41W470 Plato Rd Elgin, IL 60124
Plato Center NeighborhoodEstimated Value: $829,000 - $889,000
4
Beds
5.5
Baths
5,685
Sq Ft
$152/Sq Ft
Est. Value
Highlights
- Horses Allowed On Property
- Heated Floors
- 5.1 Acre Lot
- Howard B. Thomas Grade School Rated 9+
- Waterfront
- Open Floorplan
About This Home
As of April 2022Enjoy this very unique 5,685 sq ft home featuring 4 Br's, 5 1/2 baths located on 5 acres in the country yet minutes from Randall Rd and shopping. Chef's kitchen features all stainless steel appliances; a KitchenAide range with 8 burners, 2 Broan exhaust hoods, 2 built-in KitchedAide side by side ovens, a brick, wood burning pizza oven, a Frigidaire refrigerator/freezer and 2 KitchenAide dishwashers. There are 42" & 58" upper cabinets and granite counter tops. The Great Rm is open to the 2nd floor, has 3 slylights and a stone wall with 6 large windows. The Living Rm offers a some beautiful stone walls and an entertainment system with surround sound. The Den/Office has a 1/2 bath and features a full brick fireplace with a 4" thick marble hearth and mantel. The Dining Rm has a full brick accent wall. The Foyer is open to the 2nd floor, has 3 slylights and a stone wall with 6 large windows. The stairs leading to the 2nd floor are open and have stainless steel railings. The Catwalk splits the Great Rm and the Foyer and offers great views to the backyard/pond area and the front yard. Each Bed Rm has its own full bath. The Master Bed Rm has a full brick fireplace with a 4" marble hearth and mantel. There is a private balcony (in need of repair) off the master bed rm with views of the backyard, the pond and the open fields. The Master Bath has a whirlpool tub and 2 sinks. The shower is built in place but needs to be finished. Bonus Rm over garage is 44'x20', has 4 dormers with double hung windows and 2 of the walls are finish brick. The Walk Out Basement is 2,900 sq ft, has rough in plumbing for a bath rm, and a kitchen/bar area. There is also a roughed in fireplace. There are two sets of 7'x7' doors, you can drive a car into the basement. The outside offers hundreds of beautiful trees and a pond. The house is in very good condition but there are some areas/items that are unfinished, the house is being sold "As Is". The seller is offering an AHS Home Protection Plan.
Last Agent to Sell the Property
Coldwell Banker Realty License #471019861 Listed on: 10/19/2021
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $19,867
Year Built
- Built in 2006
Lot Details
- 5.1 Acre Lot
- Lot Dimensions are 257.40x1031.57x329.60x811.65
- Waterfront
- Paved or Partially Paved Lot
- Level Lot
Parking
- 4 Car Attached Garage
- Garage ceiling height seven feet or more
- Heated Garage
- Garage Transmitter
- Garage Door Opener
- Circular Driveway
- Parking Space is Owned
Home Design
- Brick Exterior Construction
- Block Foundation
- Asphalt Roof
Interior Spaces
- 5,685 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Vaulted Ceiling
- Skylights
- 2 Fireplaces
- Heatilator
- Gas Log Fireplace
- Fireplace Features Masonry
- Double Pane Windows
- Window Treatments
- Aluminum Window Frames
- Entrance Foyer
- Great Room
- Living Room
- Formal Dining Room
- Library with Fireplace
- Workshop
- Utility Room with Study Area
Kitchen
- Built-In Double Oven
- Gas Oven
- Gas Cooktop
- Range Hood
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Granite Countertops
Flooring
- Partially Carpeted
- Heated Floors
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Fireplace in Primary Bedroom
- Walk-In Closet
- Dual Sinks
- Whirlpool Bathtub
Laundry
- Laundry Room
- Laundry on upper level
- Dryer
- Washer
- Sink Near Laundry
Unfinished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Walk-Up Access
- Exterior Basement Entry
- Sump Pump
- Rough-In Fireplace in Basement
- Block Basement Construction
- Rough-In Basement Bathroom
- Basement Window Egress
Outdoor Features
- Pond
- Balcony
- Separate Outdoor Workshop
- Porch
Schools
- Howard B Thomas Grade Elementary School
- Prairie Knolls Middle School
- Central High School
Utilities
- Central Air
- Heating System Uses Natural Gas
- 400 Amp
- Well
- Private or Community Septic Tank
- Satellite Dish
Additional Features
- Doors are 36 inches wide or more
- Horses Allowed On Property
Community Details
- Custom
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 19, 2021
Closed on
Mar 25, 2022
Sold by
Victoria G Ternberg Trust
Bought by
Settles Charles E and Palframan Carol
Seller's Agent
Russ Nelms
Coldwell Banker Realty
Buyer's Agent
Melissa Garcia
Legacy Properties
Sold Price
$660,000
Total Days on Market
89
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$205,681
Avg. Annual Appreciation
8.96%
Original Mortgage
$627,000
Outstanding Balance
$594,814
Interest Rate
4.42%
Mortgage Type
New Conventional
Estimated Equity
$270,867
Purchase Details
Closed on
May 14, 2019
Sold by
Ternberg Victoria G
Bought by
Ternberg Victoria G and Victoria G Ternberg Trust
Purchase Details
Closed on
Apr 27, 2006
Sold by
Chicago Title Land Trust Co
Bought by
Ternberg Jeffrey A and Ternberg Victoria G
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$315,000
Interest Rate
6.54%
Mortgage Type
Fannie Mae Freddie Mac
Similar Home in Elgin, IL
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Settles Charles E | -- | Chicago Title | |
| Ternberg Victoria G | -- | Attorney | |
| Ternberg Jeffrey A | -- | Multiple |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Settles Charles E | $627,000 | |
| Previous Owner | Ternberg Jeffrey A | $315,000 | |
| Previous Owner | Lasalle Bank Na | $50,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 04/08/2022 04/08/22 | Sold | $660,000 | -2.9% | $116 / Sq Ft |
| 01/18/2022 01/18/22 | For Sale | -- | -- | -- |
| 01/17/2022 01/17/22 | Pending | -- | -- | -- |
| 12/26/2021 12/26/21 | Pending | -- | -- | -- |
| 10/19/2021 10/19/21 | For Sale | $680,000 | -- | $120 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $19,433 | $241,230 | $25,369 | $215,861 |
| 2022 | $20,075 | $239,343 | $23,482 | $215,861 |
| 2021 | $19,932 | $231,217 | $22,676 | $208,541 |
| 2020 | $19,867 | $227,047 | $22,254 | $204,793 |
| 2019 | $19,862 | $224,097 | $21,952 | $202,145 |
| 2018 | $18,992 | $215,558 | $23,039 | $192,519 |
| 2017 | $18,730 | $210,271 | $22,448 | $187,823 |
| 2016 | $20,380 | $210,508 | $21,907 | $188,601 |
| 2015 | -- | $202,793 | $19,889 | $182,904 |
| 2014 | -- | $202,784 | $19,880 | $182,904 |
| 2013 | -- | $206,226 | $20,197 | $186,029 |
Source: Public Records
Agents Affiliated with this Home
-
Russ Nelms
Seller's Agent in 2022
Russ Nelms
Coldwell Banker Realty
(847) 409-9091
1 in this area
8 Total Sales
-
Melissa Garcia
Buyer's Agent in 2022
Melissa Garcia
Legacy Properties
(630) 631-3962
1 in this area
667 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 11250203
APN: 05-22-200-055
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