$489,000

Palms of Bay Beach 4203 Bay Beach Ln Unit 4E Floor 4 Fort Myers Beach, FL 33931

Estimated payment $5,049/month

2 Beds
2 Baths
1,024 Sq Ft
$478 Price per Sq Ft

Highlights

  • Dock has access to electricity and water
  • Beach Access
  • Fitness Center
  • Fort Myers Beach Elementary School Rated A-
  • Property fronts gulf or ocean
  • Tennis Courts

About This Home

Waterfront Paradise with Resort-Style Amenities at The Palms of Bay Beach
Wake up to stunning sunrises over the peaceful backdrop of Estero Bay from this immaculate 4th-floor, 2-bedroom, 2-bathroom condominium. This turnkey residence in the highly sought-after, non-gated community of The Palms offers a rare blend of tranquil bayfront living and vibrant island activity, with both bay and Gulf views available from the screened lanai. Breathtaking views every day. Enjoy daily sightings of playful dolphins, manatees, and majestic seabirds from your private, screened lanai.
Move-In Ready: The unit is fully furnished and features an updated kitchen with solid surface countertops and white cabinetry, modernized bathrooms, and quality tile flooring throughout.
Convenient Living: This home includes essential appliances (washer, dryer, dishwasher, range, refrigerator, microwave) and a dedicated, covered under-building parking space.

Listing Agent

Jacqueline Mines

Coldwell Banker Realty Listed on: 12/08/2025

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,034

Year Built

  • Built in 1978

Lot Details

  • 0.34 Acre Lot
  • Property fronts gulf or ocean

HOA Fees

Property Views

  • Pool

Home Design

  • Poured Concrete
  • Built-Up Roof
  • Stucco

Interior Spaces

  • Property has 1 Level
  • Furnished or left unfurnished upon request
  • Vaulted Ceiling
  • Ceiling Fan
  • Window Treatments
  • Combination Dining and Living Room
  • Screened Porch
  • Vinyl Flooring

Kitchen

  • Microwave
  • Freezer
  • Dishwasher
  • Built-In or Custom Kitchen Cabinets
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Home Security

  • Home Security System
  • Fire and Smoke Detector

Parking

  • 1 Parking Space
  • 1 Detached Carport Space
  • Guest Parking
  • Assigned Parking

Outdoor Features

  • Beach Access
  • Water access To Gulf or Ocean
  • Fishing Pier
  • Dock has access to electricity and water
  • Leased Dock
  • Tennis Courts
  • Screened Balcony
  • Deck

Utilities

  • Central Air
  • Heating Available
  • Underground Utilities
  • Internet Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 03-47-24-W3-03504.00E0
  • Tax Block 3504

Community Details

Overview

  • 1,024 Sq Ft Building
  • The Palms Of Bay Beach Subdivision
  • Mandatory home owners association
  • Car Wash Area

Amenities

  • Community Barbecue Grill
  • Trash Chute
  • Clubhouse
  • Bike Room

Recreation

  • Tennis Courts
  • Pickleball Courts
  • Bocce Ball Court
  • Shuffleboard Court
  • Fitness Center
  • Community Pool
  • Fishing
  • Fish Cleaning Station
  • Putting Green

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,034

Year Built

Built in 1978

Lot Details

0

HOA Fees

$2,066 per month

Listing Details

  • Property Type: Residential
  • Year Built: 1978
  • Property Sub Type: Mid Rise (4-7)
  • Community Features: Clubhouse, Pool, Fitness Center, Fishing, Putting Green, Tennis Court(s)
  • Horses: No
  • Lot Features: Across From Beach Access
  • Park Name: THE PALMS OF BAY BEACH
  • Road Surface Type: Paved
  • Is Senior Community?: No
  • Has View?: Yes
  • Security Features: Security System, Smoke Detector(s)
  • Association Amenities: Barbecue, Beach Access, Bike Storage, Bocce Court, Clubhouse, Pool, Community Room, Fitness Center, Fish Cleaning Station, Fishing Pier, Internet Access, Pickleball, Private Beach Pavilion, Putting Green, Shuffleboard Court, Tennis Court(s), Trash Chute, Underground Utility, Car Wash Area
  • Association Fees: 24792
  • Has H O A?: Yes
  • Co List Office Mls Id: CBRR02
  • Standard Status: Active
  • Subdivision Name: THE PALMS OF BAY BEACH
  • Architectural Style: Mid Rise (4-7)
  • Has Fireplace?: No
  • Unit Levels: 1
  • Is New Construction?: No
  • Golf Type: No Golf Available
  • Elevator: Common
  • Boat Access: Dock Lease, Dock Purchase, Elec Avail at dock, Water Avail at Dock
  • LastChangeTimestamp: 2025-12-08T22:35:09.383Z
  • Community Type: Non-Gated
  • BridgeModificationTimestamp: 2025-12-09T17:56:07.689Z
  • ListAgent_MUI: 33333347
  • CDOM: 1
  • Gulf Access Type: Other
  • Building Desc: Other
  • Equipment: Dishwasher, Disposal, Dryer, Freezer, Microwave, Refrigerator/Freezer, Security System, Smoke Detector, Washer, Washer/Dryer Hookup
  • DOM: 1
  • Additional Rooms: Laundry in Residence, Screened Balcony, Screened Lanai/Porch
  • NABOR_ListPrice: 489000
  • Special Features: None

