$995,000
$180K PRICE DROP

4197 Todd St Sherrills Ford, NC 28673

Estimated payment $5,673/month

Total Views 5,896
2 Beds
2.5 Baths
1,398 Sq Ft
$712 Price per Sq Ft

Highlights

  • Covered Dock
  • Waterfront
  • Deck
  • Sherrills Ford Elementary School Rated A-
  • Open Floorplan
  • Wooded Lot

About This Home

PRICED BELOW APPRAISAL – FULLY FURNISHED– TURNKEY WATERFRONT WITH DOCK + SUNSET VIEWS ON LAKE NORMAN Welcome to a luxury waterfront residence on Lake Norman, offering a rare combination of refined interior upgrades, highly functional outdoor living, An exceptional opportunity to secure a fully furnished, move-in ready waterfront home positioned on open water with a private dock and sunset-facing views—now offered below appraised value. Walk-out lower level offers significant expansion potential—ideal for adding living space, guest suite, or increasing overall value. Property offers potential for future detached garage/guest suite addition (subject to buyer verification and permitting), creating an opportunity to further expand functionality and value. Built in 2018 and significantly upgraded beyond builder standards, this property delivers the rare combination of condition, location, and immediate usability that today’s buyers are searching for.
Vaulted ceilings and expansive windows frame wide lake views and fill the open-concept living space with natural light. The kitchen is designed for both everyday living and entertaining, featuring River Marble flooring, upgraded granite, and premium appliances including a Bosch dual-fuel range, warming drawer, Bosch dishwasher, and LG refrigerator. The oversized peninsula creates a seamless flow into the dining and living areas, anchored by a gas fireplace and direct access to a sunroom overlooking the water.
Hickory hardwoods extend throughout the main living areas and bedrooms. The primary suite captures lake views and offers functional convenience with direct access to the laundry room. Interior finishes include crown molding, custom window treatments, and well-appointed baths with a soaking tub.
Outdoor living is where this property separates itself. A maintenance-free deck with a fully equipped outdoor kitchen and electric awning overlooks the lake, while professionally designed landscaping—with over 100 tons of river rock—creates a polished, low-maintenance setting. A lighted pathway leads to a lakeside patio with fire pit and down to the private dock.
The covered dock includes an 8,000 lb boat lift, sun pad, and dual jet ski ports—ideal for immediate lake use or short-term rental income potential.
Additional features include a whole-home generator, 10x12 storage building, and walk-in basement with partially finished bath offering expansion potential. No HOA.
Offered fully furnished for a true turnkey experience.
Ideal as a full-time residence, second home, or investment property with strong rental appeal.
Opportunities like this—priced below appraisal, fully furnished, and ready for immediate enjoyment—are limited on Lake Norman. Schedule your showing today.

Listing Agent

Stacie Brenner

Mitchell - Forbes Global Properties Brokerage Email: Stacie@gomitch.com License #323768 Listed on: 03/18/2026

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2017

Lot Details

  • 23,522 Sq Ft Lot
  • Waterfront
  • Irrigation
  • Wooded Lot
  • Property is zoned R-30

Parking

  • Driveway

Home Design

  • Cottage
  • Hardboard

Interior Spaces

  • 1-Story Property
  • Open Floorplan
  • Built-In Features
  • Crown Molding
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Family Room with Fireplace
  • Water Views
  • Laundry Room

Kitchen

  • Breakfast Bar
  • Electric Oven
  • Gas Cooktop
  • Warming Drawer
  • Bosch Dishwasher
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Marble

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • Soaking Tub

Partially Finished Basement

  • Walk-Out Basement
  • Exterior Basement Entry
  • Crawl Space

Outdoor Features

  • Personal Watercraft Lift
  • Covered Dock
  • Balcony
  • Deck
  • Patio
  • Outdoor Kitchen
  • Separate Outdoor Workshop
  • Outbuilding
  • Porch

Schools

  • Sherrills Ford Elementary School
  • Mills Creek Middle School
  • Bandys High School

Utilities

  • Central Heating and Cooling System
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 4607195147400000

