Seller's Agent in 2023
Elizabeth Metcalf
Willow Real Estate, Inc
(815) 757-4073
7 in this area
30 Total Sales
420 Ridge Dr Dekalb, IL 60115
Estimated Value: $296,006 - $322,000
3
Beds
2
Baths
1,730
Sq Ft
$180/Sq Ft
Est. Value
Highlights
- Deck
- Ranch Style House
- Home Office
- Family Room with Fireplace
- Corner Lot
- 2 Car Attached Garage
About This Home
As of April 2023*Under contract*This beautifully updated 3 bed, 2 full bath ranch with finished basement offers all the modern style you've been searching for! This home was fully updated in 2020, featuring gorgeously tiled bathrooms and new flooring throughout. Kitchen boasts fresh, white cabinetry, new countertops, and stainless steel appliances (2020). The open-concept dining and living area overlooks a beautiful brick fireplace. Finished basement offers ample space with large living area, gas fireplace, bonus room, and laundry/utility room. Head out back to take advantage of the deck that overlooks this large corner property! Additional upgrades include new furnace (2021), new central air (2021), washer/dryer (2020), radon mitigation system (2020) and smart thermostat.
Last Agent to Sell the Property
Willow Real Estate, Inc License #475203434 Listed on: 01/10/2023
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,692
Year Built
- Built in 1973
Lot Details
- Corner Lot
Parking
- 2 Car Attached Garage
- Driveway
- Parking Space is Owned
Home Design
- Ranch Style House
- Asphalt Roof
Interior Spaces
- 1,730 Sq Ft Home
- Wood Burning Fireplace
- Gas Log Fireplace
- Family Room with Fireplace
- 2 Fireplaces
- Living Room
- Dining Room
- Home Office
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- 2 Full Bathrooms
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Fireplace in Basement
Outdoor Features
- Deck
- Shed
Schools
- Jefferson Elementary School
- Clinton Rosette Middle School
- De Kalb High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 10, 2023
Closed on
Mar 23, 2023
Sold by
Dunleavy Joanna and Dunleavy Austin
Bought by
Rasmussen Kirsten M and Rasmussen Donald H
Seller's Agent
Elizabeth Metcalf
Willow Real Estate, Inc
Buyer's Agent
Kelly Crowe
Baird & Warner Fox Valley - Geneva
List Price
$250,000
Sold Price
$245,000
Premium/Discount to List
-$5,000
-2%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$66,002
Avg. Annual Appreciation
8.86%
Original Mortgage
$240,562
Outstanding Balance
$233,010
Interest Rate
6.13%
Mortgage Type
FHA
Estimated Equity
$77,992
Purchase Details
Listed on
Dec 27, 2019
Closed on
Mar 6, 2020
Sold by
Pottinger David
Bought by
Dunleavy Joanna
Seller's Agent
Kimberly Lancaste
Weichert REALTORS Signature Professionals
Buyer's Agent
Timothy Sebastian
RE/MAX Connections II
List Price
$187,500
Sold Price
$184,500
Premium/Discount to List
-$3,000
-1.6%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.65%
Original Mortgage
$147,961
Interest Rate
3.6%
Mortgage Type
Future Advance Clause Open End Mortgage
Purchase Details
Closed on
May 14, 2019
Sold by
Ruvalcaba Eric and Ruvalcaba Maria E
Bought by
Pottinger David
Purchase Details
Listed on
Feb 27, 2015
Closed on
May 28, 2015
Sold by
Templin Michael A
Bought by
Ruvalcaba Eric and Ruvalcaba Maria E
Seller's Agent
Gayle Wuori
Century 21 Affiliated
Buyer's Agent
Sue Elsner
Century 21 Circle
List Price
$164,900
