NOT LISTED FOR SALE

417 Anchors Way Unit 90 Saint Joseph, MI 49085

Estimated Value: $492,000 - $525,000

3 Beds
3 Baths
2,027 Sq Ft
$250/Sq Ft Est. Value

Last Sold December 29, 2023

Last sale price $474,000 $234 Per Sq Ft

Est. 7% increase in value since last sale

Current estimated payment $3,631/month

63 Days on Market

Highlights

  • Docks
  • Water Access
  • Property fronts a channel
  • Upton Middle School Rated A
  • River Front
  • Clubhouse

About This Home

As of December 2023

Extensively remodeled! It's like walking into a ''New Home''. Soaring ceilings, REAL hardwood flooring, stacked stone fireplace with built-ins, 4 year old high efficiency HVAC and tankless water heater. This Powell Construction renovation removed walls to completely transform the Main Level to a fully Open Concept living area. But it didn't stop there; a lavish primary suite w/gorgeous tiled shower was added completing this extraordinary remodel. There are 3 BRs, 3 full baths, a 2 car Gar, a 30' boat slip is included, plus the largest yard offering a potential for an addition. Prime location in St. Joseph near Lake Michigan beaches. Gated waterfront community for your peace of mind. You'll enjoy the clubhouse, pool and hot tub overlooking the river. It's like being on a perpetual vacatio

Last Agent to Sell the Property

Tina Thornton

Coldwell Banker Realty License #6501279992 Listed on: 09/08/2023

Coldwell Banker Realty

Last Buyer's Agent

Dana Riley

@properties Christie's International R.E. License #6501354739

@properties Christie's International R.E.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,222

Year Built

  • Built in 2003

Lot Details

  • 6,752 Sq Ft Lot
  • Lot Dimensions are 50 x 135
  • Property fronts a channel
  • River Front
  • Cul-De-Sac
  • Shrub
  • Level Lot

HOA Fees

  • $224 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Additional Parking

Home Design

  • Traditional Architecture
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 2,027 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Family Room with Fireplace
  • Dining Room
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Range
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Water Access
  • Property is near a lake
  • No Wake Zone
  • Docks
  • Deeded Boat Dock
  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Sewer Not Available
  • High Speed Internet

Community Details

Overview

  • Association fees include trash, snow removal, lawn/yard care
  • Association Phone (269) 323-7774
  • Island Pointe Marina Subdivision

Amenities

  • Clubhouse

Recreation

  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,222

Year Built

Built in 2003

Lot Details

0

HOA Fees

$224 per month

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional
  • Stories: 2
  • Year Built: 2003
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 50 x 135
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: No
  • General Property Info:Total Fin SqFt All Levels: 2027.0
  • General Property Info:Main Level Primary: No
  • General Property Info:Main Level Laundry: No
  • Tax Info:Annual Property Tax: 7222.0
  • Waterfront Options:Water Access YN: Yes
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Landscape:ShrubsHedges: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Lot Description:Level: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Lot Description:Cul-De-Sac: Yes
  • General Property Info:Fireplace: Yes
  • Additional Items:Ceiling Fans: Yes
  • Location Property Info:Subdivision2: Island Pointe Marina
  • Substructure:Crawl Space: Yes
  • Utilities Attached:High-Speed Internet: Yes
  • General Property Info:Condo Proj Name: Island Pointe Marina
  • Water Type:Channel2: Yes
  • General Property Info:SqFt Above Grade: 2027.0
  • Additional Items:Vaulted Ceilings: Yes
  • Sewer None2: Yes
  • General Property Info Garage YN: Yes
  • Architectural Style:Traditional: Yes
  • Flooring:Wood Floor: Yes
  • Flooring:Tile Floor: Yes
  • Flooring:Ceramic Floor: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Range, Refrigerator, Washer
  • Flooring: Ceramic Tile, Tile, Wood
  • Interior Amenities: Ceiling Fan(s), Garage Door Opener, Kitchen Island, Eat-in Kitchen, Pantry
  • Fireplace Features: Family Room, Gas Log
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 3
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Basement: Crawl Space
  • LivingArea: 2027.0
  • General Property Info:Stories2: 2.0
  • Kitchen Features:Eating Area: Yes
  • Appliances Range: Yes
  • Kitchen Features:Center Island: Yes
  • Kitchen Features Pantry: Yes
  • Fireplace:Gas Log: Yes
  • Appliances Dishwasher: Yes
  • Fireplace:Family: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • List Price: 479900.0
  • Lot Features: Level, Site Condo, Cul-De-Sac
  • Patio and Porch Features: Deck
  • Roof: Composition
  • Waterfront Features: Channel, Lake, River
  • Waterfront: No
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Patio and Porch Features:Deck(s): Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Additional Parking, Attached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 2.0
  • Parking Features:Additional Parking: Yes

