NOT LISTED FOR SALE

420 Island Pointe Dr Saint Joseph, MI 49085

Estimated Value: $360,000 - $401,000

2 Beds
1 Bath
1,144 Sq Ft
$330/Sq Ft Est. Value

Last Sold May 31, 2017

Last sale price $219,000 $191 Per Sq Ft

Est. 72% increase in value since last sale

Current estimated payment $2,640/month

2 Days on Market

Highlights

  • Deeded Waterfront Access Rights
  • Docks
  • Deck
  • Upton Middle School Rated A
  • Clubhouse
  • Living Room with Fireplace

About This Home

As of May 2017

Beautiful open floor plan ranch in secure gated community of Island Pointe Marina comes with a 40 foot boat slip with utilities. Lots of light with lofty 14 ft. ceilings. Sliders from great room and master open to large deck. Gorgeous hickory hardwood floors. Great location close to Lake Michigan beaches, downtown St. Joseph, Benton Harbor Arts District, Whirlpool Corp. shopping, restaurants, Harbor Shores a Jack Nicklaus Signature Golf Course. Island Pointe is limited access development that offers Private Clubhouse with heated outdoor pool, hot tub, children's playground, fire pit area, walking paths along St. Joseph River.

Last Agent to Sell the Property

Chris White

Christopher T. White, Broker License #6506039440 Listed on: 03/14/2017

Last Buyer's Agent

Carla Galbraith

Coldwell Banker Anchor R.E. License #6501298100

Coldwell Banker Anchor R.E.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,741

Year Built

  • Built in 2005

Lot Details

  • 4,225 Sq Ft Lot
  • Lot Dimensions are 40x97
  • Cul-De-Sac
  • Property is zoned 401 Residential, 401 Residential

HOA Fees

  • $198 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,144 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Gas Log Fireplace
  • Insulated Windows
  • Window Treatments
  • Mud Room
  • Living Room with Fireplace
  • Dining Area
  • Recreation Room
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Snack Bar or Counter
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • Bathroom on Main Level
  • 1 Full Bathroom

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Accessible Home Design

  • Accessible Bedroom
  • Halls are 36 inches wide or more

Outdoor Features

  • Deeded Waterfront Access Rights
  • Docks
  • Deck

Location

  • Mineral Rights Excluded

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

Overview

  • Association fees include trash, snow removal, lawn/yard care

Recreation

  • Community Playground
  • Community Pool
  • Community Spa

Additional Features

  • Clubhouse
  • Security
  • Security Service

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,741

Year Built

Built in 2005

Lot Details

0

HOA Fees

$198 per month

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Ranch
  • Stories: 1
  • Year Built: 2005
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 40x97
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: No
  • General Property Info:Total Fin SqFt All Levels: 1144.0
  • General Property Info:Main Level Primary: Yes
  • General Property Info:Main Level Laundry: Yes
  • Tax Info:Annual Property Tax: 4741.0
  • Tax Info:Zoning3: 401 Residential
  • Waterfront Options:Water Access YN: Yes
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Heat Source:Natural Gas3: Yes
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Utilities Attached:Cable: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Lot Description:Cul-De-Sac: Yes
  • Util Avail at Street:Broadband: Yes
  • Util Avail at Street:Cable2: Yes
  • Util Avail at Street:Telephone Line2: Yes
  • Windows:Insulated Windows: Yes
  • General Property Info:Fireplace: No
  • Additional Items:Ceiling Fans: Yes
  • Additional Items:Window Treatments: Yes
  • Appliances Microwave: Yes
  • Mineral Rights:No: Yes
  • Substructure:Crawl Space: Yes
  • General Property Info:Condo Proj Name: Island Pointe Marina
  • General Property Info:SqFt Above Grade: 1144.0
  • General Property Info Garage YN: Yes
  • Accessibility Feat 36' or Hallway: Yes
  • Flooring:Wood Floor: Yes
  • Architectural Style:Ranch: Yes
  • Flooring:Ceramic Floor: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • Accessibility Features: 36' or + Hallway, Accessible Mn Flr Bedroom, Accessible Mn Flr Full Bath
  • Flooring: Ceramic Tile, Wood
  • Interior Amenities: Ceiling Fan(s), Broadband, Garage Door Opener, Eat-in Kitchen, Pantry
  • Fireplace Features: Gas Log, Living Room
  • Fireplace: No
  • Total Bedrooms: 2
  • Main Level Bedrooms: 2
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Basement: Crawl Space
  • LivingArea: 1144.0
  • Window Features: Insulated Windows, Window Treatments
  • General Property Info:Stories2: 1.0
  • Kitchen Features:Eating Area: Yes
  • Appliances Range: Yes
  • Kitchen Features:Mud Room Access: Yes
  • Kitchen Features Pantry: Yes
  • Fireplace:Gas Log: Yes
  • Fireplace:Living: Yes
  • Appliances Dishwasher: Yes
  • Kitchen Features:Snack Bar: Yes
  • Accessibility Feat:Accessible Mn Flr Bedroom: Yes
  • Accessibility Feat:Accessible Mn Flr Full Bath: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • List Price: 219900.0
  • Lot Features: Cul-De-Sac
  • Patio and Porch Features: Deck
  • Road Surface Type: Paved
  • Roof: Composition
  • Water Body Name: St Joseph River
  • Waterfront Features: River
  • Waterfront: No
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: Yes
  • Driveway Paved: Yes
  • Patio and Porch Features:Deck(s): Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Public
  • Utilities: Phone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association Amenities: Clubhouse, Pets Allowed, Playground, Pool, Security, Spa/Hot Tub
  • Association Fee: 198.0
  • Association Fee Frequency: Monthly
  • Association: Yes
  • ResoAssociationFeeFrequency: Monthly

