420 Clayton Rd Schenectady, NY 12304
2
Beds
1
Bath
940
Sq Ft
7,405
Sq Ft Lot
Highlights
- Ranch Style House
- No HOA
- 1 Car Detached Garage
- Wood Flooring
- Home Office
- Eat-In Kitchen
About This Home
As of June 2025This is it! A Ranch style home in the sweetest price point! Affordability and Low Maintenance. Featuring 2 bedrooms, 1 bathroom plus an office/den. Newer flooring and windows. Spacious yard with 1 car garage. Conveniently located near 890, restaurants and shopping centers. Low Taxes! Schedule your showing today, this one will not last long.
Last Agent to Sell the Property
Miranda Real Estate Group Inc License #10301222575 Listed on: 04/02/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,296
Year Built
- Built in 1950
Lot Details
- 7,405 Sq Ft Lot
- Lot Dimensions are 50 x 150
- Fenced
- Landscaped
- Level Lot
Parking
- 1 Car Detached Garage
- Driveway
Home Design
- Ranch Style House
- Slab Foundation
- Shingle Roof
- Aluminum Siding
- Concrete Perimeter Foundation
- Asphalt
Interior Spaces
- 940 Sq Ft Home
- Built-In Features
- Paddle Fans
- Living Room
- Dining Room
- Home Office
- Pull Down Stairs to Attic
Kitchen
- Eat-In Kitchen
- Oven
- Range
- Microwave
Flooring
- Wood
- Carpet
- Ceramic Tile
- Vinyl
Bedrooms and Bathrooms
- 2 Bedrooms
- Bathroom on Main Level
- 1 Full Bathroom
- Ceramic Tile in Bathrooms
Laundry
- Laundry on main level
- Washer and Dryer
Outdoor Features
- Patio
- Exterior Lighting
Schools
- Schenectady High School
Utilities
- Window Unit Cooling System
- Forced Air Heating System
- Heating System Uses Natural Gas
- 150 Amp Service
- High Speed Internet
Community Details
- No Home Owners Association
Listing and Financial Details
- Legal Lot and Block 34.000 / 2
- Assessor Parcel Number 421500 60.62-2-34
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 12, 2017
Closed on
Dec 8, 2017
Sold by
Lippitt Maxwell Walthour
Bought by
Siegel Leonard
Seller's Agent
Jonathan Holland
PMI Capital District
Buyer's Agent
Elizabeth Papa
Hometown Real Estate
List Price
$95,000
Sold Price
$93,000
Premium/Discount to List
-$2,000
-2.11%
Total Days on Market
5
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.44%
Original Mortgage
$74,400
Outstanding Balance
$63,304
Interest Rate
3.9%
Mortgage Type
New Conventional
Estimated Equity
$133,112
Purchase Details
Listed on
May 13, 2016
Closed on
Aug 4, 2016
Sold by
Secretary Of The U S Department Of Housi
Bought by
Lippitt Maxwell Walthour
Seller's Agent
Lisa Joy Rupinski
Bicentennial Realty
Buyer's Agent
Alice M. Richmond
Berkshire Hathaway Blake
List Price
$148,000
Sold Price
$64,013
Premium/Discount to List
-$83,987
-56.75%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
31.61%
Purchase Details
Closed on
Jan 19, 2016
Sold by
Fifth Third Mortgage Company
Bought by
Secretary Of Housing & Urban Development
Purchase Details
Closed on
Sep 17, 2015
Sold by
Casey Susan P
Bought by
Fifth Third Mortgage Com
Purchase Details
Closed on
Dec 23, 2009
Sold by
Brisson Kathleen M
Bought by
Lamalfa Frank A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$85,266
Interest Rate
5.25%
Mortgage Type
FHA
Purchase Details
Closed on
Oct 5, 2004
Sold by
Hasko Mathew J
Bought by
Brisson Kathleen M
Similar Homes in Schenectady, NY
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $93,000 | None Available | |
| Bargain Sale Deed | $64,013 | None Available | |
| Bargain Sale Deed | -- | Servicelink | |
| Deed | $500 | Erwin Vencer | |
| Referees Deed | $500 | Web Title Agency | |
| Deed | $87,000 | None Available | |
| Deed | -- | Jami Durante Rogowski |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $74,400 | New Conventional | |
| Previous Owner | $85,266 | FHA |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/10/2025 06/10/25 | Sold | $182,500 | -6.4% | $194 / Sq Ft |
| 04/07/2025 04/07/25 | Pending | -- | -- | -- |
| 04/02/2025 04/02/25 | For Sale | $195,000 | +109.7% | $207 / Sq Ft |
| 12/08/2017 12/08/17 | Sold | $93,000 | -2.1% | $111 / Sq Ft |
| 10/11/2017 10/11/17 | Pending | -- | -- | -- |
| 08/11/2017 08/11/17 | For Sale | $95,000 | +48.4% | $113 / Sq Ft |
| 07/29/2016 07/29/16 | Sold | $64,013 | -8.6% | $76 / Sq Ft |
| 07/07/2016 07/07/16 | Pending | -- | -- | -- |
| 05/17/2016 05/17/16 | Price Changed | $70,000 | -52.7% | $83 / Sq Ft |
| 05/13/2016 05/13/16 | For Sale | $148,000 | -- | $176 / Sq Ft |
Source: Global MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,770 | $96,300 | $14,400 | $81,900 |
| 2023 | $4,770 | $96,300 | $14,400 | $81,900 |
| 2022 | $4,733 | $96,300 | $14,400 | $81,900 |
| 2021 | $4,706 | $96,300 | $14,400 | $81,900 |
| 2020 | $5,103 | $96,300 | $14,400 | $81,900 |
| 2019 | $3,108 | $96,300 | $14,400 | $81,900 |
| 2018 | $5,151 | $96,300 | $14,400 | $81,900 |
| 2017 | $4,407 | $96,300 | $14,400 | $81,900 |
| 2016 | $4,819 | $96,300 | $14,400 | $81,900 |
| 2015 | -- | $96,300 | $14,400 | $81,900 |
| 2014 | -- | $96,300 | $14,400 | $81,900 |
Source: Public Records
Agents Affiliated with this Home
-
Jennifer Whipple
Seller's Agent in 2025
Jennifer Whipple
Miranda Real Estate Group Inc
(518) 356-1701
6 in this area
203 Total Sales
-
Michael Dufek
Buyer's Agent in 2025
Michael Dufek
Dufek Real Estate Group, LLC
(518) 788-3405
16 in this area
51 Total Sales
-
Jonathan Holland
J
Seller's Agent in 2017
Jonathan Holland
PMI Capital District
(518) 618-6872
33 Total Sales
-
E
Buyer's Agent in 2017
Elizabeth Papa
Hometown Real Estate
-
J
Buyer's Agent in 2017
James Caputo
RE/MAX
-
Jim Caputo
Buyer's Agent in 2017
Jim Caputo
Newcomb Realty Group LLC
(518) 573-0362
2 in this area
43 Total Sales
Map
Source: Global MLS
MLS Number: 202514519
APN: 060-062-0002-034-000-0000
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