Seller's Agent in 2025
Kenneth Gerrans
john greene Realtor
(630) 946-4688
1 in this area
46 Total Sales
418-420 Monroe St Oswego, IL 60543
Downtown Oswego NeighborhoodEstimated Value: $483,000 - $562,000
6
Beds
4
Baths
--
Sq Ft
0.27
Acre Lot
Highlights
- Deck
- Corner Lot
- Patio
- Ranch Style House
- 2 Car Attached Garage
- Forced Air Heating System
About This Home
As of November 2025***INVESTOR PURCHASE*** Both units rented to long-term tenants until July 2026/October 2026. No HOA fees. Identical ranches with finished walkout basements. Above grade square footage is 980 with another 980 on the lower (walkout) level. Each unit is 3BR/2BA and 1,960 square feet. Both also feature private decks on either side and patios accessed from the lower level. Roof, garage doors and vinyl windows approximately 8 years old. Some updates inside. Building has been well-maintained. Great location near downtown. Low taxes. Excellent cap rate. Units like these don't come up very often. This is a solid investment opportunity. Showings to begin 10/17-10/18 with times TBA in order to minimize disruptions for super awesome tenants.
Last Agent to Sell the Property
john greene, Realtor License #475140826 Listed on: 10/10/2025
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $9,115
Year Built
- Built in 1979
Lot Details
- 11,761 Sq Ft Lot
- Lot Dimensions are 130x92x100x47x62
- Corner Lot
Parking
- 2 Car Attached Garage
- Parking Available
- Garage Door Opener
- Parking Included in Price
Home Design
- Duplex
- Ranch Style House
- Asphalt Roof
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- Ceiling Fan
Bedrooms and Bathrooms
- 6 Bedrooms
- 6 Potential Bedrooms
- 4 Bathrooms
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Sump Pump
Outdoor Features
- Deck
- Patio
Schools
- Southbury Elementary School
- Traughber Junior High School
- Oswego High School
Utilities
- Forced Air Heating System
- Heating System Uses Natural Gas
Community Details
- 2 Units
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 10, 2025
Closed on
Nov 21, 2025
Sold by
Bought by
Seller's Agent
Kenneth Gerrans
john greene, Realtor
Buyer's Agent
Pablo Murillo
Results Realty ERA Powered
List Price
$550,000
Sold Price
$562,000
Premium/Discount to List
$12,000
2.18%
Views
90
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$21,440
Avg. Annual Appreciation
-5.48%
Original Mortgage
$393,400
Interest Rate
0.0699%
Mortgage Type
New Conventional
Purchase Details
Listed on
Aug 8, 2018
Closed on
Nov 1, 2018
Sold by
Bought by
Seller's Agent
Craig Caffarello
Your Place Realty Group
Buyer's Agent
Kenneth Gerrans
john greene, Realtor
List Price
$399,900
Sold Price
$380,000
Premium/Discount to List
-$19,900
-4.98%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.70%
Original Mortgage
$273,750
Interest Rate
0.0575%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 2, 2017
Sold by
Bought by
Purchase Details
Closed on
Sep 6, 2013
Sold by
Bought by
Purchase Details
Closed on
Jun 6, 2012
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$267,000
Interest Rate
0.0365%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 25, 2011
Sold by
Bought by
Purchase Details
Closed on
Jan 4, 2007
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$35,000
Interest Rate
0.0621%
Mortgage Type
Stand Alone Second
Purchase Details
Closed on
Jan 4, 2001
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $562,000 | None Listed On Document | ||
| $380,000 | First American Title | ||
| -- | Attorney | ||
| -- | Fidelity Natl Title Ins Co | ||
| -- | None Available | ||
| -- | None Available | ||
| $350,000 | Chicago Title Insurance Co | ||
| -- | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $393,400 | ||
| Closed | $273,750 | ||
| Previous Owner | $267,000 | ||
| Previous Owner | $35,000 | ||
| Previous Owner | $280,000 | ||
| Previous Owner | $109,800 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/21/2025 11/21/25 | Sold | $562,000 | +2.2% | -- | |
| 10/24/2025 10/24/25 | Pending | -- | -- | -- | |
| 10/10/2025 10/10/25 | For Sale | $550,000 | +44.7% | -- | |
| 11/01/2018 11/01/18 | Sold | $380,000 | -3.8% | -- | View Prior Sale |
| 10/05/2018 10/05/18 | Pending | -- | -- | -- | |
| 09/07/2018 09/07/18 | Price Changed | $395,000 | -1.2% | -- | |
| 08/08/2018 08/08/18 | For Sale | $399,900 | -- | -- |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $9,115 | $129,122 | $23,826 | $105,296 |
| 2024 | $9,115 | $113,265 | $20,900 | $92,365 |
| 2023 | $8,235 | $98,491 | $18,174 | $80,317 |
| 2022 | $8,235 | $91,196 | $16,828 | $74,368 |
| 2021 | $7,975 | $85,230 | $15,727 | $69,503 |
| 2020 | $7,819 | $82,748 | $15,269 | $67,479 |
| 2019 | $7,712 | $80,339 | $14,825 | $65,514 |
| 2018 | $7,811 | $80,339 | $14,825 | $65,514 |
| 2017 | $7,591 | $74,046 | $13,664 | $60,382 |
| 2016 | $7,300 | $70,186 | $12,952 | $57,234 |
| 2015 | $7,362 | $67,487 | $12,454 | $55,033 |
| 2014 | -- | $64,891 | $11,975 | $52,916 |
| 2013 | -- | $67,595 | $12,474 | $55,121 |
Source: Public Records
Agents Affiliated with this Home
-
Kenneth Gerrans
-
Pablo Murillo
Buyer's Agent in 2025
Pablo Murillo
Results Realty ERA Powered
(630) 608-8412
1 in this area
44 Total Sales
-
Craig Caffarello
Seller's Agent in 2018
Craig Caffarello
Your Place Realty Group
(630) 898-8500
9 in this area
98 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12479746
APN: 03-20-110-006
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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