

4 Beds
3 Baths
4,466 Sq Ft
$185/Sq Ft Est. Value

Last Sold August 24, 2023

Last sale price $825,000 $185 Per Sq Ft

Current estimated payment $5,092/month

5 Days on Market

Highlights

  • 400 Feet of Lake Waterfront
  • Traditional Architecture
  • High Ceiling
  • 3.6 Acre Lot
  • Wood Flooring
  • Solid Surface Countertops

About This Home

As of August 2023

Move in ready! No HOA, No CDD! New Roof replaced in 2021. Home was re-piped with PEX piping in 2023, ensuring a worry free plumbing system. Septic pumped was done in 2021. New blinds have been installed throughout the home, adding a touch of elegance and privacy. Hot water heater, Garage door and A/C units upstairs and downstairs were replaced in 2021. New paints inside and outside, upstair cabinets upgrades, flooring, balcony rail and lighting around the property has also been updated in 2021. This exceptional 2-story home offers a spacious 4,466 square feet of living space on a sprawling 3.6-acre lot. With manicured landscaping finished in 2023 and stunning water views, this property is a true oasis.
Step inside and be captivated by the thoughtful layout and luxurious features. The upper level boasts a master suite with a walk-in closet and a balcony offering breathtaking lake views. 2 additional bedrooms on the upper level and 1 bedroom downstair. You'll also find a versatile studio space perfect for a media room, game room, or even a guest room or office.
The living room is designed to impress, featuring French doors that open to a picturesque lake view, creating a seamless connection between indoor and outdoor living spaces.

Don't miss the opportunity to own this extraordinary waterfront residence, where luxury, comfort, and natural beauty come together seamlessly. Schedule a showing today and experience the tranquility and charm this property has to offer.

Last Agent to Sell the Property

David Herron

HERRON REAL ESTATE LLC Brokerage Phone: 904-729-4313 License #3299578 Listed on: 07/07/2023

HERRON REAL ESTATE LLC

Last Buyer's Agent

Melissa Yancey

GALLERY 54 REALTY LLC License #3565510

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,963

Year Built

  • Built in 1988

Lot Details

  • 3.6 Acre Lot
  • 400 Feet of Lake Waterfront
  • Lake Front
  • West Facing Home
  • Property is zoned R-2

Parking

  • 2 Car Attached Garage

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 4,466 Sq Ft Home
  • 2-Story Property
  • Bar Fridge
  • High Ceiling
  • Ceiling Fan
  • French Doors
  • Lake Views

Kitchen

  • Eat-In Kitchen
  • Built-In Convection Oven
  • Indoor Grill
  • Microwave
  • Dishwasher
  • Solid Surface Countertops

Flooring

  • Wood
  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Upstairs
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 3 Full Bathrooms

Outdoor Features

  • Access To Lake
  • Balcony
  • Front Porch

Utilities

  • Central Air
  • Heating Available
  • Underground Utilities
  • Propane
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association
  • Plat/Plymouth Terrace Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,963

Year Built

Built in 1988

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional
  • Construction Materials: Block, Stucco
  • Fireplace: Yes
  • Living Area: 4466
  • Lot Size Acres: 3.6
  • New Construction: No
  • Year Built: 1988
  • Building Area Total: 5808
  • Lot Size Sq Ft: 60984
  • Status: Sold
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Building Area Total Srch Sq M: 539.58
  • Escrow City: jacksonville
  • Escrow State: FL
  • Escrow Street Name: Financial way
  • RATIO Current Price By Calculate: 184.73
  • Total Acreage: 2 to less than 5
  • Water Access YN: 1
  • Attribution Contact: 904-729-4313
  • Tax Year: 2022
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Tile, Vinyl, Wood
  • Full Bathrooms: 3
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, High Ceilings, PrimaryBedroom Upstairs, Solid Surface Counters, Split Bedroom, Walk-In Closet(s)
  • Appliances Included: Bar Fridge, Built-In Oven, Convection Oven, Dishwasher, Electric Water Heater, Indoor Grill, Microwave, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: Two
  • Stories: 2
  • ResoLivingAreaSource: PublicRecords
  • Living Area Meters: 414.90

