$614,999
OPEN SAT 11AM - 1PM

41W331 Empire Rd Saint Charles, IL 60175

Estimated payment $3,721/month

Total Views 735
4 Beds
4 Baths
3,398 Sq Ft
$181 Price per Sq Ft

Highlights

  • Lake Front
  • Second Garage
  • Lake Privileges
  • Wasco Elementary School Rated A
  • 1.97 Acre Lot
  • Mature Trees

About This Home

This is a rare opportunity to own a truly amazing lakefront property combining peaceful country living, functional space, and endless possibilities-all just minutes from downtown St. Charles! This stunning 4 bedroom, 4 bath ranch home in St. Charles offers the perfect blend of comfort, space, and versatility. Enjoy lakefront living with private lake access-ideal for boating, fishing, or simply relaxing by the water. A studio apartment/in law suite with a full kitchen and private full bath offers flexible generational living or rental possibilities and is considered the 4th bedroom and 4th bathroom for this home! Inside, the open living and dining room combo features a cozy fireplace and access to a spacious deck overlooking the lake. The kitchen with an eating area provides plenty of room for everyday meals and gatherings. The finished walk-out basement includes a second fireplace and additional living space for entertaining or relaxation. Outside, you'll find a 3-car detached garage, plus a 12x32 drive-through shed (second 2-stall garage) perfect for storage, hobbies, or equipment. With tranquil water views and nature all around, this lakefront haven offers the perfect blend of relaxation and refined living-you'll never want to leave.

Listing Agent

Carie Holzl

Keller Williams Infinity Brokerage Phone: (630) 277-0569 License #475157027 Listed on: 03/18/2026

Keller Williams Infinity

Co-Listing Agent

Stacy Schoester

Keller Williams Infinity Brokerage Phone: (630) 277-0569 License #475203309

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,828

Year Built

  • Built in 1963

Lot Details

  • 1.97 Acre Lot
  • Lake Front
  • Paved or Partially Paved Lot
  • Mature Trees

Parking

  • 3 Car Detached Garage
  • Second Garage
  • Parking Available
  • Driveway
  • Parking Included in Price

Home Design

  • Ranch Style House
  • Brick Exterior Construction

Interior Spaces

  • 3,398 Sq Ft Home
  • Ceiling Fan
  • Window Screens
  • Entrance Foyer
  • Family Room Downstairs
  • Living Room with Fireplace
  • 2 Fireplaces
  • Combination Kitchen and Dining Room
  • Bonus Room
  • Water Views
  • Carbon Monoxide Detectors

Kitchen

  • Range
  • Microwave

Flooring

  • Wood
  • Laminate

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • In-Law or Guest Suite
  • Bathroom on Main Level
  • 4 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer
  • Sink Near Laundry

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry
  • Fireplace in Basement
  • Recreation or Family Area in Basement
  • Finished Basement Bathroom
  • Basement Storage

Outdoor Features

  • Lake Privileges
  • Deck
  • Patio

Utilities

  • Central Air
  • Heating Available
  • 200+ Amp Service
  • Well
  • Water Softener is Owned
  • Septic Tank

Listing and Financial Details

  • Senior Tax Exemptions
  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,828

Year Built

Built in 1963

Lot Details

1.97 Acres

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1 Story
  • Ownership: Fee Simple
  • ArchitecturalStyle: Ranch
  • New Construction: No
  • Property Sub-Type: 1 Story
  • Year Built: 1963
  • Age: 61-70 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: New
  • SomePhotosVirtuallyStaged: No
  • Attribution Contact: (630) 277-0569
  • Special Features: OpenHouse
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Refrigerator, Washer, Dryer, Water Softener Owned
  • Basement: Finished, Exterior Entry, Rec/Family Area, Storage Space, Full, Walk-Out Access
  • Full Bathrooms: 4
  • Total Bathrooms: 4
  • Total Bedrooms: 4
  • Fireplaces: 2
  • Flooring: Hardwood
  • Interior Amenities: 1st Floor Bedroom, In-Law Floorplan, 1st Floor Full Bath
  • LivingArea: 3398
  • Other Equipment: Water-Softener Owned, CO Detectors, Ceiling Fan(s)
  • Room Type: Bonus Room, Family Room, Foyer
  • Window Features: Screens
  • Estimated Total Finished Sq Ft: 3398
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Kitchen/Dining Combo
  • Fireplace Location: Living Room,Basement
  • Total Sq Ft: 3398
  • Flooring: Hardwood

Exterior Features

  • Construction Materials: Brick
  • Lot Features: Mature Trees
  • OtherStructures: Second Garage
  • Patio And Porch Features: Deck, Patio
  • View: Water
  • Waterfront Features: Lake Front, Lake Privileges
  • Waterfront: Yes

Garage/Parking

  • Garage Spaces: 3
  • Parking Features: Asphalt, Yes, Garage Owned, Detached, Garage
  • ParkingTotal: 3

Utilities

  • Sewer: Septic Tank
  • Cooling: Central Air
  • Electric: 200+ Amp Service
  • Heating: Electric
  • Laundry Features: Sink
  • Water Source: Well

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 1.97
  • Lot Dimensions: 82112
  • Lot Size: 1.0-1.99 Acres
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 5827.86
  • Tax Year: 2024
  • Tax Exemptions: Homeowner,Senior

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,828 $104,171 $35,313 $68,858
2023 $5,604 $93,135 $31,572 $61,563
2022 $5,104 $79,055 $28,767 $50,288
2021 $4,762 $74,644 $27,162 $47,482
2020 $4,746 $73,570 $26,771 $46,799
2019 $4,677 $72,490 $26,378 $46,112
2018 $4,671 $72,490 $26,378 $46,112
2017 $4,620 $71,426 $25,991 $45,435
2016 $4,895 $69,623 $25,335 $44,288
2015 -- $67,700 $24,635 $43,065
2014 -- $68,738 $25,013 $43,725
2013 -- $69,892 $25,433 $44,459
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/18/2026 03/18/26 For Sale $614,999 -- $181 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Source: Public Records

Source: Midwest Real Estate Data (MRED)

MLS Number: 12595319

Midwest Real Estate Data (MRED)

APN: 08-15-202-009

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