$1,800,000
SOLD OCT 15, 2025

42 Bluff St Westbrook, CT 06498

4 Beds
5 Baths
4,236 Sq Ft
10,454 Sq Ft Lot

Recently Sold

$425 Per Sq Ft

3% Above List Price

123 Days on Market

Highlights

  • Open Floorplan
  • Colonial Architecture
  • 2 Fireplaces
  • Westbrook Middle School Rated A-
  • Attic
  • Sitting Room

About This Home

As of October 2025

This beautiful seaside home has it all! Situated on a partially shaded bluff overlooking Long Island Sound, it has amazing views from almost every window. The 3 generously sized bedrooms, master bedroom suite, 3 full baths, and large dry basement fulfill all of your needs. The 2 car, attached garage will store not only your cars, but an abundance of beach and water toys. The carefully designed open floor plan with 36 inch doorways offers an opportunity for one-floor living. Additional amenities such as, the outdoor shower, whole-house generator, 2 gas fireplaces, central air, and oil heat make this home a comfortable and inviting place to enjoy the peace and serenity of beach living. You're just steps away from the sun and sand with private deeded beach rights in the highly sought after Grove Beach Association. There's plenty of space and ample closets for your every need. Enjoy waterfront living with beautiful views, plenty of shade in the ample sized yard, and a lovely breeze while sitting on the patio. The best part of all is that the house is NOT in the flood plain and does not require flood insurance. You will sleep easy to the sound of the waves but without the worry of flooding or water damage. A MUST SEE!

Last Agent to Sell the Property

Jason Saphire

www.HomeZu.com Brokerage Phone: (877) 249-5478 License #REB.0788861 Listed on: 06/14/2025

Last Buyer's Agent

Jason Saphire

www.HomeZu.com Brokerage Phone: (877) 249-5478 License #REB.0788861 Listed on: 06/14/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $13,284

Year Built

  • Built in 2001

Lot Details

  • 10,454 Sq Ft Lot
  • Garden
  • Property is zoned HDR

HOA Fees

  • $4 Monthly HOA Fees

Home Design

  • Colonial Architecture
  • Concrete Foundation
  • Frame Construction
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • Open Floorplan
  • 2 Fireplaces
  • Sitting Room
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Pull Down Stairs to Attic

Kitchen

  • Oven or Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal
  • Instant Hot Water

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Electric Dryer
  • Washer

Home Security

  • Home Security System
  • Storm Windows

Parking

  • 2 Car Garage
  • Automatic Garage Door Opener

Outdoor Features

  • Patio
  • Exterior Lighting
  • Rain Gutters

Schools

  • Daisy Ingraham Elementary School
  • Westbrook High School

Utilities

  • Central Air
  • Heating System Uses Oil
  • Heating System Uses Oil Above Ground
  • Heating System Uses Propane
  • Programmable Thermostat
  • Power Generator
  • Cable TV Available

Additional Features

  • Grab Bar In Bathroom
  • Property is near shops

Community Details

  • Association fees include lake/beach access

Listing and Financial Details

  • Assessor Parcel Number 1039208

Home Details

Home Type

Single Family

Est. Annual Taxes

$13,284

Year Built

Built in 2001

Lot Details

0

HOA Fees

$4 per month

Listing Details

  • Neighborhood: Grove Beach
  • Property Type: Single Family For Sale
  • Style: Colonial
  • Sq Ft Est Heated Above Grade: 2824
  • Sq Ft Est Heated Below Grade: 1412
  • Total Sq Ft: 4236
  • Year Built: 2001
  • New Construction: No/Resale
  • Nearby Amenities: Medical Facilities, Park, Public Rec Facilities, Shopping/Mall
  • Handicap Features: Bath Grab Bars, Roll-In Shower
  • Direct Waterfront: No
  • Home Warranty Offered: No
  • Radon Mitigation Air Ynu: No
  • Radon Mitigation Water Ynu: No
  • Directions: From Dairy Queen on Rte. 1 in Westbrook, proceed towards the beach. At the stop sign, bear right. As you proceed (slowly) around the corner, you will see a green street sign for 42 Bluff Street. The street sign is at the end of the driveway to the house.
  • Financing Used: Cash
  • Spec Assoc Asses: No
  • Street Type: Street
  • Office Attribution Contact: (877) 249-5478
  • Reserve Prospect: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Total Bedrooms: 4
  • Total Bathrooms: 5
  • Full Bathrooms: 3
  • Half Bathrooms: 2
  • Fireplaces: 2
  • Attic Description: Pull-Down Stairs
  • Basement Description: Full, Unfinished, Full With Hatchway
  • Interior Amenities: Auto Garage Door Opener, Cable - Available, Open Floor Plan, Security System
  • Appliances: Oven/Range, Microwave, Refrigerator, Freezer, Icemaker, Dishwasher, Disposal, Instant Hot Water Tap, Washer, Electric Dryer
  • Additional Rooms: Laundry Room, Sitting Room
  • Laundry Room Info: Main Level
  • Attic: Yes

