$505,000
$25K PRICE DROP

4195 Settlers Grove Rd Cumming, GA 30028

Estimated payment $3,116/month

Total Views 4,907
4 Beds
2.5 Baths
-- Sq Ft
-- Price per Sq Ft

Highlights

  • Community Lake
  • Clubhouse
  • Traditional Architecture
  • Silver City Elementary School Rated A
  • Private Lot
  • Community Pool

About This Home

Priced to sell + $2K seller incentives! Don't miss this 4BR/2.5BA with open layout, huge master suite, and fresh paint throughout. Beautiful backyard with pond & landscaping. Community offers pool, tennis, fishing & clubhouse! Don't miss out on this gem.

Listing Agent

Shayla Le

Virtual Properties Realty.com License #379304 Listed on: 05/03/2025

Virtual Properties Realty.com

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,634

Year Built

  • Built in 2006

Lot Details

  • 9,583 Sq Ft Lot
  • Back Yard Fenced
  • Private Lot
  • Level Lot
  • Garden

HOA Fees

  • $63 Monthly HOA Fees

Home Design

  • Traditional Architecture
  • Garden Home
  • Slab Foundation
  • Composition Roof
  • Concrete Siding
  • Brick Front

Interior Spaces

  • 2-Story Property
  • Ceiling Fan
  • Living Room with Fireplace
  • Laundry on upper level

Kitchen

  • Breakfast Area or Nook
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms

Parking

  • 2 Car Garage
  • Garage Door Opener

Schools

  • Silver City Elementary School
  • North Forsyth Middle School
  • North Forsyth High School

Utilities

  • Central Heating and Cooling System

Community Details

Overview

  • Association fees include swimming, tennis
  • Settlers Lake Subdivision
  • Community Lake

Amenities

  • Clubhouse

Recreation

  • Tennis Courts
  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,634

Year Built

Built in 2006

Lot Details

0

HOA Fees

$63 per month

Listing Details

  • Property Type: Residential
  • Year Built: 2006
  • ArchitecturalStyle: Brick Front, Traditional
  • Main Level Half Bathrooms: 1
  • Levels: Two
  • Lot Size Acres: .22
  • Property Sub-Type: Single Family Residence
  • Structure Type: Garden/Patio Home
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Appliances: Dishwasher, Disposal, Refrigerator
  • Bedrooms: 4
  • Basement: None
  • Interior Amenities: Other
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Fireplace Features: Living Room
  • Flooring: Carpet, Vinyl
  • Kitchen Features: Breakfast Area, Kitchen Island, Pantry

Beds/Baths

  • Upper Level Full Bathrooms: 2

Exterior Features

  • Common Walls: No Common Walls
  • Construction Materials: Concrete
  • ExteriorFeatures: Garden
  • Fencing: Back Yard
  • Foundation Details: Slab
  • Lot Features: Level, Other, Private
  • Property Condition: Resale
  • Roof: Composition

Garage/Parking

  • Parking Features: Garage, Garage Door Opener
  • ParkingTotal: 2

Utilities

  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Central
  • Laundry Features: Upper Level
  • Sewer: Public Sewer
  • Utilities: None
  • Water Source: Public

Condo/Co-op/Association

  • Annual Association Fee: 750
  • Association: Yes
  • Community Features: Clubhouse, Lake, Playground, Pool, Street Lights, Tennis Court(s)

Fee Information

  • Association Fee Includes: Other, Swimming, Tennis

Schools

  • Elementary School: Silver City
  • High School: North Forsyth
  • Middle School: North Forsyth

Multi Family

  • Total Fireplaces: 1

Tax Info

  • Year: 2024
  • Tax Annual Amount: 4634

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,634 $181,332 $54,000 $127,332
2024 $4,634 $188,964 $52,000 $136,964
2023 $4,307 $174,984 $36,000 $138,984
2022 $3,600 $115,188 $20,000 $95,188
2021 $3,181 $115,188 $20,000 $95,188
2020 $3,065 $111,008 $20,000 $91,008
2019 $2,993 $108,228 $18,000 $90,228
2018 $2,810 $101,608 $18,000 $83,608
2017 $2,628 $94,680 $18,000 $76,680
2016 $2,187 $78,800 $14,680 $64,120
2015 $2,598 $96,600 $18,000 $78,600
2014 $2,133 $83,864 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/24/2025 11/24/25 For Sale $485,000 -4.0% --
11/04/2025 11/04/25 For Sale $505,000 0.0% --
11/02/2025 11/02/25 Off Market $505,000 -- --
09/19/2025 09/19/25 Price Changed $505,000 -3.8% --
07/15/2025 07/15/25 Price Changed $525,000 +1.9% --
06/09/2025 06/09/25 Price Changed $515,000 -2.8% --
05/03/2025 05/03/25 For Sale $530,000 +169.0% --
02/09/2015 02/09/15 Sold $197,000 -15.6% $66 / Sq Ft View Prior Sale
01/10/2015 01/10/15 Pending -- -- --
07/17/2014 07/17/14 For Sale $233,500 -- $78 / Sq Ft
Source: Georgia MLS

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- None Listed On Document
Warranty Deed $197,000 --
Deed -- --
Warranty Deed $215,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $118,200 No Value Available
Previous Owner $213,119 FHA
Source: Public Records

Source: Georgia MLS

MLS Number: 10514518

Georgia MLS

APN: 233-291