$479,000
PENDING $86K PRICE DROP

420 Ketch Rd St. Cloud, FL 34771

North Saint Cloud Neighborhood

Estimated payment $3,035/month

Total Views 6,395
3 Beds
2 Baths
1,460 Sq Ft
$328 Price per Sq Ft

Highlights

  • Lake Front
  • Open Floorplan
  • No HOA
  • 0.91 Acre Lot
  • Granite Countertops
  • Rear Porch

About This Home

OPEN LAYOUT!!! Nestled on NEARLY AN ACRE shaded by beautiful mature oaks, this 2023 CUSTOM-BUILT 3-bedroom, 2-bath home offers a rare blend of PRIVACY and WATERFRONT living. With direct access to Lake Toho, you can enjoy boating, fishing, or simply relaxing by the water’s edge. NO HOA, you’re free to store your RV, boat, or camper right at home. Inside, the OPEN LAYOUT is filled with natural light and designed for everyday comfort. A spacious kitchen with GRANITE COUNTERS and a LARGE ISLAND flows into the living area, making it ideal for entertaining or quiet evenings in. The primary suite includes a CUSTOM WALK-IN closet, while modern upgrades like surround sound wiring and internet connections throughout the home add convenience.Step outside to a SCREENED PORCH overlooking the expansive backyard. The perfect setting for family gatherings or peaceful mornings surrounded by nature. There’s plenty of room to add a dock and make the most of your lakefront lifestyle, with a PUBLIC BOAT RAMP just minutes away for added ease. Located close to LAKE NONA, shopping, dining, and major highways, this home combines privacy, freedom, and the beauty of true waterfront living. Welcome to your new home in St. Cloud!

Listing Agent

Matthew Blanco

MARK SPAIN REAL ESTATE Brokerage Phone: 855-299-7653 License #3580808 Listed on: 10/10/2025

MARK SPAIN REAL ESTATE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,220

Year Built

  • Built in 2023

Lot Details

  • 0.91 Acre Lot
  • Lake Front
  • East Facing Home

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,460 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Tray Ceiling
  • Ceiling Fan
  • Combination Dining and Living Room
  • Lake Views
  • Laundry in unit

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Shower Only

Outdoor Features

  • Access To Lake
  • Screened Patio
  • Exterior Lighting
  • Private Mailbox
  • Rear Porch

Schools

  • Narcoossee Elementary School
  • Narcoossee Middle School
  • Harmony High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Septic Tank

Community Details

  • No Home Owners Association
  • Runnymede North Half Town Of Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,220

Year Built

Built in 2023

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1460
  • Lot Size Acres: 0.91
  • New Construction: No
  • Year Built: 2023
  • Building Area Total: 1916
  • Lot Size Sq Ft: 39640
  • Status: Pending
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 178.00
  • Escrow City: Maitland
  • Escrow State: FL
  • Escrow Street Name: N Lake Destiny Dr #335
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 328.08
  • Total Acreage: 1/2 to less than 1
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 855-299-7653
  • Tax Year: 2024
  • Special Features: NewHome

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Luxury Vinyl, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Stories: 1
  • Living Area Meters: 135.64

Exterior Features

  • Direction Faces: East
  • Exterior Features: Lighting, Private Mailbox, Sidewalk
  • Roof: Shingle
  • Pool Private: No
  • Water Body Name: LAKE TOHO
  • Waterfront: Yes
  • Patio and Porch Features: Rear Porch, Screened
  • Road Surface Type: Gravel
  • Water Access: Lake
  • Water View: Lake
  • Water View YN: 1
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Electricity Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Inside
  • Sewer: Septic Tank
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Narcoossee Elementary
  • High School: Harmony High
  • Middle Or Junior School: Narcoossee Middle

Lot Info

  • Zoning: RES
  • Parcel Number: 29-25-31-4910-0009-0072
  • Additional Parcels: No
  • Property Attached Yn: No
  • Flood Zone Code: AE

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 6220
  • Tax Block: 9
  • Tax Book Number: 6074
  • Tax Lot: 7

Multi Family

  • Waterfront Features: Lake Front

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,220 $445,800 $211,700 $234,100
2024 $2,485 $445,200 $211,700 $233,500
2023 $2,485 $82,500 $0 $0
2022 $1,048 $75,000 $75,000 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/12/2025 12/12/25 Pending -- -- --
12/08/2025 12/08/25 Price Changed $479,000 -2.0% $328 / Sq Ft
11/18/2025 11/18/25 Price Changed $489,000 -2.0% $335 / Sq Ft
11/05/2025 11/05/25 Price Changed $499,000 -9.3% $342 / Sq Ft
10/27/2025 10/27/25 Price Changed $550,000 -2.7% $377 / Sq Ft
10/10/2025 10/10/25 For Sale $565,000 -- $387 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- Attorney
Source: Public Records

Source: Stellar MLS

MLS Number: TB8435477

Stellar MLS

APN: 29-25-31-4910-0009-0072

Florida Osceola County Saint Cloud 34771 North Saint Cloud

420 Ketch Rd, Saint Cloud, FL

Pending

Detached

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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393

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Listing Agent
Matthew Blanco
Section Image
MARK SPAIN REAL ESTATE
(305) 484-4081