$149,900
SOLD AUG 29, 2025

417 Prospect St Unit D Alton, IL 62002

2 Beds
2 Baths
923 Sq Ft
$250/mo HOA Fee

Recently Sold

$162 Per Sq Ft

3% Below List Price

9 Days on Market

Highlights

  • 0.88 Acre Lot
  • Wood Flooring
  • Views
  • Private Lot
  • Elevator
  • Patio

About This Home

As of August 2025

Nestled in the heart of historic Christian Hill, this stunning 2-bedroom, 2-bath condo offers elegant finishes throughout and breathtaking views of the Mississippi River and Clark Bridge. From the moment you walk in, you’ll appreciate the thoughtful design and timeless character, all set in one of the most charming neighborhoods in the area. This unit features two entrances. One through the front door but also one directly from your reserved, covered parking spot. Also features in unit laundry, and additonal storage space in the lower level of the building. Perfect for those who appreciate history, beauty, and low-maintenance living with a view!

Last Agent to Sell the Property

Sarah Parish

Tarrant and Harman Real Estate and Auction Co License #475185834 Listed on: 07/18/2025

Tarrant and Harman Real Estate and Auction Co

Last Buyer's Agent

Antione Williams

Tarrant and Harman Real Estate and Auction Co License #471.019002

Tarrant and Harman Real Estate and Auction Co

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,191

Year Built

  • Built in 1925

HOA Fees

  • $250 Monthly HOA Fees

Parking

  • 1 Carport Space

Home Design

  • Stone

Interior Spaces

  • 923 Sq Ft Home
  • 2-Story Property
  • Living Room
  • Property Views

Kitchen

  • Free-Standing Electric Oven
  • Range
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Basement

  • Walk-Out Basement
  • Block Basement Construction
  • Basement Storage

Schools

  • Alton Dist 11 Elementary And Middle School
  • Alton High School

Utilities

  • Forced Air Heating and Cooling System
  • Cable TV Available

Additional Features

  • Patio
  • Historic Home

Listing and Financial Details

  • Assessor Parcel Number 23-2-07-11-18-301-007.04C

Community Details

Overview

  • Association fees include ground maintenance, maintenance parking/roads, common area maintenance, exterior maintenance, roof, sewer, snow removal, trash, water
  • Loretto HOA
  • Loretto Towers Community
  • On-Site Maintenance

Amenities

  • Elevator
  • Lobby
  • Community Storage Space

Security

  • Building Fire Alarm

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,191

Year Built

Built in 1925

Lot Details

0

HOA Fees

$250 per month

Listing Details

  • Property Type: Residential
  • Cross Street: State Street
  • Year Built: 1925
  • Directions: GPS Friendly
  • Property Sub-Type: Condominium
  • ResoLotFeatures: Private, Views
  • Lot Size Acres: 0.8803
  • Reso Association Amenities: Elevator(s), Outside Management, Storage
  • Co List Office Phone: 618-433-9436
  • MLS Status: Closed
  • Subdivision Name: Christian Hill
  • Above Grade Finished Sq Ft: 923
  • Architectural Style: Historic
  • Building Name: Loretto Towers
  • Carport Y N: Yes
  • Unit Levels: Two
  • New Construction: No
  • Property Attached Yn: No
  • Financial Info Electric: Ameren
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_AboveGradeFinishedAreaSrchSqFt: 923.00
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_SellerConsiderConcessionYN: 1
  • MIS_RoomFlooring: Carpeting
  • MIS_PoolYN: 0
  • MIS_AuctionYN: 0
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Basement: Block, Storage Space, Walk-Out Access
  • Appliances: Dishwasher, Free-Standing Electric Oven, Range, Refrigerator
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Fireplace: No
  • Main Level Bedrooms: 2
  • MIS_LowerLevelBathroomsFull: 0
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 2
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_UpperLevelBathroomsFull: 0
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 0

Exterior Features

  • Pool Private: No
  • Waterfront: No
  • Disclosures: See Seller's Disclosure
  • Home Warranty: No
  • Construction Type: Stone

Garage/Parking

  • Carport Spaces: 1
  • Attached Garage: No
  • Attached Garage: No

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Electric, Forced Air
  • Green Building Features: Basement, Fire Alarm, Lobby, Patio, Storage
  • Utilities: Cable Available
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 250
  • Senior Community: No
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • General Property Information:Association Name: Loretto HOA

Fee Information

  • Association Fee Includes: Maintenance Grounds, Maintenance Parking/Roads, Common Area Maintenance, Exterior Maintenance, Roof, Sewer, Snow Removal, Trash, Water

Schools

  • Elementary School: ALTON DIST 11
  • Junior High Dist: Alton DIST 11
  • High School: Alton
  • Middle Or Junior School: ALTON DIST 11

Lot Info

  • Parcel Number: 23-2-07-11-18-301-007.04C

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 2191

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Mar 23, 2010
Sold by
Ogburn Richard B and Ogburn Amy J
Bought by
Ogburn Amy J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$45,000
Interest Rate
5.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 16, 2005
Sold by
Ogburn Amy J and Edwards Amy J
Bought by
Ogburn Richard and Ogburn Amy J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$19,000
Interest Rate
5.93%
Mortgage Type
Credit Line Revolving
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- Community Title & Escrow Ltd
Interfamily Deed Transfer -- First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $45,000 New Conventional
Closed $19,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/29/2025 08/29/25 Sold $149,900 0.0% $162 / Sq Ft
07/23/2025 07/23/25 Price Changed $149,900 -3.3% $162 / Sq Ft
07/18/2025 07/18/25 For Sale $155,000 -- $168 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,191 $32,950 $820 $32,130
2023 $2,191 $29,760 $740 $29,020
2022 $2,010 $26,900 $670 $26,230
2021 $1,766 $25,280 $630 $24,650
2020 $1,706 $24,380 $610 $23,770
2019 $1,751 $23,830 $600 $23,230
2018 $1,689 $23,210 $580 $22,630
2017 $1,665 $23,210 $580 $22,630
2016 $1,632 $23,210 $580 $22,630
2015 $1,565 $23,210 $580 $22,630
2014 $1,565 $23,210 $580 $22,630
2013 $1,565 $23,840 $600 $23,240
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS25049243

MARIS MLS

APN: 23207111830100704C