Association/Amenities

  • Water Fea Amenities:All Sports: Yes
  • Association Info:Approx Assoc Fee2: 198.0
  • Water Fea Amenities:Deeded Access: Yes
  • Association Info:Assoc Fee Payable: Monthly
  • Assoc Amenities:Pets Allowed2: Yes
  • Assoc Amenities:Playground: Yes
  • Water Fea Amenities:Dock: Yes
  • Assoc Amenities:Club House: Yes
  • Assoc Amenities:Pool: Yes
  • Assoc Amenities:Security: Yes
  • Assoc Amenities:SpaHot Tub: Yes

Fee Information

  • Association Fee Includes: Other, Trash, Snow Removal, Lawn/Yard Care

Lot Info

  • Lot Size Acres: 0.1
  • Lot Size Area: 0.1
  • Lot Dimensions: 40x97
  • Lot Size Sq Ft: 4225.0
  • Zoning Description: 401 Residential
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 4741.0
  • Tax Year: 2016

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Dec 12, 2022
Sold by
Hassle Sarafina M
Bought by
Thar Natalie M and Thar Michael E
Current Estimated Value
$377,473

Purchase Details

Listed on
Mar 14, 2017
Closed on
May 22, 2017
Sold by
Frantom Rick
Bought by
Hassle Sarafina M
Seller's Agent
Chris White
Christopher T. White, Broker
Buyer's Agent
Carla Galbraith
Coldwell Banker Anchor R.E.
List Price
$219,900
Sold Price
$219,000
Premium/Discount to List
-$900
-0.41%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.29%
Original Mortgage
$40,000
Interest Rate
3.97%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 7, 2013
Sold by
Frantom Rick and Frantom Virginia
Bought by
Frantom Rick

Purchase Details

Closed on
Oct 14, 2008
Sold by
Frantom Virginia
Bought by
Frantom Rick and Frantom Virginia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$35,000
Interest Rate
6.48%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Mar 6, 2008
Sold by
Frantom Rick
Bought by
Frantom Virginia
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Thar Natalie M -- --
Hassle Sarafina M $219,000 First American Title
Frantom Rick -- None Available
Frantom Rick -- None Available
Frantom Virginia -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Hassle Sarafina M $40,000
Previous Owner Frantom Rick $188,000
Previous Owner Frantom Rick $35,000
Previous Owner Frantom Rick $194,000
Previous Owner Frantom Rick $35,000
Previous Owner Frantom Rick L $160,500
Previous Owner Frantom Rick L $158,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/31/2017 05/31/17 Sold $219,000 -0.4% $191 / Sq Ft
03/16/2017 03/16/17 Pending -- -- --
03/14/2017 03/14/17 For Sale $219,900 -- $192 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,620 $164,400 $0 $0
2024 $4,482 $145,800 $0 $0
2023 $6,278 $130,800 $0 $0
2022 $4,103 $112,100 $0 $0
2021 $4,076 $111,000 $25,600 $85,400
2020 $4,021 $103,900 $0 $0
2019 $3,990 $94,900 $26,000 $68,900
2018 $3,913 $94,900 $0 $0
2017 $4,741 $94,000 $0 $0
2016 $4,741 $89,500 $0 $0
2015 $4,698 $90,500 $0 $0
2014 $4,524 $89,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Chris White

    Seller's Agent in 2017

    Chris White

    Christopher T. White, Broker

    (269) 429-6977

    13 in this area

    29 Total Sales

    Chris White
    Section Image
  • Carla Galbraith

    Buyer's Agent in 2017

    Carla Galbraith

    Coldwell Banker Anchor R.E.

    (269) 930-7418

    6 in this area

    74 Total Sales

    Carla Galbraith
    Section Image
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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 17010210

Southwestern Michigan Association of REALTORS®

APN: 11-76-3610-0045-00-4

Michigan Berrien County Saint Joseph 49085

420 Island Pointe Dr, Saint Joseph, MI

This home is located at 420 Island Pointe Dr, Saint Joseph, MI 49085 since 14 March 2017 and is currently estimated at $377,473, approximately $329 per square foot. This property was built in 2005. 420 Island Pointe Dr is a home located in Berrien County with nearby schools including Upton Middle School, St. Joseph High School, and Benton Harbor Charter School Academy.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Southwestern Michigan Association of REALTORS® Information is deemed reliable but not guaranteed.
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