Exterior Features

  • Direction Faces: West
  • Exterior Features: Balcony, French Doors
  • Roof: Shingle
  • Pool Private: No
  • Water Body Name: NORTH TWIN LAKE
  • Waterfront: Yes
  • Patio and Porch Features: Front Porch
  • Road Surface Type: Asphalt
  • Water Access: Lake
  • Water View: Lake
  • Water View YN: 1
  • Waterfront Feet Total: 400
  • Water Frontage Feet Lake: 400

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Electricity Connected, Propane, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Electric
  • Sewer: Septic Tank
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Lot Info

  • Zoning: R-2
  • Parcel Number: 01-18-26-0001-000-00204
  • Additional Parcels: No
  • Flood Zone Code: AE/X

Tax Info

  • Tax Annual Amount: 5963.29
  • Tax Block: H
  • Tax Book Number: 842/63
  • Tax Lot: 21

Multi Family

  • Waterfront Features: Lake

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
May 22, 2025
Sold by
Creech Christopher Ryan and Creech Kristen Lace
Bought by
Creech Family Trust and Creech
Current Estimated Value
$826,547

Purchase Details

Listed on
Jul 7, 2023
Closed on
Aug 24, 2023
Sold by
Brewer Christopher and Brewer Narann
Bought by
Christopher Ryan Creech Trust and Ryan
Seller's Agent
David Herron
HERRON REAL ESTATE LLC
Buyer's Agent
Melissa Yancey
GALLERY 54 REALTY LLC
List Price
$825,000
Sold Price
$825,000
Views
5

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.08%
Original Mortgage
$660,000
Interest Rate
6.9%
Mortgage Type
New Conventional

Purchase Details

Listed on
Nov 17, 2021
Closed on
Feb 2, 2022
Sold by
Croft and Susan
Bought by
Brewer Christopher and Brewer Narann
Seller's Agent
Mary Jo Williams
BHHS FLORIDA REALTY
Buyer's Agent
MONIQUE BOWDEN
LPT REALTY, LLC
List Price
$700,000
Sold Price
$700,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.11%
Original Mortgage
$300,000
Interest Rate
3.69%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Creech Family Trust $100 None Listed On Document
Christopher Ryan Creech Trust $825,000 Landmark Title
Christopher Ryan Creech Trust $825,000 Landmark Title
Brewer Christopher $700,000 None Listed On Document
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Christopher Ryan Creech Trust $660,000
Previous Owner Brewer Christopher $300,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/24/2023 08/24/23 Sold $825,000 0.0% $185 / Sq Ft
07/13/2023 07/13/23 Pending -- -- --
07/07/2023 07/07/23 For Sale $825,000 +17.9% $185 / Sq Ft
02/02/2022 02/02/22 Sold $700,000 0.0% $157 / Sq Ft View Prior Sale
12/23/2021 12/23/21 Pending -- -- --
12/21/2021 12/21/21 Price Changed $700,000 0.0% $157 / Sq Ft
12/21/2021 12/21/21 For Sale $700,000 +1.6% $157 / Sq Ft
11/29/2021 11/29/21 Pending -- -- --
11/17/2021 11/17/21 For Sale $689,000 -- $154 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $9,244 $569,900 -- --
2025 $8,739 $625,123 $120,063 $505,060
2024 $8,739 $625,123 $120,063 $505,060
2023 $8,739 $608,293 $120,063 $488,230
2022 $5,963 $434,103 $100,063 $334,040
2021 $5,299 $374,028 $0 $0
2020 $5,400 $374,028 $0 $0
2019 $5,272 $374,028 $0 $0
2018 $4,164 $255,744 $0 $0
2017 $4,040 $248,859 $0 $0
2016 $4,113 $248,859 $0 $0
2015 $4,177 $244,507 $0 $0
2014 $4,156 $240,551 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: GC514761

Stellar MLS

APN: 01-18-26-0001-000-00204