$30,001
SOLD FEB 19, 2016

418 S Main St Berrien Springs, MI 49103

4 Beds
2 Baths
1,788 Sq Ft
8,712 Sq Ft Lot

Recently Sold

$17 Per Sq Ft

48% Below List Price

109 Days on Market

Highlights

  • Colonial Architecture
  • 1 Car Attached Garage
  • Forced Air Heating and Cooling System
  • Berrien Springs High School Rated A-
  • Patio
  • 4-minute walk to Wolfs Prairie Park

About This Home

As of June 2022

HUD home sold 'as is' by electronic bid only. Equal housing opportunity. All bids must be submitted through a registered HUD approved real estate agent. Buyer and buyer’s agent to verify all listing information. All bidders must have lender pre-qualification letter or proof of funds. Buyer & Buyer agent to verify all information.

Last Agent to Sell the Property

Michael Stover

Coldwell Banker Anchor R.E. License #6501309833 Listed on: 10/16/2015

Co-Listed By

Roger Cayo

Coldwell Banker Anchor R.E. License #6501316314

Last Buyer's Agent

Michael Lirones

Gold Realty License #6504302579

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1900

Lot Details

  • 8,712 Sq Ft Lot
  • Lot Dimensions are 66x132

Parking

  • 1 Car Attached Garage

Home Design

  • Colonial Architecture
  • Composition Roof

Interior Spaces

  • 1,788 Sq Ft Home
  • 2-Story Property
  • Laundry on main level

Bedrooms and Bathrooms

  • 4 Bedrooms | 1 Main Level Bedroom
  • 2 Full Bathrooms

Basement

  • Partial Basement
  • Crawl Space

Outdoor Features

  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • REO, home is currently bank or lender owned

Home Details

Home Type

Single Family

Year Built

Built in 1900

Lot Details

0

Parking

1

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Colonial
  • Stories: 2
  • Year Built: 1900
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 66x132
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 1788.0
  • General Property Info:Main Level Primary: Yes
  • General Property Info:Main Level Laundry: Yes
  • Tax Info:Annual Property Tax: 1756.0
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Heat Source:Natural Gas3: Yes
  • Substructure:Partial: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Substructure:Crawl Space: Yes
  • Sale Conditions:REOBank Owned: Yes
  • General Property Info:SqFt Above Grade: 1788.0
  • General Property Info Garage YN: Yes
  • Architectural Style:Colonial: Yes
  • Special Features: RealEstateOwned
  • Property Sub Type: Detached

Interior Features

  • Fireplace: No
  • Total Bedrooms: 4
  • Main Level Bedrooms: 1
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Crawl Space, Partial
  • LivingArea: 1788.0
  • General Property Info:Stories2: 2.0
  • Basement Rooms:Total Basement SQFT: 744.0

Exterior Features

  • Construction Materials: Block
  • List Price: 42282.0
  • Patio and Porch Features: Patio
  • Roof: Composition
  • Waterfront: No
  • Access Feat:Accessibility Features2: No
  • Patio And Porch Features:Patio: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.0
  • Garage: Yes
  • Parking Features: Attached
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 1.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Public
  • Water Source: Public

Lot Info

  • Lot Size Acres: 0.2
  • Lot Size Area: 0.2
  • Lot Dimensions: 66x132
  • Lot Size Sq Ft: 8712.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1756.0
  • Tax Year: 2014

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 25, 2022
Closed on
Jun 16, 2022
Sold by
Hosey Joel M and Hosey Kaitlin
Bought by
Geisler Miroslaw
Seller's Agent
Dana Riley
@properties Christie's International R.E.
Buyer's Agent
Jennifer Wurster
Coldwell Banker Realty
List Price
$240,000
Sold Price
$245,000
Premium/Discount to List
$5,000
2.08%
Current Estimated Value
$289,434

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$44,434
Avg. Annual Appreciation
5.01%
Original Mortgage
$195,000
Outstanding Balance
$183,956
Interest Rate
4%
Mortgage Type
New Conventional
Estimated Equity
$102,795

Purchase Details

Listed on
Apr 16, 2021
Closed on
May 27, 2021
Sold by
Markel Aaron M and Markel Tori A
Bought by
Hosey Joel M and Hosey Kaitlin
Seller's Agent
Claudia Kelleher
Cressy & Everett Real Estate
Buyer's Agent
Dana Riley
@properties Christie's International R.E.
List Price
$204,900
Sold Price
$205,000
Premium/Discount to List
$100
0.05%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
18.50%
Original Mortgage
$184,500
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 27, 2018
Closed on
Jun 5, 2018
Sold by
Jodi Thompson
Bought by
Markel Aaron M and Zimmerman Tori A
Seller's Agent
Cori Hatheway
Cressy & Everett Real Estate
Buyer's Agent
Claudia Kelleher
Cressy & Everett Real Estate
List Price
$169,900
Sold Price
$169,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.48%
Original Mortgage
$161,405
Interest Rate
4.4%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 27, 2018
Closed on
Jun 1, 2018
Sold by
Thompson Jodi and Fox Jodi
Bought by
Market Aaron M and Zimmerman Tori A
Seller's Agent
Cori Hatheway
Cressy & Everett Real Estate
Buyer's Agent
Claudia Kelleher
Cressy & Everett Real Estate
List Price
$169,900
Sold Price
$169,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$161,405
Interest Rate
4.4%
Mortgage Type
New Conventional