Home Details

Home Type

Single Family

Year Built

Built in 2017

Lot Details

0.54 Acres

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Cottage
  • Year Built: 2017
  • Restrictions: N/A
  • Second Living Quarters: None
  • Road Surface Type: Concrete, Paved
  • Unit Levels: One
  • Ratio CurrentPrice/TotalPropertyHLA: 711.73
  • Geocode Confidence: High
  • Attribution Contact: Stacie@gomitch.com
  • Special Features: None

Interior Features

  • Foundation Details: Basement, Crawl Space
  • Fireplace: Yes
  • Flooring: Marble, Wood
  • Interior Amenities: Breakfast Bar, Built-in Features, Kitchen Island, Open Floorplan, Pantry
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1398
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 1398
  • Sq Ft Unheated Total: 1398
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Electric Oven, Gas Cooktop, Refrigerator with Ice Maker, Warming Drawer
  • Above Grade Finished Sq Ft: 1398
  • Has Basement: Exterior Entry, Partially Finished, Unfinished, Walk-Out Access
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace Features: Family Room, Gas
  • Living Area: 1398
  • Bedroom Main: 2

Exterior Features

  • Exterior Features: In-Ground Irrigation, Outdoor Kitchen, Storage, Other - See Remarks
  • New Construction: No
  • Construction Type: Site Built
  • Pool Private: No
  • View: Water, Year Round
  • Water Body Name: Lake Norman
  • Waterfront Features: Covered structure, Dock, Personal Watercraft Lift
  • Construction Type: Hardboard Siding
  • Other Structures: Outbuilding, Workshop
  • Patio And Porch Features: Awning(s), Balcony, Deck, Patio, Porch

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Y N: No
  • Garage Yn: No
  • Open Parking: No
  • Parking Features: Driveway

Utilities

  • Heating: Central
  • Sewer: Septic Installed
  • Laundry Features: Laundry Closet
  • Cooling: Ceiling Fan(s), Central Air
  • Water Source: Well

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Middle Or Junior School: Mills Creek
  • HOA Subject To: None

Lot Info

  • Lot Features: Wooded, Waterfront
  • Lot Size Units: Acres
  • Parcel Number: 4607195147400000
  • Lot Size Acres: 0.54
  • Additional Parcels: No
  • Zoning Specification: R-30

MLS Schools

  • Elementary School: Sherrills Ford
  • High School: Bandys

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,401 $690,600 $274,100 $416,500
2024 $3,401 $690,600 $274,100 $416,500
2023 $3,332 $406,500 $125,300 $281,200
2022 $2,866 $406,500 $125,300 $281,200
2021 $2,855 $405,000 $123,800 $281,200
2020 $2,403 $340,900 $123,800 $217,100
2019 $2,403 $340,900 $0 $0
2018 $1,960 $286,100 $123,800 $162,300
2017 $848 $0 $0 $0
2016 $812 $0 $0 $0
2015 $744 $123,800 $123,800 $0
2014 $744 $124,000 $124,000 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/11/2026 05/11/26 Price Changed $995,000 -4.3% $712 / Sq Ft
04/25/2026 04/25/26 Price Changed $1,040,000 -1.0% $744 / Sq Ft
03/25/2026 03/25/26 Price Changed $1,050,000 -10.6% $751 / Sq Ft
03/18/2026 03/18/26 For Sale $1,175,000 +152.7% $840 / Sq Ft
03/05/2020 03/05/20 Sold $465,000 -1.0% $333 / Sq Ft View Prior Sale
01/04/2020 01/04/20 Pending -- -- --
12/04/2019 12/04/19 Price Changed $469,900 -1.1% $336 / Sq Ft
10/04/2019 10/04/19 For Sale $475,000 +220.9% $340 / Sq Ft
11/23/2015 11/23/15 Sold $148,000 -7.4% -- View Prior Sale
10/03/2015 10/03/15 Pending -- -- --
09/24/2015 09/24/15 For Sale $159,900 -- --
Source: Canopy MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $465,000 None Available
Warranty Deed $148,000 Attorney
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $290,000 New Conventional
Previous Owner $126,000 Purchase Money Mortgage
Source: Public Records

Source: Canopy MLS

MLS Number: 4357732

Canopy MLS

APN: 4607195147400000

Your Personal Tour Guide

Ask me questions while you tour the home.