Exterior Features

  • Exterior Features: Gutters, Garden Area, Lighting, Patio
  • Exterior Siding: Vinyl Siding
  • Foundation Type: Concrete
  • Roof Information: Asphalt Shingle
  • Waterfront Description: Walk to Water Beach Rights Association Required Access
  • Swimming Pool: No
  • Construction Description: Frame

Garage/Parking

  • Garages Number: 2
  • Garage And Parking: Attached Garage

Utilities

  • Cooling System: Central Air
  • Heat Type: Hot Air
  • Heat Fuel Type: Oil, Propane
  • Fuel Tank Location: Above Ground
  • Hot Water Description: Other
  • Water Source: Public Water Connected
  • Sewer: Septic
  • Estimated Annual Heat Cost: 1900

Condo/Co-op/Association

  • Association Fee Includes: Lake/Beach Access
  • HOA Fees: 50
  • HOA Fee Frequency: Annually

Green Features

  • Energy Features: Generator, Programmable Thermostat, Storm Windows

Lot Info

  • Acres: 0.24
  • Lot Description: Secluded Lightly Wooded Water View
  • Flood Zone: No
  • Zoning: HDR
  • Parcel #: 1039208

Tax Info

  • Tax Year: July 2025-June 2026
  • Property Tax: 13284

MLS Schools

  • Elementary School: Daisy Ingraham
  • High School: Westbrook

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 14, 2025
Closed on
Oct 9, 2025
Sold by
Zacchio Deborah
Bought by
Jd Northstar Llc
Seller's Agent
Jason Saphire
www.HomeZu.com
Buyer's Agent
Jason Saphire
www.HomeZu.com
List Price
$1,750,000
Sold Price
$1,800,000
Premium/Discount to List
$50,000
2.86%
Views
59

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-22.56%

Purchase Details

Closed on
Sep 19, 2024
Sold by
Natalicchio Amy
Bought by
Jd Northstar Llc

Purchase Details

Closed on
Mar 30, 2023
Sold by
Diana Jacqueline W Est
Bought by
Zacchio Deborah and Natalicchio Amy D
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $900,000 --
Quit Claim Deed -- None Available
Quit Claim Deed -- None Available
Executors Deed -- None Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/15/2025 10/15/25 Sold $1,800,000 +2.9% $425 / Sq Ft
10/15/2025 10/15/25 Pending -- -- --
10/15/2025 10/15/25 For Sale $1,750,000 -2.8% $413 / Sq Ft
09/08/2025 09/08/25 Off Market $1,800,000 -- --
06/14/2025 06/14/25 For Sale $1,750,000 -- $413 / Sq Ft
Source: SmartMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $13,284 $590,390 $346,100 $244,290
2024 $12,811 $590,390 $346,100 $244,290
2023 $12,587 $590,390 $346,100 $244,290
2022 $12,256 $590,390 $346,100 $244,290
2021 $13,169 $526,770 $318,660 $208,110
2020 $13,169 $526,770 $318,660 $208,110
2019 $12,995 $526,770 $318,660 $208,110
2018 $12,837 $526,770 $318,660 $208,110
2017 $12,837 $526,770 $318,660 $208,110
2016 $14,416 $622,970 $382,390 $240,580
2015 $14,023 $622,970 $382,390 $240,580
2014 $13,575 $622,970 $382,390 $240,580
Source: Public Records

Agents Affiliated with this Home

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Map

Source: SmartMLS

MLS Number: 24104125

SmartMLS

APN: WBRO-000196-000000-000032