M
Seller's Agent in 2026
Matthew Blanco
Mark Spain
(305) 484-4081
1 in this area
8 Total Sales
420 Ketch Rd St. Cloud, FL 34771
North Saint Cloud Neighborhood
3
Beds
2
Baths
1,460
Sq Ft
39,640
Sq Ft
Highlights
- Lake Front
- Open Floorplan
- No HOA
- 0.91 Acre Lot
- Granite Countertops
- Rear Porch
About This Home
As of February 2026OPEN LAYOUT!!! Nestled on NEARLY AN ACRE shaded by beautiful mature oaks, this 2023 CUSTOM-BUILT 3-bedroom, 2-bath home offers a rare blend of PRIVACY and WATERFRONT living. With direct access to Lake Toho, you can enjoy boating, fishing, or simply relaxing by the water’s edge. NO HOA, you’re free to store your RV, boat, or camper right at home. Inside, the OPEN LAYOUT is filled with natural light and designed for everyday comfort. A spacious kitchen with GRANITE COUNTERS and a LARGE ISLAND flows into the living area, making it ideal for entertaining or quiet evenings in. The primary suite includes a CUSTOM WALK-IN closet, while modern upgrades like surround sound wiring and internet connections throughout the home add convenience.Step outside to a SCREENED PORCH overlooking the expansive backyard. The perfect setting for family gatherings or peaceful mornings surrounded by nature. There’s plenty of room to add a dock and make the most of your lakefront lifestyle, with a PUBLIC BOAT RAMP just minutes away for added ease. Located close to LAKE NONA, shopping, dining, and major highways, this home combines privacy, freedom, and the beauty of true waterfront living. Welcome to your new home in St. Cloud!
Last Agent to Sell the Property
MARK SPAIN REAL ESTATE Brokerage Phone: 855-299-7653 License #3580808 Listed on: 10/10/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,220
Year Built
- Built in 2023
Lot Details
- 0.91 Acre Lot
- Lake Front
- East Facing Home
Parking
- 2 Car Attached Garage
Home Design
- Slab Foundation
- Shingle Roof
- Block Exterior
- Stucco
Interior Spaces
- 1,460 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Tray Ceiling
- Ceiling Fan
- Combination Dining and Living Room
- Lake Views
- Laundry in unit
Kitchen
- Breakfast Bar
- Range
- Microwave
- Dishwasher
- Granite Countertops
- Disposal
Flooring
- Tile
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- 2 Full Bathrooms
- Shower Only
Outdoor Features
- Access To Lake
- Screened Patio
- Exterior Lighting
- Private Mailbox
- Rear Porch
Schools
- Narcoossee Elementary School
- Narcoossee Middle School
- Harmony High School
Utilities
- Central Heating and Cooling System
- Thermostat
- Septic Tank
Community Details
- No Home Owners Association
- Runnymede North Half Town Of Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 7 / 9
- Assessor Parcel Number 29-25-31-4910-0009-0072
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 10, 2025
Closed on
Feb 6, 2026
Sold by
Hutchens Jason and Hutchens Kateryna
Bought by
Diaz Jeffrey
Seller's Agent
Matthew Blanco
MARK SPAIN REAL ESTATE
Buyer's Agent
Lauren Larson
SUNCASTLES R.E. OF FL., INC.
List Price
$565,000
Sold Price
$465,000
Premium/Discount to List
-$100,000
-17.7%
Views
178
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
33.72%
Original Mortgage
$456,577
Outstanding Balance
$456,577
Interest Rate
6.15%
Mortgage Type
FHA
Estimated Equity
$17,978
Purchase Details
Closed on
Oct 26, 2021
Sold by
Hutchens Ava
Bought by
Hutchens Jason and Hutchens Kateryna
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Interfamily Deed Transfer | -- | Attorney |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 02/06/2026 02/06/26 | Sold | $465,000 | -2.9% | $318 / Sq Ft |
| 12/12/2025 12/12/25 | Pending | -- | -- | -- |
| 12/08/2025 12/08/25 | Price Changed | $479,000 | -2.0% | $328 / Sq Ft |
| 11/18/2025 11/18/25 | Price Changed | $489,000 | -2.0% | $335 / Sq Ft |
| 11/05/2025 11/05/25 | Price Changed | $499,000 | -9.3% | $342 / Sq Ft |
| 10/27/2025 10/27/25 | Price Changed | $550,000 | -2.7% | $377 / Sq Ft |
| 10/10/2025 10/10/25 | For Sale | $565,000 | -- | $387 / Sq Ft |
Source: Stellar MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,220 | $445,800 | $211,700 | $234,100 |
| 2024 | $2,485 | $445,200 | $211,700 | $233,500 |
| 2023 | $2,485 | $82,500 | $0 | $0 |
| 2022 | $1,048 | $75,000 | $75,000 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Matthew Blanco
-
Lauren Larson
Buyer's Agent in 2026
Lauren Larson
SUNCASTLES R.E. OF FL., INC.
(407) 668-0151
1 in this area
30 Total Sales
Map
Source: Stellar MLS
MLS Number: TB8435477
APN: 29-25-31-4910-0009-0072
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Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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