NOT LISTED FOR SALE

418 Charter Ln SW Pell City, AL 35128

Estimated Value: $1,026,000 - $1,304,482

4 Beds
3.5 Baths
4,217 Sq Ft
$274/Sq Ft Est. Value

Last Sold November 14, 2022

Last sale price $1,300,000 $308 Per Sq Ft

Est. 11% decrease in value since last sale

Current estimated payment $6,695/month

76 Days on Market

Highlights

  • 189 Feet of Waterfront
  • Lake View
  • Covered Deck
  • Private Dock
  • 1.42 Acre Lot
  • Great Room with Fireplace

About This Home

As of November 2022

Exquisite Coastal Farm Home design waterfront home under construction (proposed photo). This 4 bedroom, 3.5 bath home also features sunroom conveniently located off the large approximately 20' vaulted great-room with see thru fireplace, study with fireplace, beautiful kitchen with ample cabinets, solid surface countertops, gas cooktop, island and pantry and easily accessed to breakfast nook and dining. Master suite is located on main level with master bath & double vanities. Upstairs has the 3 bedrooms, (2) with shared bath and one private. From the 3-car garage location enter into the mud room and nice laundry room just across the hall. Nice level lot with a dock or allowance for one. Lot of windows for great views, nice lot and Beautiful Gated Subdivision with comparable homes and convenient location for this New Home on the Lake!

Last Agent to Sell the Property

Brenda Fields

Fields Gossett Realty License #22740 Listed on: 05/27/2022

Last Buyer's Agent

Lawrence Fields

Fields Gossett Realty License #44271

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,690

Year Built

  • Built in 2022 | Under Construction

Lot Details

  • 1.42 Acre Lot
  • 189 Feet of Waterfront

HOA Fees

  • $110 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Side Facing Garage

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • HardiePlank Siding

Interior Spaces

  • 2-Story Property
  • Cathedral Ceiling
  • Recessed Lighting
  • Wood Burning Fireplace
  • See Through Fireplace
  • Gas Fireplace
  • French Doors
  • Mud Room
  • Great Room with Fireplace
  • 2 Fireplaces
  • Breakfast Room
  • Den with Fireplace
  • Loft
  • Sun or Florida Room
  • Lake Views
  • Pull Down Stairs to Attic

Kitchen

  • Breakfast Bar
  • Gas Oven
  • Gas Cooktop
  • Built-In Microwave
  • Dishwasher
  • Kitchen Island
  • Stone Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Concrete
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • Split Vanities
  • Bathtub and Shower Combination in Primary Bathroom
  • Garden Bath
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Sink Near Laundry
  • Washer and Electric Dryer Hookup

Outdoor Features

  • Private Dock
  • Covered Deck

Schools

  • Coosa Valley Elementary School
  • Duran Middle School
  • Pell City High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Tankless Water Heater
  • Gas Water Heater
  • Septic Tank

Community Details

  • Association fees include common grounds mntc
  • Buchanan Association, Phone Number (205) 222-2829

Listing and Financial Details

  • Tax Lot 3
  • Assessor Parcel Number 30-03-05-0-001-023.021

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,690

Year Built

Built in 2022 | Under Construction

Lot Details

0

HOA Fees

$110 per month

Parking

3

Listing Details

  • Class: RESIDENTIAL
  • Down Payment Assistance: No
  • Living Area: 4217
  • Legal Description: Lot 3 Charter Landing
  • List Price per Sq Ft: 331.99
  • Number Levels: 2+ Story
  • Property Type: Single Family
  • Termite Company Name: Cooks Pest Control
  • Termite Contract: Yes
  • Year Built Description: Under Construction
  • Year Built: 2022
  • Price Per Sq Ft: 308.28
  • Special Features: NewHome
  • Property Sub Type: Detached
  • Year Built: 2022

Interior Features

  • Interior Amenities: French Doors, Recess Lighting
  • Fireplace Details: See-Through
  • Fireplace Location: Den (FIREPL), Great Room (FIREPL)
  • Fireplace Type: Gas (FIREPL), Woodburning
  • Floors: Carpet, Concrete, Hardwood, Tile Floor
  • Number Fireplaces: 2
  • Bedroom/Bathroom Features: Garden Tub, Separate Shower, Separate Vanities, Shared Bath, Tub/Shower Combo, Walk-In Closets
  • Bedrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Concatenated Rooms: |GreatRoom1|Kitchen1|BrkfastRM1|Sunroom1|MasterBR1|MasterBath1|Laundry1|Mud1|Bedroom2|Bedroom2|FullBath2|FullBath2|Loft2|
  • Room 1: Great Room, On Level: 1
  • Room 2: Kitchen, On Level: 1
  • Room 3: Breakfast Room, On Level: 1
  • Room 4: Sunroom, On Level: 1
  • Room 5: Master Bedroom, On Level: 1
  • Room 6: Master Bath, On Level: 1
  • Room 7: Laundry, On Level: 1
  • Room 8: Mud, On Level: 1
  • Room 9: Bedroom, On Level: 2
  • Room 10: Bedroom, On Level: 2
  • Room 11: Full Bath, On Level: 2
  • Room 12: Full Bath, On Level: 2
  • Room 13: Loft, On Level: 2
  • Rooms Level 1: Breakfast Room (LVL 1), Great Room (LVL 1), Kitchen (LVL 1), Laundry (LVL 1), Master Bath (LVL 1), Master Bedroom (LVL 1), Mud (LVL 1), Sunroom (LVL 1)
  • Rooms Level 2 Plus: Bedroom (LVL 2+), Full Bath (LVL 2+), Loft (LVL 2+)
  • Kitchen Countertops: Solid Surface, Stone (KIT)
  • Kitchen Equipment: Cooktop-Gas, Dishwasher Built-In, Disposal, Microwave Built-In, Oven-Gas, Refrigerator
  • Kitchen Features: Breakfast Bar, Island, Pantry
  • Laundry: Yes
  • Laundry Dryer Hookup: Dryer-Electric
  • Laundry Features: Utility Sink, Washer Hookup
  • Laundry Location: Laundry (MLVL)
  • Laundry Space: Room
  • Attic: Yes
  • Attic Type: Pull-Down
  • Main Level Sq Ft: 2486
  • Upper Level Sq Ft: 1731