Interior Features

  • Flooring: Vinyl
  • Interior Amenities: Built-In Cabinets, Smoke Detectors, Volume Ceiling, Window Coverings
  • Private Spa: No
  • Appliances: Dishwasher, Disposal, Dryer, Freezer, Microwave, Refrigerator/Freezer, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Stories: 1
  • Window Features: Window Coverings
  • Room Bedroom Features: Split Bedrooms
  • Room Dining Room Features: Dining - Living

Exterior Features

  • Roof: Built-Up
  • View: Bay, Gulf, Gulf and Bay, Pool/Club, Water
  • Exterior Features: Dock Lease, Dock Purchase, Elec Avail at dock, Water Avail at Dock, Screened Balcony, Screened Lanai/Porch, Tennis Court(s)
  • Pool Features: Community
  • Has Private Pool?: No
  • Waterfront Features: Gulf Frontage, On the Gulf Beach
  • Construction Type: Poured Concrete, Stucco
  • Foundation Details: Poured Concrete
  • Other Structures: Tennis Court(s)
  • Patio And Porch Features: Deck

Garage/Parking

  • Carport Spaces: 1
  • Has Attached Garage?: No
  • Has Carport?: Yes
  • Covered Parking Spaces: 1
  • Has Attached Garage?: No
  • Parking Features: 1 Assigned, Covered, Guest, Load Space, Paved, Under Bldg Open, Detached Carport
  • Total Parking Spaces: 1

Utilities

  • Cooling: Ceiling Fan(s), Central Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Laundry Features: Washer/Dryer Hookup, Laundry in Residence
  • Heating: Central Electric
  • Water Source: Central

Condo/Co-op/Association

  • Pets Allowed: Limits

Lot Info

  • Waterfront: Yes
  • Parcel Number: 03-47-24-W3-03504.00E0
  • Lot Size Sq Ft: 14880
  • Land Lease Expiration Date: 2026-05-08
  • Additional Parcels: No

Rental Info

  • Lease Term: Buyer Finance/Cash

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 5033.84
  • Tax Block: 3504

Multi Family

  • Number Of Units Furnished: Negotiable
  • Number Of Units Total: 56

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,034 $343,753 -- $343,753
2024 $827 $374,298 -- $374,298
2023 $827 $58,655 $0 $58,655
2022 $5,137 $342,473 $0 $0
2021 $4,499 $311,339 $0 $311,339
2020 $4,261 $287,470 $0 $287,470
2019 $4,136 $276,973 $0 $276,973
2018 $4,084 $276,973 $0 $276,973
2017 $4,196 $278,588 $0 $278,588
2016 $4,149 $270,808 $0 $270,808
2015 $4,003 $256,000 $0 $256,000
2014 $3,738 $236,300 $0 $236,300
2013 -- $217,300 $0 $217,300
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/08/2025 12/08/25 For Sale $489,000 -15.7% $478 / Sq Ft
06/30/2022 06/30/22 Sold $580,000 -3.3% $566 / Sq Ft View Prior Sale
06/30/2022 06/30/22 Pending -- -- --
05/06/2022 05/06/22 For Sale $600,000 -- $586 / Sq Ft
Source: Naples Area Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $580,000 --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $435,000 New Conventional
Source: Public Records

Source: Naples Area Board of REALTORS®

MLS Number: 225079925

Naples Area Board of REALTORS®

APN: 03-47-24-W3-03504.00E0