$174,500
SOLD FEB 21, 2023

417 N Pearl St Covington, OH 45318

3 Beds
2 Baths
1,206 Sq Ft
8,712 Sq Ft Lot

Recently Sold

$145 Per Sq Ft

3% Above List Price

2 Days on Market

Highlights

  • Traditional Architecture
  • 2 Car Detached Garage
  • Bathroom on Main Level
  • No HOA
  • Patio
  • Forced Air Heating and Cooling System

About This Home

As of February 2023

Simply Charming 3 Bedroom, 2 Bath, 1.5-Story with a Fabulous 32x24 Detached Garage! This Home was Totally Renovated in 2014. Spacious Open Great Room Concept. Lovely Kitchen with a Floor to Ceiling Pantry Cabinet and Stainless-Steel Appliances! The 2021Washer & Dryer Remain Too! First Floor Master Bedroom and Bath! 2 Bedrooms on the 2nd Floor and Study. All Bedrooms have Heated Ceiling Fans. The House was Stripped Down to the Studs, Rewired, Insulated and Dry-walled. 200 Amps Service, 95% Efficient GFA Furnace & Central Air. Dimensional Roof, Energy Efficient Windows, Doors and Vinyl Siding. Large Patio and Privacy Fenced Back Yard with Swing Set! The Garage/Workshop Exterior and Fence were Painted in 2020. Interior Painted and New Lights Added in 2022. Garage Door Opener 2015. Reverse Osmosis Drinking Water Filtering System and Kitchen Faucet in 2021. Kitchen Back Splash and Under Cabinet Lighting in 2017. Plus, Can Lights Added to the Living Room/Entryway. The Interior was Painted and Window Trim Added in 2017. Make This Covington Charmer Yours!

Last Agent to Sell the Property

Mary Couser

Galbreath REALTORS Brokerage Phone: (937) 339-0508 License #0000329508 Listed on: 01/23/2023

Last Buyer's Agent

Test Member

Test Office

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,728

Year Built

  • 1920

Lot Details

  • 8,712 Sq Ft Lot
  • Lot Dimensions are 60x135
  • Fenced

Parking

  • 2 Car Detached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Vinyl Siding

Interior Spaces

  • 1,206 Sq Ft Home
  • Ceiling Fan
  • Electric Fireplace
  • Unfinished Basement
  • Partial Basement

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathroom on Main Level
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association
  • Village/Covington Subdivision

Listing and Financial Details

  • Assessor Parcel Number H19003160

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,728

Year Built

1920

Lot Details

0

Parking

2

Listing Details

  • Major Appliances: Dryer, Dishwasher, Microwave, Range, Refrigerator, Washer, Gas Water Heater
  • Cooling System: Central Air
  • Property Sub Type: Single Family Residence
  • Year Built: 1920
  • Attribution Contact: (937) 339-0508
  • Lot Size Acres: 0.2
  • Co List Office Phone: (937) 339-0508
  • MLS Status: Closed
  • Architectural Style: Traditional
  • Fireplace Features: Electric
  • Living Area: 1206.0
  • Master Plan Zoning: Residential
  • Property Sub Type Additional: Single Family Residence
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Ceiling Fan(s)
  • Basement: Partial, Unfinished
  • Garage Spaces: 2.0
  • Levels: One and One Half
  • Property Type: Residential
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace: Yes
  • Main Level Bathrooms: 2
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Construction Type: Vinyl Siding
  • Exterior Features: Fence, Patio
  • Patio And Porch Features: Patio

Garage/Parking

  • Attached Garage: No
  • Attached Garage: Yes
  • Parking Features: Detached, Garage, Two Car Garage, Garage Door Opener

Utilities

  • Heating: Forced Air, Natural Gas
  • Utilities: Natural Gas Available, Sewer Available, Water Available
  • Cooling Y N: Yes
  • HeatingYN: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: Covington

