$385,000
SOLD APR 30, 2025

420 W Troy St Ferndale, MI 48220

3 Beds
1.5 Baths
1,413 Sq Ft
5,227 Sq Ft Lot

Recently Sold

$272 Per Sq Ft

7 Days on Market

Highlights

  • Colonial Architecture
  • No HOA
  • Porch
  • Deck
  • 2 Car Detached Garage
  • Forced Air Heating and Cooling System

About This Home

As of April 2025

PLEASE SUBMIT FINAL OFFERS BY MONDAY, APRIL 14TH BY 2PM. Welcome home to 420 W. Troy Street in fabulous Downtown Ferndale! This cutie offers 3 bedrooms, 1.5 baths, first floor laundry, two car garage, stainless steel appliances, partially finished basement and wood floors throughout the first floor. Huge front windows let in an abundance of natural light, giving the living room a bright and airy vibe. Speaking of windows, you'll love that the Majic Fiberglass windows installed in 2021 come with a 50 year transferable warranty! The primary bedroom boasts vaulted ceilings and a large double closet. With blackout blinds in all bedrooms, everyone is bound to rest easy. The upstairs bathroom offers two sinks for the whole crew to utilize and new Kohler toilets were installed in 2018. Enjoy your lush green lawn (thank you built in sprinklers) from your sizable composite deck installed in 2020. Privacy compliments of the fence installed in 2021! Feel like indulging in all the wonderful amenities of Downtown Ferndale? No car needed! Just step through the fence door (accessible only from the yard) at the back of the property and you are there! Additional updates that will give you peace of mind and add immense value include; dishwasher (2023), fence (2021), furnace (2019), water heater (2019), sump pump (2019), A/C (2015), Roof (2015). Come check out the house that blends a downtown lifestyle with the peace of a suburban neighborhood.

Last Agent to Sell the Property

Abby Kushner

@properties Christie's Int'l R.E. Birmingham License #6501416055 Listed on: 04/10/2025

@properties Christie's Int'l R.E. Birmingham

Last Buyer's Agent

Jim Shaffer

Good Company License #6502380733

Good Company

Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 1998

Lot Details

  • 5,227 Sq Ft Lot
  • Lot Dimensions are 45.00 x 114.00
  • Fenced

Parking

  • 2 Car Detached Garage

Home Design

  • Colonial Architecture
  • Poured Concrete
  • Asphalt Roof
  • Vinyl Construction Material

Interior Spaces

  • 1,413 Sq Ft Home
  • 2-Story Property
  • Partially Finished Basement

Kitchen

  • Free-Standing Gas Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Porch

Location

  • Ground Level

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 2534102049
  • $1,250 Seller Concession

Community Details

Overview

  • No Home Owners Association
  • Elsinore Sub Subdivision

Amenities

  • Laundry Facilities

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,762

Year Built

Built in 1998

Lot Details

0

Listing Details

  • Property Type: Residential
  • Architecture Style: Colonial
  • Architecture Level: 2 Story
  • Assessment: 198.00
  • Year Built: 1998
  • State Equalized Value: 201760.0000
  • Entry Location: Ground Level w/Steps
  • Pets Allowed: Yes
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Total Bedrooms: 3
  • Total Bathrooms: 1.10
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Basement: Yes
  • Basement Type: Partially Finished
  • Kitchen Appliances: Dishwasher, Dryer, Free-Standing Gas Range, Washer
  • Total Sq Ft: 1413

Exterior Features

  • Roof Material: Asphalt
  • Foundation Details: Basement
  • Construction Materials: Vinyl
  • Exterior Features: Fenced
  • Foundation Materials: Poured
  • Porch Type: Deck, Porch
  • Road Frontage Type: Paved
  • Fencing: Fenced

Garage/Parking

  • Garage Size: 2 Car
  • Garage Features: Detached
  • Garage: Yes

Utilities

  • Heating Fuel: Natural Gas
  • Cooling: Central Air
  • Heating: Forced Air
  • Sewer: Public Sewer (Sewer-Sanitary)
  • Water Heater Fuel: Natural Gas
  • Water Source: Public (Municipal)
  • Laundry Facilities: Yes