Sold Price
$157,000
Premium/Discount to List
-$7,900
-4.79%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.62%
Original Mortgage
$154,156
Interest Rate
3.37%
Mortgage Type
FHA
Purchase Details
Closed on
Apr 28, 2009
Sold by
Templin Michael A
Bought by
Templin Michael A
Purchase Details
Closed on
Sep 18, 2006
Sold by
Cooprider Robert C
Bought by
Templin Michael A and Dedeo Ruth A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,000
Interest Rate
6.7%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Rasmussen Kirsten M | $245,000 | None Listed On Document | |
| Dunleavy Joanna | $184,500 | Attorney | |
| Pottinger David | $117,500 | None Available | |
| Ruvalcaba Eric | $157,000 | -- | |
| Templin Michael A | -- | -- | |
| Templin Michael A | -- | -- | |
| Templin Michael A | $219,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Rasmussen Kirsten M | $240,562 | |
| Previous Owner | Dunleavy Joanna | $147,961 | |
| Previous Owner | Ruvalcaba Eric | $154,156 | |
| Previous Owner | Templin Michael A | $130,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/03/2023 04/03/23 | Sold | $245,000 | -2.0% | $142 / Sq Ft | |
| 01/16/2023 01/16/23 | Pending | -- | -- | -- | |
| 01/10/2023 01/10/23 | For Sale | $250,000 | +35.5% | $145 / Sq Ft | |
| 03/06/2020 03/06/20 | Sold | $184,500 | -1.4% | $107 / Sq Ft | View Prior Sale |
| 01/27/2020 01/27/20 | Pending | -- | -- | -- | |
| 01/20/2020 01/20/20 | Price Changed | $187,150 | -0.1% | $108 / Sq Ft | |
| 01/17/2020 01/17/20 | Price Changed | $187,250 | 0.0% | $108 / Sq Ft | |
| 01/14/2020 01/14/20 | Price Changed | $187,300 | -0.1% | $108 / Sq Ft | |
| 01/08/2020 01/08/20 | Price Changed | $187,400 | -0.1% | $108 / Sq Ft | |
| 12/27/2019 12/27/19 | For Sale | $187,500 | +19.4% | $108 / Sq Ft | |
| 05/28/2015 05/28/15 | Sold | $157,000 | -4.8% | $91 / Sq Ft | View Prior Sale |
| 04/21/2015 04/21/15 | Pending | -- | -- | -- | |
| 02/27/2015 02/27/15 | For Sale | $164,900 | -- | $95 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,385 | $88,972 | $11,766 | $77,206 |
| 2023 | $6,551 | $77,576 | $10,259 | $67,317 |
| 2022 | $6,551 | $70,826 | $11,707 | $59,119 |
| 2021 | $6,687 | $66,428 | $10,980 | $55,448 |
| 2020 | $7,517 | $65,369 | $10,805 | $54,564 |
| 2019 | $6,665 | $62,800 | $10,380 | $52,420 |
| 2018 | $6,484 | $60,670 | $10,028 | $50,642 |
| 2017 | $6,517 | $58,320 | $9,640 | $48,680 |
| 2016 | $6,426 | $56,848 | $9,397 | $47,451 |
| 2015 | -- | $53,864 | $8,904 | $44,960 |
| 2014 | -- | $54,557 | $12,884 | $41,673 |
| 2013 | -- | $57,308 | $13,534 | $43,774 |
Source: Public Records
Agents Affiliated with this Home
-
Elizabeth Metcalf
-
Kelly Crowe
Buyer's Agent in 2023
Kelly Crowe
Baird Warner
(630) 624-8096
1 in this area
109 Total Sales
-
Kimberly Lancaste
Seller's Agent in 2020
Kimberly Lancaste
Weichert REALTORS Signature Professionals
(815) 762-2885
18 in this area
204 Total Sales
-
Timothy Sebastian
Buyer's Agent in 2020
Timothy Sebastian
RE/MAX
(815) 219-8794
1 in this area
62 Total Sales
-
G
Seller's Agent in 2015
Gayle Wuori
Century 21 Affiliated
-
Sue Elsner
Buyer's Agent in 2015
Sue Elsner
Century 21 Circle
(815) 739-8796
9 in this area
29 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 11699567
APN: 08-15-276-001
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