$205,000
SOLD APR 10, 2025

420 E Main St Ottawa, IL 61350

4 Beds
2 Baths
2,430 Sq Ft
7,187 Sq Ft Lot

Recently Sold

$84 Per Sq Ft

5% Below List Price

13 Days on Market

Highlights

  • Main Floor Bedroom
  • Mud Room
  • Porch
  • Victorian Architecture
  • Formal Dining Room
  • Walk-In Closet

About This Home

As of April 2025

Step into the perfect blend of historic charm and modern amenities with this beautifully updated 1800s home, located in Ottawa's historic east side district. This stunning 2-story, 4-bedroom, 2-bathroom property is just a short walk from downtown Ottawa's vibrant shopping, dining, and entertainment options, as well as the local high school. You'll find a host of recent updates, including fresh interior and exterior paint, new windows, and stylish new flooring throughout. The foyer with grand wood staircase welcomes you while the light-filled living room, dining room and kitchen offer the perfect space for gathering with volume ceilings. The main floor also features a bedroom featuring a completely remodeled ensuite bathroom for ultimate convenience. Upstairs, you'll discover three generously sized bedrooms, including a second primary suite with shared bathroom, convenient second floor laundry, along with ample closet and storage space. Outside, a new deck and railing complement the freshly painted exterior and there's a concrete pad ready for a future garage with alley access. With its blend of old-world character and thoughtful modern updates, this home offers timeless charm and modern convenience in a prime location.

Last Agent to Sell the Property

George Shanley

Coldwell Banker Real Estate Group License #475092481 Listed on: 01/10/2025

Coldwell Banker Real Estate Group

Last Buyer's Agent

Jennifer Mayorga-Mendoza

eXp Realty License #475209437

eXp Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,163

Year Built

  • Built in 1891 | Remodeled in 2024

Lot Details

  • 7,187 Sq Ft Lot
  • Lot Dimensions are 60x120
  • Paved or Partially Paved Lot
  • Level Lot

Home Design

  • Victorian Architecture
  • Asphalt Roof

Interior Spaces

  • 2,430 Sq Ft Home
  • 2-Story Property
  • Mud Room
  • Entrance Foyer
  • Family Room
  • Living Room
  • Formal Dining Room
  • Laminate Flooring
  • Partial Basement
  • Laundry Room

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Main Floor Bedroom
  • Walk-In Closet
  • Bathroom on Main Level
  • 2 Full Bathrooms

Parking

  • 3 Parking Spaces
  • Off-Street Parking
  • Off Alley Parking
  • Parking Included in Price

Outdoor Features

  • Porch

Utilities

  • No Cooling
  • Heating System Uses Steam
  • 200+ Amp Service

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,163

Year Built

Built in 1891 | Remodeled in 2024

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: Victorian
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1891
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: Historical District
  • Rebuilt (Y/N): No
  • Rehab (Y/N): Yes
  • Rehab Year: 2024
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached
  • Year Renovated: 2024

Interior Features

  • Basement: Unfinished, Crawl Space, Partial
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 4
  • Flooring: Laminate
  • Interior Amenities: 1st Floor Bedroom, 1st Floor Full Bath, Walk-In Closet(s), Separate Dining Room, Pantry
  • LivingArea: 2430
  • Room Type: Foyer, Pantry, Mud Room
  • Estimated Total Finished Sq Ft: 2430
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 2430
  • Square Footage Comments: All information deemed highly reliable but not guaranteed, buyer to verify all information.
  • Total Sq Ft: 2430
  • Upper Level Sq Ft: 1110
  • Main Level Sq Ft: 1320
  • Flooring: Wood Laminate

Exterior Features

  • Construction Materials: Wood Siding
  • List Price: 216900
  • Lot Features: Level
  • Patio And Porch Features: Porch
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Parking Features: Gravel, Off Alley, Off Street, On Site, Owned
  • ParkingTotal: 3

Utilities

  • Sewer: Public Sewer
  • Cooling: None
  • Electric: Circuit Breakers, 200+ Amp Service
  • Heating: Steam
  • Laundry Features: Upper Level
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Middle/Junior School District: 141

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.165
  • Lot Dimensions: 60X120
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N
  • Zero Lot Line: No

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 4162.6
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 10, 2025
Closed on
Apr 10, 2025
Sold by
Creedon Timothy J and Land Trust Land Trust
Bought by
Fuentes Anthony B
Seller's Agent
George Shanley
Coldwell Banker Real Estate Group
Buyer's Agent
Jennifer Mayorga-Mendoza
eXp Realty
List Price
$216,900
Sold Price
$205,000
Premium/Discount to List
-$11,900
-5.49%
Views
93
Current Estimated Value
$205,908

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$908
Avg. Annual Appreciation
0.87%
Original Mortgage
$153,750
Outstanding Balance
$153,266
Interest Rate
8.38%
Mortgage Type
New Conventional
Estimated Equity
$52,642

Purchase Details

Closed on
Sep 9, 2010
Sold by
Harnisch Linda Susan
Bought by
Ottawa Savings Bank

Purchase Details

Closed on
Apr 25, 2005
Sold by
Harnisch Linda Susan and Harnisch Peter F
Bought by
Harnisch Linda Susan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$124,000
Interest Rate
6.72%
Mortgage Type
Adjustable Rate Mortgage/ARM
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Trustee Deed $205,000 None Available
Warranty Deed -- None Available
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $153,750 New Conventional
Previous Owner $124,000 Adjustable Rate Mortgage/ARM
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/10/2025 04/10/25 Sold $205,000 -5.5% $84 / Sq Ft
01/23/2025 01/23/25 Pending -- -- --
01/10/2025 01/10/25 For Sale $216,900 -- $89 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,704 $55,382 $7,661 $47,721
2023 $4,589 $49,568 $6,857 $42,711
2022 $4,163 $44,988 $10,312 $34,676
2021 $3,889 $42,167 $9,665 $32,502
2020 $3,643 $40,056 $9,181 $30,875
2019 $3,723 $39,647 $9,087 $30,560
2018 $3,613 $38,695 $8,869 $29,826
2017 $3,469 $37,509 $8,597 $28,912
2016 $3,304 $35,900 $8,228 $27,672
2015 $3,111 $34,246 $7,849 $26,397
2012 -- $37,438 $8,580 $28,858
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12267345

Midwest Real Estate Data (MRED)

APN: 21-12-300010