NOT LISTED FOR SALE

418 Island Pointe Dr Unit 93 Saint Joseph, MI 49085

Estimated Value: $392,000 - $428,000

2 Beds
1.5 Baths
1,018 Sq Ft
$402/Sq Ft Est. Value

Last Sold March 13, 2020

Last sale price $265,000 $260 Per Sq Ft

Est. 54% increase in value since last sale

Current estimated payment $3,111/month

94 Days on Market

Highlights

  • Deeded Waterfront Access Rights
  • Docks
  • Deck
  • Upton Middle School Rated A
  • Clubhouse
  • Main Floor Bedroom

About This Home

As of March 2020

One of a kind Pointe Betsie Condo in Island Pointe Marina with 2 bedroooms and 1-1/2 baths. Updates include the added 1/2 bath, garbage disposal, kitchen faucet, waterproof vinyl flooring and fresh paint through out the home for this open floor plan. This beautiful gated waterfront community comes with a 30 ft. deeded boat slip (#93) on the Morrison Channel including a clubhouse and pool. Close to downtown St. Joe, Silver Beach, Lions Park Beach, Benton Harbor Arts District and Harbor Shores Golf Course. Call for your private showing today. Buyer & buyers agent to verify all/any information.

Last Agent to Sell the Property

John Shail

Coldwell Banker Anchor R.E. License #6501310454 Listed on: 11/05/2019

Coldwell Banker Anchor R.E.

Last Buyer's Agent

Anissa DeSanctis

Coldwell Banker Anchor R.E. License #6501309891

Coldwell Banker Anchor R.E.

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2002

Lot Details

  • 3,877 Sq Ft Lot
  • Lot Dimensions are 40 x 98
  • Property fronts a private road
  • Property is zoned 401 Residential, 401 Residential

HOA Fees

  • $206 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,018 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Low Emissivity Windows
  • Insulated Windows
  • Window Treatments
  • Window Screens
  • Mud Room
  • Living Room
  • Ceramic Tile Flooring
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Snack Bar or Counter

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • Bathroom on Main Level

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Accessible Home Design

  • Accessible Bedroom
  • Halls are 36 inches wide or more
  • Doors are 36 inches wide or more

Outdoor Features

  • Deeded Waterfront Access Rights
  • Docks
  • Deck

Location

  • Mineral Rights Excluded

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

Overview

  • Association fees include trash, snow removal, lawn/yard care

Recreation

  • Community Playground
  • Community Pool

Additional Features

  • Clubhouse
  • Security
  • Security Service

Home Details

Home Type

Single Family

Year Built

Built in 2002

Lot Details

0

HOA Fees

$206 per month

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Ranch
  • Stories: 1
  • Year Built: 2002
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 40 x 98
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: No
  • General Property Info:Total Fin SqFt All Levels: 1018.0
  • General Property Info:Main Level Primary: Yes
  • General Property Info:Main Level Laundry: Yes
  • Tax Info:Annual Property Tax: 6750.52
  • Tax Info:Zoning3: 401 Residential
  • Waterfront Options:Water Access YN: Yes
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Heat Source:Natural Gas3: Yes
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Utilities Attached:Cable: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Util Avail at Street:Broadband: Yes
  • Util Avail at Street:Cable2: Yes
  • Util Avail at Street:Telephone Line2: Yes
  • Windows:Insulated Windows: Yes
  • Windows:Low Emissivity Windows: Yes
  • Windows:Screens: Yes
  • General Property Info:Fireplace: No
  • Additional Items:Ceiling Fans: Yes
  • Additional Items:Window Treatments: Yes
  • Appliances Microwave: Yes
  • Mineral Rights:No: Yes
  • Substructure:Crawl Space: Yes
  • General Property Info:Condo Proj Name: Island Pointe Marina
  • General Property Info:SqFt Above Grade: 1018.0
  • General Property Info Garage YN: Yes
  • Accessibility Feat 36 Inch Entrance Door: Yes
  • Accessibility Feat 36' or Hallway: Yes
  • Architectural Style:Ranch: Yes
  • Flooring:Ceramic Floor: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Oven, Range, Refrigerator, Washer
  • Accessibility Features: 36 Inch Entrance Door, 36' or + Hallway, Accessible Mn Flr Bedroom, Accessible Mn Flr Full Bath, Covered Entrance
  • Flooring: Ceramic Tile
  • Interior Amenities: Ceiling Fan(s), Broadband, Garage Door Opener, Eat-in Kitchen, Pantry
  • Fireplace: No
  • Total Bedrooms: 2
  • Main Level Bedrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Basement: Crawl Space
  • LivingArea: 1018.0
  • Window Features: Low-Emissivity Windows, Screens, Insulated Windows, Window Treatments
  • General Property Info:Stories2: 1.0
  • Kitchen Features:Eating Area: Yes
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Kitchen Features:Mud Room Access: Yes
  • Kitchen Features Pantry: Yes
  • Appliances Dishwasher: Yes
  • Kitchen Features:Snack Bar: Yes
  • Accessibility Feat:Accessible Mn Flr Bedroom: Yes
  • Accessibility Feat:Accessible Mn Flr Full Bath: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • List Price: 274900.0
  • Lot Features: Sidewalk
  • Patio and Porch Features: Deck
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Roof: Composition
  • Water Body Name: St Joseph River
  • Waterfront Features: River
  • Waterfront: No
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: Yes
  • Driveway Paved: Yes
  • Patio and Porch Features:Deck(s): Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Public
  • Utilities: Phone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association Amenities: Clubhouse, Pets Allowed, Playground, Pool, Security
  • Association Fee: 206.0
  • Association Fee Frequency: Monthly
  • Association: Yes
  • ResoAssociationFeeFrequency: Monthly