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Public, None
  • Utilities: Natural Gas Connected, High-Speed Internet
  • Water Source: Public

Condo/Co-op/Association

  • Association Amenities: Clubhouse, End Unit, Pets Allowed, Playground, Pool
  • Association Fee: 224.0
  • Association Fee Frequency: Monthly
  • Association Phone: 269-323-7774
  • Association: Yes
  • ResoAssociationFeeFrequency: Monthly

Association/Amenities

  • Water Fea Amenities:All Sports: Yes
  • Association Info:Approx Assoc Fee2: 224.0
  • Association Info:Assoc Fee Payable: Monthly
  • Water Fea Amenities:Public Access 1 Mile or Less: Yes
  • Assoc Amenities:Pets Allowed2: Yes
  • Assoc Amenities:End Unit: Yes
  • Water Fea Amenities:No Wake: Yes
  • Assoc Amenities:Playground: Yes
  • Water Fea Amenities:Dock: Yes
  • Assoc Amenities:Club House: Yes
  • Assoc Amenities:Pool: Yes
  • Association Info:Association Phone: 269-323-7774
  • Water Fea Amenities:Deeded Boat Lot: Yes

Fee Information

  • Association Fee Includes: Trash, Snow Removal, Lawn/Yard Care

Lot Info

  • Lot Size Acres: 0.16
  • Lot Size Area: 0.16
  • Lot Dimensions: 50 x 135
  • Lot Size Sq Ft: 6752.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 7222.0
  • Tax Year: 2022

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 8, 2023
Closed on
Jan 2, 2024
Sold by
Cianci Patrick and Cianci Alison
Bought by
Farnum Carrie
Seller's Agent
Tina Thornton
Coldwell Banker Realty
Buyer's Agent
Dana Riley
@properties Christie's International R.E.
List Price
$525,000
Sold Price
$474,000
Premium/Discount to List
-$51,000
-9.71%
Views
89
Current Estimated Value
$506,282

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$32,282
Avg. Annual Appreciation
3.67%
Original Mortgage
$426,600
Outstanding Balance
$420,354
Interest Rate
7.88%
Mortgage Type
New Conventional
Estimated Equity
$85,928

Purchase Details

Listed on
Sep 8, 2023
Closed on
Dec 29, 2023
Sold by
Cianci Patrick and Cianci Alison
Bought by
Farnum Carrie
Seller's Agent
Tina Thornton
Coldwell Banker Realty
Buyer's Agent
Dana Riley
@properties Christie's International R.E.
List Price
$525,000
Sold Price
$474,000
Premium/Discount to List
-$51,000
-9.71%
Views
89

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$426,600
Outstanding Balance
$420,354
Interest Rate
7.88%
Mortgage Type
New Conventional
Estimated Equity
$85,928

Purchase Details

Closed on
Sep 2, 2011
Sold by
Shine Mary J and Mandarino Elizabeth V
Bought by
Cianci Patrick and Cianci Alison

Purchase Details

Closed on
Mar 23, 2004
Sold by
Soule Shane M
Bought by
Hanley Shirley G and Shirley G Hanley Trust

Purchase Details

Closed on
Sep 4, 2002
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Farnum Carrie -- Mtc
Farnum Carrie -- Mtc
Cianci Patrick -- Multiple
Hanley Shirley G $189,900 --
-- $48,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Farnum Carrie $426,600
Closed Farnum Carrie $426,600
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/29/2023 12/29/23 Sold $474,000 -1.2% $234 / Sq Ft
10/05/2023 10/05/23 Price Changed $479,900 -3.8% $237 / Sq Ft
09/18/2023 09/18/23 Price Changed $499,000 -5.0% $246 / Sq Ft
09/08/2023 09/08/23 For Sale $525,000 -- $259 / Sq Ft
Source: MichRIC

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,082 $253,700 $0 $0
2024 $8,810 $224,800 $0 $0
2023 $6,909 $197,800 $0 $0
2022 $6,595 $173,100 $0 $0
2021 $9,486 $171,900 $31,900 $140,000
2020 $9,357 $170,600 $0 $0
2019 $9,254 $130,100 $26,000 $104,100
2018 $7,480 $130,100 $0 $0
2017 $6,878 $128,700 $0 $0
2016 $6,878 $122,000 $0 $0
2015 $6,953 $124,100 $0 $0
2014 $6,705 $122,300 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MichRIC

MLS Number: 23133163

MichRIC

APN: 11-76-3610-0053-00-7