Purchase Details

Listed on
Aug 24, 2016
Closed on
Oct 26, 2016
Sold by
Ruppel Claudia and Johnson Lonna
Bought by
Thompson Jodi
Seller's Agent
Claudia Kelleher
Cressy & Everett Real Estate
Buyer's Agent
Cori Hatheway
@properties Christie's International R.E.
List Price
$169,900
Sold Price
$157,800
Premium/Discount to List
-$12,100
-7.12%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.73%
Original Mortgage
$125,940
Interest Rate
3.42%
Mortgage Type
New Conventional

Purchase Details

Listed on
Aug 24, 2016
Closed on
Oct 25, 2016
Sold by
Homes By John Llc
Bought by
Ruppel Claudia and Johnson Lonna
Seller's Agent
Claudia Kelleher
Cressy & Everett Real Estate
Buyer's Agent
Cori Hatheway
@properties Christie's International R.E.
List Price
$169,900
Sold Price
$157,800
Premium/Discount to List
-$12,100
-7.12%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$125,940
Interest Rate
3.42%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 2, 2016
Closed on
Apr 1, 2016
Sold by
Ruppel Claudia and Johnson Lonna
Bought by
Homes By John Llc
Seller's Agent
Claudia Kelleher
Cressy & Everett Real Estate
Buyer's Agent
Claudia Kelleher
Cressy & Everett Real Estate
List Price
$60,000
Sold Price
$60,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
445.46%

Purchase Details

Listed on
Apr 2, 2016
Closed on
Feb 17, 2016
Sold by
Secretary Of Housing & Urban Development
Bought by
Homes By John Llc
Seller's Agent
Claudia Kelleher
Cressy & Everett Real Estate
Buyer's Agent
Claudia Kelleher
Cressy & Everett Real Estate
List Price
$60,000
Sold Price
$60,000

Purchase Details

Closed on
Dec 5, 2013
Sold by
Wells Fargo Bank Na
Bought by
Secretary Of Housing & Urban Development

Purchase Details

Closed on
Jul 18, 2013
Sold by
Tom Andrew and Tom Faith A
Bought by
Wells Fargo Bank Na

Purchase Details

Closed on
Jun 18, 2001

Purchase Details

Closed on
Nov 20, 1992
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $245,000 Chicago Title
Warranty Deed $205,000 First American Title
Warranty Deed $169,900 None Listed On Document
Warranty Deed $169,900 First American Title
Warranty Deed $157,800 Fat
Warranty Deed -- Fat
Land Contract -- First American Title
Deed -- First American Title
Warranty Deed -- Attorney
Sheriffs Deed $42,000 None Available
Deed -- --
Deed $100 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $195,000 New Conventional
Previous Owner $184,500 New Conventional
Previous Owner $161,405 New Conventional
Previous Owner $161,405 New Conventional
Previous Owner $125,940 New Conventional
Previous Owner $94,667 FHA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/16/2022 06/16/22 Sold $245,000 +2.1% $135 / Sq Ft
04/25/2022 04/25/22 For Sale $240,000 +17.1% $133 / Sq Ft
05/28/2021 05/28/21 Sold $205,000 0.0% $113 / Sq Ft
04/19/2021 04/19/21 Pending -- -- --
04/16/2021 04/16/21 For Sale $204,900 +20.6% $113 / Sq Ft
06/01/2018 06/01/18 Sold $169,900 0.0% $95 / Sq Ft
04/29/2018 04/29/18 Pending -- -- --
04/27/2018 04/27/18 For Sale $169,900 +7.7% $95 / Sq Ft
10/26/2016 10/26/16 Sold $157,800 -7.1% $88 / Sq Ft
09/14/2016 09/14/16 Pending -- -- --
08/24/2016 08/24/16 For Sale $169,900 +183.2% $95 / Sq Ft
04/02/2016 04/02/16 For Sale $60,000 0.0% $34 / Sq Ft
04/01/2016 04/01/16 Sold $60,000 +100.0% $34 / Sq Ft
04/01/2016 04/01/16 Pending -- -- --
02/19/2016 02/19/16 Sold $30,001 -48.3% $17 / Sq Ft
02/02/2016 02/02/16 Pending -- -- --
10/16/2015 10/16/15 For Sale $58,000 -- $32 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,887 $141,800 $0 $0
2024 $3,293 $124,200 $0 $0
2023 $3,158 $105,200 $0 $0
2022 $3,169 $103,500 $0 $0
2021 $3,300 $85,500 $0 $0
2020 $3,283 $86,600 $0 $0
2019 $3,257 $82,800 $13,100 $69,700
2018 $2,099 $82,800 $0 $0
2017 $2,950 $74,300 $0 $0
2016 $2,708 $46,800 $0 $0
2015 $2,073 $35,600 $0 $0
2014 $808 $50,300 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 15055242

Southwestern Michigan Association of REALTORS®

APN: 11-32-0800-0021-00-4