$875,000
$100K PRICE DROP

420 S 4th St Fernandina Beach, FL 32034

Estimated payment $4,835/month

Total Views 11,506
3 Beds
3.5 Baths
2,548 Sq Ft
$343 Price per Sq Ft

Highlights

  • Vaulted Ceiling
  • No HOA
  • Balcony
  • Emma Love Hardee Elementary School Rated A-
  • Covered Patio or Porch
  • Fireplace

About This Home

Nestled in the heart of Amelia Island, this charming two-story home offers the perfect blend of character, comfort, and convenience. From the moment you step onto the inviting front porch, you’ll feel right at home. Inside, you’re greeted by vaulted ceilings, a cozy fireplace in the great room—perfect for relaxing or entertaining. The kitchen features a breakfast bar and pantry, and flows seamlessly into the living and dining spaces. French doors lead out to multiple porches, ideal for enjoying your morning coffee or unwinding in the evening. With three spacious bedrooms—each with its own bathroom—plus a powder room for guests, there’s room for everyone. The upstairs primary suite has an on suite bathroom and a large walk-in closet. A convenient elevator, upstairs laundry, utility/elevator closet and full-house generator add comfort and ease to daily living. Outdoors, both the front and backyard are fully fenced, with a covered carport and plenty of additional parking. Just a quick bike or golf cart ride to downtown Fernandina Beach, this home is perfectly positioned to enjoy island living at its finest.

Listing Agent

Grace Royal

CABANA LANE, INC. License #3477395 Listed on: 07/11/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,740

Year Built

  • Built in 2005

Lot Details

  • 4,792 Sq Ft Lot
  • Lot Dimensions are 50x100
  • Fenced
  • Property is zoned R-2

Home Design

  • Frame Construction
  • Shingle Roof

Interior Spaces

  • 2,548 Sq Ft Home
  • 2-Story Property
  • Elevator
  • Vaulted Ceiling
  • Ceiling Fan
  • Fireplace
  • Plantation Shutters
  • French Doors
  • Storage

Kitchen

  • Oven
  • Stove
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Dryer
  • Washer

Parking

  • Carport
  • Driveway
  • On-Street Parking

Outdoor Features

  • Balcony
  • Covered Patio or Porch

Utilities

  • Cooling Available
  • Heat Pump System
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 00-00-31-1800-0138-0040

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,740

Year Built

Built in 2005

Lot Details

0

Listing Details

  • Property Sub Type: Residential
  • Prop. Type: Residential
  • Lot Size Acres: 0.11
  • Lot Size: 50X100
  • Road Surface Type: Paved
  • Directions: From S. 8th St. turn left on ELM St. then a right on S 4th St. House is the 3rd house on the right.
  • Architectural Style: Two Story
  • Carport Y N: Yes
  • Unit Levels: Two
  • Building Stories: 2
  • Year Built: 2005
  • Property Sub Type Additional: Residential
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Dryer, Dishwasher, Disposal, Microwave, Oven, Refrigerator, Stove, Washer
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Door Features: French Doors
  • Fireplace: Yes
  • Interior Amenities: Ceiling Fan(s), Elevator, French Door(s)/Atrium Door(s), Fireplace, Storage, Shutters, Cable TV, Vaulted Ceiling(s)
  • Living Area: 2548.0
  • Window Features: Other, See Remarks, Plantation Shutters

Exterior Features

  • Pool Features: None
  • Construction Type: Fiber Cement, Frame
  • Exterior Features: Fence
  • Patio And Porch Features: Balcony, Covered, Front Porch, Patio
  • Property Condition: Resale
  • Roof: Shingle

Garage/Parking

  • Parking Features: Carport, Driveway, On Street

Utilities

  • Cooling: Heat Pump
  • Cooling Y N: Yes
  • Heating: Heat Pump
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Lot Info

  • Parcel #: 00-00-31-1800-0138-0040
  • Zoning: R-2

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,740 $198,003 -- --
2023 $2,740 $192,236 $0 $0
2022 $2,640 $186,637 $0 $0
2021 $2,632 $181,201 $0 $0
2020 $2,650 $178,699 $0 $0
2019 $2,712 $174,681 $0 $0
2018 $2,616 $171,424 $0 $0
2017 $2,505 $167,898 $0 $0
2016 $2,477 $164,445 $0 $0
2015 $2,502 $163,302 $0 $0
2014 $2,457 $160,220 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/14/2025 11/14/25 Price Changed $875,000 -9.3% $343 / Sq Ft
09/11/2025 09/11/25 Price Changed $965,000 -1.0% $379 / Sq Ft
07/11/2025 07/11/25 For Sale $975,000 -- $383 / Sq Ft
Source: Amelia Island - Nassau County Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $352,900 Attorney
Warranty Deed $400,000 First American Title Ins Co
Warranty Deed $249,900 First American Title Ins Co
Warranty Deed $37,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $400,000 Seller Take Back
Previous Owner $29,600 Seller Take Back
Source: Public Records

Source: Amelia Island - Nassau County Association of REALTORS®

MLS Number: 112986

APN: 00-00-31-1800-0138-0040

Florida Nassau County Fernandina Beach 32034

420 S 4th St, Fernandina Beach, FL

For Sale

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Listing Agent
Grace Royal
Section Image
CABANA LANE, INC.
(904) 822-0554