Condo/Co-op/Association

  • Association Fee: No

Lot Info

  • Homestead: Yes
  • Lot Size Area: 0.12
  • Lot Dimensions: 45.00 x 114.00
  • Parcel Number: 2534102049

Tax Info

  • Tax Amount Summer: 8467.0000
  • Tax Amount Winter: 295.0000
  • Total Tax: 8762.0000
  • Taxable Value: 171550.0000

MLS Schools

  • School District: Ferndale

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 10, 2025
Closed on
Apr 30, 2025
Sold by
Meyers Ruth J and Zerwekh Matthew
Bought by
Giacchina Joseph Samuel and Dierker Theresa Marie
Seller's Agent
Abby Kushner
@properties Christie's Int'l R.E. Birmingham
Buyer's Agent
Jim Shaffer
Good Company
List Price
$385,000
Sold Price
$385,000
Views
28
Current Estimated Value
$400,583

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$15,583
Avg. Annual Appreciation
6.72%
Original Mortgage
$269,500
Outstanding Balance
$265,731
Interest Rate
5.89%
Mortgage Type
New Conventional
Estimated Equity
$134,852

Purchase Details

Listed on
Mar 14, 2018
Closed on
May 3, 2018
Sold by
Boehne Brian Victor
Bought by
Zerwekh Matthew and Meyers Ruth J
Seller's Agent
Yianni Stathis
RE/Solutions of Michigan LLC
Buyer's Agent
Dana Patchak
Real Estate One-WB/FH
List Price
$279,900
Sold Price
$285,000
Premium/Discount to List
$5,100
1.82%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.39%
Original Mortgage
$256,500
Interest Rate
4.4%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 17, 2015
Closed on
Jun 17, 2015
Sold by
Manning Rodger and Manning Stacie
Bought by
Boehne Brian Victor
Seller's Agent
Joanne McGuire
Max Broock, REALTORS-Royal Oak
Buyer's Agent
Julie Martz
RE/MAX Showcase Homes
List Price
$240,000
Sold Price
$200,000
Premium/Discount to List
-$40,000
-16.67%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.09%

Purchase Details

Closed on
Oct 28, 2004
Sold by
Diegel David A
Bought by
Manning Rodger

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$190,800
Interest Rate
5.8%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 19, 1998
Sold by
Ma Pak Kong
Bought by
Pham Hac H
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $385,000 None Listed On Document
Warranty Deed $385,000 None Listed On Document
Warranty Deed $285,000 None Available
Warranty Deed $200,000 None Available
Warranty Deed $212,000 Title One Inc
Deed $25,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $269,500 New Conventional
Closed $269,500 New Conventional
Previous Owner $256,500 New Conventional
Previous Owner $190,800 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/30/2025 04/30/25 Sold $385,000 0.0% $272 / Sq Ft
04/18/2025 04/18/25 Pending -- -- --
04/10/2025 04/10/25 For Sale $385,000 +35.1% $272 / Sq Ft
05/03/2018 05/03/18 Sold $285,000 +1.8% $204 / Sq Ft View Prior Sale
03/16/2018 03/16/18 Pending -- -- --
03/14/2018 03/14/18 For Sale $279,900 +40.0% $200 / Sq Ft
06/17/2015 06/17/15 Sold $200,000 -16.7% $142 / Sq Ft View Prior Sale
04/27/2015 04/27/15 Pending -- -- --
04/17/2015 04/17/15 For Sale $240,000 -- $170 / Sq Ft
Source: Realcomp

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,467 $201,760 $0 $0
2023 $8,241 $188,970 $0 $0
2022 $8,301 $174,820 $0 $0
2021 $8,352 $165,510 $0 $0
2020 $7,904 $161,530 $0 $0
2019 $8,037 $145,800 $0 $0
2018 $6,212 $115,440 $0 $0
2017 $6,132 $112,630 $0 $0
2016 $6,117 $105,720 $0 $0
2015 -- $98,970 $0 $0
2014 -- $83,310 $0 $0
2011 -- $75,520 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Realcomp

MLS Number: 20250020503

Realcomp

APN: 25-34-102-049