Association/Amenities

  • Water Fea Amenities:All Sports: Yes
  • Association Info:Approx Assoc Fee2: 206.0
  • Water Fea Amenities:Deeded Access: Yes
  • Association Info:Assoc Fee Payable: Monthly
  • Assoc Amenities:Pets Allowed2: Yes
  • Water Fea Amenities:Assoc Access: Yes
  • Assoc Amenities:Playground: Yes
  • Water Fea Amenities:Dock: Yes
  • Assoc Amenities:Club House: Yes
  • Assoc Amenities:Pool: Yes
  • Assoc Amenities:Security: Yes

Fee Information

  • Association Fee Includes: Trash, Snow Removal, Lawn/Yard Care

Lot Info

  • Lot Size Acres: 0.09
  • Lot Size Area: 0.09
  • Lot Dimensions: 40 x 98
  • Lot Size Sq Ft: 3877.0
  • Zoning Description: 401 Residential
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 6750.52
  • Tax Year: 2019

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 5, 2019
Closed on
Mar 12, 2020
Sold by
Kelly Dan and Kelly Laura
Bought by
Kubicki John and Kubicki Michelle K
Seller's Agent
John Shail
Coldwell Banker Anchor R.E.
Buyer's Agent
Anissa DeSanctis
Coldwell Banker Anchor R.E.
List Price
$274,900
Sold Price
$265,000
Premium/Discount to List
-$9,900
-3.6%
Total Days on Market
94
Current Estimated Value
$408,977

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$143,977
Avg. Annual Appreciation
8.34%
Original Mortgage
$153,000
Interest Rate
3.5%
Mortgage Type
New Conventional

Purchase Details

Listed on
Dec 23, 2015
Closed on
Jul 2, 2016
Sold by
Daniels Scott and Wald Alissa Sue
Bought by
Kelly Dan and Kelly Laura
Seller's Agent
Chris White
Christopher T. White, Broker
Buyer's Agent
John Shail
Coldwell Banker Anchor R.E.
List Price
$217,900
Sold Price
$216,000
Premium/Discount to List
-$1,900
-0.87%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.71%
Original Mortgage
$172,800
Interest Rate
3.66%
Mortgage Type
New Conventional

Purchase Details

Listed on
Sep 10, 2012
Closed on
Aug 20, 2013
Sold by
Farhan Abdelrahman T and Farhan Nabella
Bought by
Daniels Scott and Wald Alissa S
Seller's Agent
Doug Johan
Sunset Coast Realty Group
Buyer's Agent
Chris Marzke
@properties Christie's International R.E.
List Price
$239,900
Sold Price
$195,000
Premium/Discount to List
-$44,900
-18.72%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.62%
Original Mortgage
$156,000
Interest Rate
4.53%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 11, 2007
Sold by
Winter Rebecca
Bought by
Farhan Abdelrahman T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$208,000
Interest Rate
6.63%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 27, 2002
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kubicki John $265,000 None Available
Kelly Dan $216,000 Patrick Abstract & Title Off
Daniels Scott $195,000 Multiple
Farhan Abdelrahman T $260,000 Fidelity National Title
-- $160,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Kubicki John $150,475
Closed Kubicki John $152,500
Closed Kubicki John $151,961
Closed Kubicki John $153,000
Closed Kubicki John $153,000
Previous Owner Kelly Dan $172,800
Previous Owner Daniels Scott $156,000
Previous Owner Farhan Abdelrahman T $212,000
Previous Owner Farhan Abdelrahman T $208,000
Previous Owner Winter Rebecca $126,800
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/13/2020 03/13/20 Sold $265,000 -3.6% $260 / Sq Ft
02/07/2020 02/07/20 Pending -- -- --
11/05/2019 11/05/19 For Sale $274,900 +27.3% $270 / Sq Ft
07/08/2016 07/08/16 Sold $216,000 -0.9% $212 / Sq Ft
06/03/2016 06/03/16 Pending -- -- --
12/23/2015 12/23/15 For Sale $217,900 +11.7% $214 / Sq Ft
08/20/2013 08/20/13 Sold $195,000 -18.7% $192 / Sq Ft
07/22/2013 07/22/13 Pending -- -- --
09/10/2012 09/10/12 For Sale $239,900 -- $236 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,125 $181,000 $0 $0
2024 $7,957 $160,300 $0 $0
2023 $7,615 $143,600 $0 $0
2022 $7,263 $125,800 $0 $0
2021 $7,336 $124,800 $25,600 $99,200
2020 $6,969 $124,800 $0 $0
2019 $6,891 $113,600 $26,000 $87,600
2018 $6,763 $113,600 $0 $0
2017 $6,021 $112,500 $0 $0
2016 $6,021 $106,800 $0 $0
2015 $6,079 $108,500 $0 $0
2014 $5,882 $107,300 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 19053742

Southwestern Michigan Association of REALTORS®

APN: 11-76-3610-0044-00-8