Seller's Agent in 2025
Andrew Earnhart
Kendall James Realty
(256) 898-5755
1 in this area
162 Total Sales
4198 Hobbs Island Rd Owens Cross Roads, AL 35763
Hobbs Island Neighborhood
3
Beds
2
Baths
1,364
Sq Ft
1
Acres
Highlights
- No HOA
- New Hope Elementary School Rated 9+
- Central Heating and Cooling System
About This Home
As of July 2025Updated home available now in Owens Crossroads! Major upgrades, new LVP flooring throughout the house, new tile shower in the master bathroom and tile surround in the hall bath, new granite countertops in the kitchen, updated electrical and plumbing, new windows, and a new roof! Sitting on a huge 1 acre lot, you won't want to miss out on your chance to snag this gem!
Last Agent to Sell the Property
Kendall James Realty License #105024 Listed on: 05/16/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $816
Year Built
- Built in 1962
Lot Details
- 1 Acre Lot
Home Design
- Brick Exterior Construction
Interior Spaces
- 1,364 Sq Ft Home
- Property has 1 Level
- Crawl Space
- Oven or Range
Bedrooms and Bathrooms
- 3 Bedrooms
Parking
- 1 Car Garage
- Front Facing Garage
Schools
- New Hope Elementary School
- New Hope High School
Utilities
- Central Heating and Cooling System
- Septic Tank
Community Details
- No Home Owners Association
- Metes And Bounds Subdivision
Listing and Financial Details
- Assessor Parcel Number 2903060000046.000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 16, 2025
Closed on
Jul 7, 2025
Sold by
North Alabama House Buyer Llc
Bought by
Campbell Johnathan Colton
Seller's Agent
Andrew Earnhart
Kendall James Realty
Buyer's Agent
Christopher Hulser
RE/MAX Unlimited
List Price
$205,000
Sold Price
$210,000
Premium/Discount to List
$5,000
2.44%
Views
72
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$7,671
Avg. Annual Appreciation
-10.66%
Original Mortgage
$212,121
Outstanding Balance
$211,582
Interest Rate
6.86%
Mortgage Type
New Conventional
Estimated Equity
-$9,253
Purchase Details
Closed on
Mar 20, 2025
Sold by
Madison County House Buyers Inc
Bought by
North Alabama House Buyer Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,000
Interest Rate
6.89%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 21, 2024
Sold by
Henley Harley W
Bought by
Henley Michael Keith
Purchase Details
Closed on
Mar 31, 2007
Sold by
Ferguson Marie
Bought by
Pennington Shannon
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$20,976
Interest Rate
5.84%
Mortgage Type
Future Advance Clause Open End Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $210,000 | None Listed On Document | |
| Warranty Deed | $120,000 | None Listed On Document | |
| Warranty Deed | $85,000 | None Listed On Document | |
| Warranty Deed | $120,000 | None Listed On Document | |
| Personal Reps Deed | -- | None Listed On Document | |
| Warranty Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $212,121 | New Conventional | |
| Closed | $212,121 | New Conventional | |
| Previous Owner | $120,000 | New Conventional | |
| Previous Owner | $20,976 | Future Advance Clause Open End Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/07/2025 07/07/25 | Sold | $210,000 | +2.4% | $154 / Sq Ft |
| 05/16/2025 05/16/25 | For Sale | $205,000 | -- | $150 / Sq Ft |
Source: ValleyMLS.com
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $816 | $22,780 | $5,000 | $17,780 |
| 2023 | $816 | $22,780 | $5,000 | $17,780 |
| 2022 | $668 | $18,500 | $2,500 | $16,000 |
| 2021 | $606 | $16,820 | $2,500 | $14,320 |
| 2020 | $577 | $16,020 | $2,500 | $13,520 |
| 2019 | $558 | $15,500 | $2,500 | $13,000 |
| 2018 | $521 | $14,400 | $0 | $0 |
| 2017 | $521 | $14,400 | $0 | $0 |
| 2016 | $521 | $14,400 | $0 | $0 |
| 2015 | $521 | $14,400 | $0 | $0 |
| 2014 | $507 | $14,000 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Andrew Earnhart
-
Christopher Hulser
Buyer's Agent in 2025
Christopher Hulser
RE/MAX
(256) 682-9389
1 in this area
143 Total Sales
Map
Source: ValleyMLS.com
MLS Number: 21889141
APN: 29-03-06-0-000-046.000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Properties marked with this icon are provided courtesy of the Valley MLS IDX Database. Some or all of the listings displayed may not belong to the firm whose website is being visited.
All information provided is deemed reliable but is not guaranteed and should be independently verified.
Copyright 2025 Valley MLS
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