Exterior Features

  • Waterfront Name: LOGAN MARTIN
  • Construction: 1 Side Brick, Siding-Hardiplank
  • Decks: Yes
  • Decks Type: Covered (DECK)
  • Exterior Features: Dock Private
  • Foundation: Slab
  • Waterfront: Yes
  • Waterfront Frontage: 189
  • Water Heater: Gas (WTRHTR), Tankless

Garage/Parking

  • Garage Entry Location: Side
  • Number Garage Spaces Main Lvl: 3
  • Number Total Garage Spaces: 3
  • Parking Features: Attached

Utilities

  • Heating: Central (HEAT), Electric (HEAT)
  • Cooling: Central (COOL)
  • Sewer/Septic System: Septic
  • Underground Utils: Yes
  • Water: Public Water
  • HVAC Area: 4217

Condo/Co-op/Association

  • Association Fee: Yes
  • Association Fee: 1320
  • Association Fee Per: Yearly
  • HOA Management Company: Buchanan
  • Hoa Phone: 205/222-2829

Fee Information

  • Fees Include: Common Grounds Mntc

Schools

  • Elementary School: COOSA VALLEY
  • Middle School: DURAN
  • High School: PELL CITY

Lot Info

  • Assessor Parcel Number: 30-03-05-0-001-023.021
  • Lot Number: 3
  • Lot View: Yes
  • Lot View Type: Lake/Water View
  • Number Acres: 1.42

Tax Info

  • Tax District: PELL CITY

MLS Schools

  • Elementary School: COOSA VALLEY
  • High School: PELL CITY
  • Jr Middle School: DURAN

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 27, 2022
Closed on
Nov 14, 2022
Sold by
M2 Al Properties Llc
Bought by
Bass Stanley and Bass Sandra
Seller's Agent
Brenda Fields
Fields Gossett Realty
Buyer's Agent
Lawrence Fields
Fields Gossett Realty
List Price
$1,400,000
Sold Price
$1,300,000
Premium/Discount to List
-$100,000
-7.14%
Views
122
Current Estimated Value
$1,154,161

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$145,839
Avg. Annual Appreciation
3.52%
Original Mortgage
$500,000
Outstanding Balance
$480,709
Interest Rate
4.75%
Mortgage Type
Balloon
Estimated Equity
$951,646

Purchase Details

Listed on
May 27, 2022
Closed on
Oct 5, 2022
Sold by
Cline Mitchell and Cline Magan
Bought by
M2 Al Properties Llc
Seller's Agent
Brenda Fields
Fields Gossett Realty
Buyer's Agent
Lawrence Fields
Fields Gossett Realty
List Price
$1,400,000
Sold Price
$1,300,000
Premium/Discount to List
-$100,000
-7.14%
Views
122

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$500,000
Outstanding Balance
$480,709
Interest Rate
4.75%
Mortgage Type
Balloon
Estimated Equity
$951,646

Purchase Details

Closed on
Apr 1, 2021
Sold by
Evans Joel and Evans Candace
Bought by
Cline Mitchell and Cline Magan

Purchase Details

Closed on
May 17, 2019
Sold by
Pair William S and Pair Nancy A
Bought by
Evans Joel and Evans Candace

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,800
Interest Rate
4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 3, 2017
Sold by
Charter Landing Estates Llc
Bought by
Pair William S and Pair Nancy A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$92,400
Interest Rate
3.82%
Mortgage Type
Commercial
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bass Stanley $1,300,000 --
M2 Al Properties Llc -- --
Cline Mitchell $185,000 None Available
Evans Joel $151,000 None Available
Pair William S $115,500 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Bass Stanley $500,000
Open M2 Al Properties Llc $730,000
Previous Owner M2 Al Properties Llc $730,000
Previous Owner Evans Joel $120,800
Previous Owner Pair William S $92,400
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/14/2022 11/14/22 Sold $1,300,000 -7.1% $308 / Sq Ft
05/27/2022 05/27/22 For Sale $1,400,000 -- $332 / Sq Ft
Source: Greater Alabama MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,690 $182,270 $38,220 $144,050
2023 $2,102 $155,032 $38,220 $116,812
2022 $1,578 $38,480 $38,480 $0
2021 $1,123 $38,480 $38,480 $0
2020 $1,123 $31,200 $31,200 $0
2019 $936 $26,000 $26,000 $0
2018 $900 $25,000 $0 $0
2017 -- $25,000 $0 $0
2016 $378 $10,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Alabama MLS

MLS Number: 1321846

Greater Alabama MLS

APN: 30-03-05-0-001-023.021