4197 Todd St Sherrills Ford, NC 28673
Estimated payment $5,673/month
Highlights
- Covered Dock
- Waterfront
- Deck
- Sherrills Ford Elementary School Rated A-
- Open Floorplan
- Wooded Lot
About This Home
PRICED BELOW APPRAISAL – FULLY FURNISHED– TURNKEY WATERFRONT WITH DOCK + SUNSET VIEWS ON LAKE NORMAN Welcome to a luxury waterfront residence on Lake Norman, offering a rare combination of refined interior upgrades, highly functional outdoor living, An exceptional opportunity to secure a fully furnished, move-in ready waterfront home positioned on open water with a private dock and sunset-facing views—now offered below appraised value. Walk-out lower level offers significant expansion potential—ideal for adding living space, guest suite, or increasing overall value. Property offers potential for future detached garage/guest suite addition (subject to buyer verification and permitting), creating an opportunity to further expand functionality and value. Built in 2018 and significantly upgraded beyond builder standards, this property delivers the rare combination of condition, location, and immediate usability that today’s buyers are searching for.
Vaulted ceilings and expansive windows frame wide lake views and fill the open-concept living space with natural light. The kitchen is designed for both everyday living and entertaining, featuring River Marble flooring, upgraded granite, and premium appliances including a Bosch dual-fuel range, warming drawer, Bosch dishwasher, and LG refrigerator. The oversized peninsula creates a seamless flow into the dining and living areas, anchored by a gas fireplace and direct access to a sunroom overlooking the water.
Hickory hardwoods extend throughout the main living areas and bedrooms. The primary suite captures lake views and offers functional convenience with direct access to the laundry room. Interior finishes include crown molding, custom window treatments, and well-appointed baths with a soaking tub.
Outdoor living is where this property separates itself. A maintenance-free deck with a fully equipped outdoor kitchen and electric awning overlooks the lake, while professionally designed landscaping—with over 100 tons of river rock—creates a polished, low-maintenance setting. A lighted pathway leads to a lakeside patio with fire pit and down to the private dock.
The covered dock includes an 8,000 lb boat lift, sun pad, and dual jet ski ports—ideal for immediate lake use or short-term rental income potential.
Additional features include a whole-home generator, 10x12 storage building, and walk-in basement with partially finished bath offering expansion potential. No HOA.
Offered fully furnished for a true turnkey experience.
Ideal as a full-time residence, second home, or investment property with strong rental appeal.
Opportunities like this—priced below appraisal, fully furnished, and ready for immediate enjoyment—are limited on Lake Norman. Schedule your showing today.
Listing Agent
Mitchell - Forbes Global Properties Brokerage Email: Stacie@gomitch.com License #323768 Listed on: 03/18/2026
Home Details
Home Type
- Single Family
Year Built
- Built in 2017
Lot Details
- 23,522 Sq Ft Lot
- Waterfront
- Irrigation
- Wooded Lot
- Property is zoned R-30
Parking
- Driveway
Home Design
- Cottage
- Hardboard
Interior Spaces
- 1-Story Property
- Open Floorplan
- Built-In Features
- Crown Molding
- Vaulted Ceiling
- Ceiling Fan
- Gas Fireplace
- Family Room with Fireplace
- Water Views
- Laundry Room
Kitchen
- Breakfast Bar
- Electric Oven
- Gas Cooktop
- Warming Drawer
- Bosch Dishwasher
- Dishwasher
- Kitchen Island
Flooring
- Wood
- Marble
Bedrooms and Bathrooms
- 2 Main Level Bedrooms
- Soaking Tub
Partially Finished Basement
- Walk-Out Basement
- Exterior Basement Entry
- Crawl Space
Outdoor Features
- Personal Watercraft Lift
- Covered Dock
- Balcony
- Deck
- Patio
- Outdoor Kitchen
- Separate Outdoor Workshop
- Outbuilding
- Porch
Schools
- Sherrills Ford Elementary School
- Mills Creek Middle School
- Bandys High School
Utilities
- Central Heating and Cooling System
- Septic Tank
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 4607195147400000
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,401 | $690,600 | $274,100 | $416,500 |
| 2024 | $3,401 | $690,600 | $274,100 | $416,500 |
| 2023 | $3,332 | $406,500 | $125,300 | $281,200 |
| 2022 | $2,866 | $406,500 | $125,300 | $281,200 |
| 2021 | $2,855 | $405,000 | $123,800 | $281,200 |
| 2020 | $2,403 | $340,900 | $123,800 | $217,100 |
| 2019 | $2,403 | $340,900 | $0 | $0 |
| 2018 | $1,960 | $286,100 | $123,800 | $162,300 |
| 2017 | $848 | $0 | $0 | $0 |
| 2016 | $812 | $0 | $0 | $0 |
| 2015 | $744 | $123,800 | $123,800 | $0 |
| 2014 | $744 | $124,000 | $124,000 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/11/2026 05/11/26 | Price Changed | $995,000 | -4.3% | $712 / Sq Ft | |
| 04/25/2026 04/25/26 | Price Changed | $1,040,000 | -1.0% | $744 / Sq Ft | |
| 03/25/2026 03/25/26 | Price Changed | $1,050,000 | -10.6% | $751 / Sq Ft | |
| 03/18/2026 03/18/26 | For Sale | $1,175,000 | +152.7% | $840 / Sq Ft | |
| 03/05/2020 03/05/20 | Sold | $465,000 | -1.0% | $333 / Sq Ft | View Prior Sale |
| 01/04/2020 01/04/20 | Pending | -- | -- | -- | |
| 12/04/2019 12/04/19 | Price Changed | $469,900 | -1.1% | $336 / Sq Ft | |
| 10/04/2019 10/04/19 | For Sale | $475,000 | +220.9% | $340 / Sq Ft | |
| 11/23/2015 11/23/15 | Sold | $148,000 | -7.4% | -- | View Prior Sale |
| 10/03/2015 10/03/15 | Pending | -- | -- | -- | |
| 09/24/2015 09/24/15 | For Sale | $159,900 | -- | -- |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $465,000 | None Available | |
| Warranty Deed | $148,000 | Attorney |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $290,000 | New Conventional | |
| Previous Owner | $126,000 | Purchase Money Mortgage |
Source: Canopy MLS
MLS Number: 4357732
APN: 4607195147400000
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Ask me questions while you tour the home.