PENDING
$20K PRICE DROP
4196 Mossy Cove Ct Niceville, FL 32578
Bluewater Bay NeighborhoodEstimated payment $3,558/month
Total Views
21,401
4
Beds
2.5
Baths
3,182
Sq Ft
$176
Price per Sq Ft
Highlights
- Marina
- Golf Course Community
- Primary Bedroom Suite
- Community Boat Dock
- Fishing
- Contemporary Architecture
About This Home
VA Assumable Loan Rate 2.75%! Nestled in the desirable Rocks Cove community of Bluewater Bay, this remarkable 4-bedroom, 2.5-bath home offers 3,182 square feet of thoughtfully designed living space on a quiet cul-de-sac just minutes from the sparkling waters of Choctawhatchee Bay and convenient public boat ramp access. This spacious three-story residence welcomes you with an open floor plan, soaring ceilings, and a warm, inviting atmosphere. The living area showcases built-in shelves, recessed lighting, two ceiling fans, and a cozy fireplace, along with direct access to a tiled, screened-in Florida room with dramatic 14-foot ceilings. A sliding glass wall system opens fully to create a seamless indoor-outdoor entertaining space perfect for relaxing or dining year-round. Adjacent to the living room, the open dining area easily accommodates large gatherings and is beautifully enhanced with crown molding that continues throughout the main living spaces. The kitchen is designed for both style and function, featuring granite countertops, abundant cabinetry, recessed lighting, stainless steel appliances, a pantry, and a generous island with a breakfast bar ideal for casual meals or additional seating. The first-floor master suite offers comfort and privacy with direct access to the back patio. The master bath includes a double vanity, Whirlpool tub, walk-in shower, and a spacious walk-in closet with built-in shelving. Upstairs, three generously sized guest bedrooms each include ceiling fans and plantation shutters, with one bedroom boasting its own private balcony. The upper-level bathroom features a double vanity, tile flooring, and a shower/tub combination. The home also includes a central vacuum system, a second-floor laundry chute, and a bonus landing area for added versatility. A major mechanical update was completed in October 2021 with the installation of new upstairs and downstairs HVAC units. A standout feature of this home is the impressive 500-square-foot bonus room on the third floor an incredible space with endless possibilities. Located directly across from the Bluewater Bay Marina and just minutes from the Mid-Bay Bridge, this home also offers access to exceptional community amenities including four pools (one heated), two championship 18-hole golf courses, award-winning tennis facilities, a full-service marina, a clubhouse with a restaurant, parks, and a playground. With its prime location, thoughtful upgrades, and expansive layout, this home is truly a must-see.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,848
Year Built
- Built in 2008
Lot Details
- 7,405 Sq Ft Lot
- Lot Dimensions are 75x100
- Property fronts a county road
- Cul-De-Sac
- Level Lot
- Sprinkler System
- Cleared Lot
- Lawn Pump
- Property is zoned County, Resid Single Family
Parking
- 2 Car Attached Garage
- Garage Door Opener
Home Design
- Contemporary Architecture
- Slab Foundation
- Frame Construction
- Stucco
Interior Spaces
- 3,182 Sq Ft Home
- 3-Story Property
- Central Vacuum
- Crown Molding
- Ceiling Fan
- Recessed Lighting
- Fireplace
- Double Pane Windows
- Plantation Shutters
- Entrance Foyer
- Living Room
- Dining Room
- Loft
- Pull Down Stairs to Attic
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom Suite
- Soaking Tub
Laundry
- Laundry Room
- Washer and Dryer Hookup
Schools
- Plew Elementary School
- Ruckel Middle School
- Niceville High School
Utilities
- Central Heating and Cooling System
- Electric Water Heater
Additional Features
- Energy-Efficient Doors
- Enclosed Patio or Porch
Listing and Financial Details
- Assessor Parcel Number 15-1S-22-1220-0000-0090
Community Details
Overview
- Rocks Cove Subdivision
Recreation
- Community Boat Dock
- Community Boat Launch
- Marina
- Waterfront Community
- Golf Course Community
- Community Pool
- Fishing
Matterport 3D Tour
Floorplans
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,019 | $549,665 | ||
| 2024 | $5,714 | $534,174 | ||
| 2023 | $5,714 | $518,616 | $0 | $0 |
| 2022 | $5,584 | $503,511 | $0 | $0 |
| 2021 | $5,578 | $488,846 | $0 | $0 |
| 2020 | $4,406 | $389,153 | $0 | $0 |
| 2019 | $4,357 | $380,404 | $0 | $0 |
| 2018 | $4,322 | $373,311 | $0 | $0 |
| 2017 | $4,300 | $365,633 | $0 | $0 |
| 2016 | $4,185 | $358,113 | $0 | $0 |
| 2015 | $4,276 | $355,624 | $0 | $0 |
| 2014 | $4,156 | $342,784 | $0 | $0 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/06/2026 07/06/26 | Pending | -- | -- | -- | |
| 06/26/2026 06/26/26 | Price Changed | $559,900 | -1.8% | $176 / Sq Ft | |
| 06/18/2026 06/18/26 | Price Changed | $569,900 | -1.7% | $179 / Sq Ft | |
| 06/11/2026 06/11/26 | For Sale | $579,900 | +8.4% | $182 / Sq Ft | |
| 07/01/2020 07/01/20 | Sold | $535,000 | 0.0% | $168 / Sq Ft | View Prior Sale |
| 05/24/2020 05/24/20 | Pending | -- | -- | -- | |
| 05/14/2020 05/14/20 | For Sale | $535,000 | -- | $168 / Sq Ft |
Source: Emerald Coast Association of REALTORS®
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $535,000 | Coastal Land Title Llc | |
| Warranty Deed | $368,000 | Attorney |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $516,636 | VA | |
| Previous Owner | $375,700 | VA | |
| Previous Owner | $380,144 | VA |
Source: Public Records
About the Listing Agent
My background has always been customer service with an emphasis on service. My years of service, my passion for real estate both combined with my desire to give back to the Heroes in the community is what I feel makes me the perfect choice to assist you with all your buying and selling needs. I am a Homes for Heroes® Real Estate Specialist in our community. If you are a Qualifying Hero (Firefighters, Teachers, Law Enforcement, Military, or Medical Professional) you simply use me as your
Amanda's Other Listings
Source: Emerald Coast Association of REALTORS®
MLS Number: 1005198
APN: 15-1S-22-1220-0000-0090
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
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