Lot Info

  • Lot Dimensions: 60x135
  • Lot Size Sq Ft: 8712.0
  • Parcel Number: H19003160
  • Zoning Description: Residential

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 23, 2023
Closed on
Feb 17, 2023
Sold by
Kuntz Samuel
Bought by
Werling Michael
Seller's Agent
Mary Couser
Galbreath REALTORS
Buyer's Agent
Test Member
Test Office
List Price
$169,900
Sold Price
$174,500
Premium/Discount to List
$4,600
2.71%
Views
30

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.92%
Original Mortgage
$165,775
Outstanding Balance
$161,241
Interest Rate
6.48%
Mortgage Type
New Conventional
Estimated Equity
$21,496

Purchase Details

Closed on
Jul 28, 2015
Sold by
Wickman Jill
Bought by
Kuntz Samuel

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$61,500
Interest Rate
3.23%
Mortgage Type
Future Advance Clause Open End Mortgage

Purchase Details

Closed on
May 23, 2014
Sold by
Shock Richard
Bought by
Wickman Living Trust and Wickman Jill

Purchase Details

Closed on
May 12, 2014
Sold by
Shock Richard
Bought by
Wickman Living Trust and Wickman Jill

Purchase Details

Closed on
Sep 12, 2002
Sold by
Wintrow Linda K
Bought by
Shock Richard and Shock Kelly

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$91,248
Interest Rate
6.54%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 22, 1990
Bought by
Wright Rick F
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $174,500 --
Deed $96,500 Chicago Title
Sheriffs Deed $31,000 None Available
Legal Action Court Order $31,000 Attorney
Survivorship Deed $92,000 --
Deed $44,400 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $165,775 New Conventional
Previous Owner $61,500 Future Advance Clause Open End Mortgage
Previous Owner $91,248 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/22/2025 07/22/25 Pending -- -- --
07/06/2025 07/06/25 Price Changed $214,900 -2.3% $178 / Sq Ft
06/26/2025 06/26/25 For Sale $219,900 +26.0% $182 / Sq Ft
02/21/2023 02/21/23 Sold $174,500 +2.7% $145 / Sq Ft
01/25/2023 01/25/23 Pending -- -- --
01/23/2023 01/23/23 For Sale $169,900 -- $141 / Sq Ft
Source: Dayton REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,728 $46,140 $12,150 $33,990
2023 $1,728 $46,140 $12,150 $33,990
2022 $1,724 $46,140 $12,150 $33,990
2021 $1,432 $35,500 $9,350 $26,150
2020 $1,435 $35,500 $9,350 $26,150
2019 $1,441 $35,500 $9,350 $26,150
2018 $1,265 $31,080 $7,280 $23,800
2017 $1,287 $31,080 $7,280 $23,800
2016 $1,271 $31,080 $7,280 $23,800
2015 $834 $20,760 $7,000 $13,760
2014 $834 $20,760 $7,000 $13,760
2013 $805 $20,760 $7,000 $13,760
Source: Public Records

Agents Affiliated with this Home

  • T

    Seller's Agent in 2025

    Todd Severt

    Garden Gate Realty Inc.

  • M

    Seller's Agent in 2023

    Mary Couser

    Galbreath REALTORS

  • T

    Buyer's Agent in 2023

    Test Member

    DABR

See All Agents

Map

Source: Dayton REALTORS®

MLS Number: 879939

Dayton REALTORS®

APN: H19003160

Ohio Miami County Covington 45318

417 N Pearl St, Covington, OH

This home is located at 417 N Pearl St, Covington, OH 45318 and is currently priced at $174,500, approximately $144 per square foot. This property was built in 1920. 417 N Pearl St is a home located in Miami County with nearby schools including Covington Elementary/Junior High School, Covington Junior High School, and Covington High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Dayton REALTORS® The information is being provided by Dayton Area Board of Realtors MLS. Information deemed reliable but not guaranteed. Information is provided for the consumer's personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2025 Dayton Area Board of Realtors MLS. All Rights Reserved.

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