$435,000
SOLD APR 7, 2025

4208 Harbor House Dr Tampa, FL 33615

2 Beds
3 Baths
1,352 Sq Ft
$765/mo HOA Fee

Recently Sold

$322 Per Sq Ft

3% Below List Price

34 Days on Market

Highlights

  • 23 Feet of Bay Harbor Waterfront
  • White Water Ocean Views
  • Open Floorplan
  • Alonso High School Rated A
  • Boat Lift
  • Clubhouse

About This Home

As of April 2025

Experience the perfect blend of Luxury, Energy Efficiency, and Modern Convenience in this beautifully upgraded 2-bedroom, 3-bathroom coastal retreat. Boasting 1,352 square feet of living space, Two Story Condo is packed with premium features, including HURRICANE-RATED Windows and Doors, a NEWER high-efficiency HVAC system, and radiant barrier insulation for year-round comfort. The chef-inspired kitchen is a showstopper with sleek black stainless-steel appliances, quartz countertops, a dual-zone convection oven, and thoughtful upgrades like a touch-sensor faucet and pot filler. The spa-like bathrooms feature rain showerheads, beautiful tile accents and a master suite with double vanities for a convenient living styles. Smart home enthusiasts will love the Trane smart thermostat, Ring security system, smart locks, and whole-home Wi-Fi with hardwired Ethernet connections. Outdoors, the maintenance-free composite deck is comfortably covered by a large walkout BALCONY from the second story bedroom, while the 10,000 lb ELECTRIC BOAT LIFT and JET-SKI LIFT make waterfront living a breeze. FLOOD INSURANCE INCLUDED IN HOA FEE & Private Community BOAT YARD available for only $40/month! With modern design touches like plank tile flooring, wainscoting throughout the first floor, plus eco-friendly upgrades like a TANKLESS WATER HEATER and WATER SOFTENER, this home is a rare find. Buyers Looking for a move-in ready home with style, Substance and sustainability will find everything they need here. Don’t wait—this is the home where your dream lifestyle begins!

Last Agent to Sell the Property

Sal Degaetano

ACROPOLIS REALTY GROUP LLC License #3469503 Listed on: 01/17/2025

ACROPOLIS REALTY GROUP LLC

Last Buyer's Agent

Josh McLennan

REAL ESTATE RESOLUTIONS OF FLO License #3342566

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,997

Year Built

  • Built in 1977

Lot Details

  • 23 Feet of Bay Harbor Waterfront
  • Southeast Facing Home

HOA Fees

  • $765 Monthly HOA Fees

Parking

  • 1 Parking Garage Space

Home Design

  • Block Foundation
  • Metal Roof
  • Stucco

Interior Spaces

  • 1,352 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Blinds
  • Sliding Doors
  • Family Room Off Kitchen
  • Living Room
  • White Water Ocean Views
  • Walk-Up Access
  • Smart Home

Kitchen

  • Range with Range Hood
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Disposal

Flooring

  • Wood
  • Ceramic Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom Upstairs
  • Closet Cabinetry
  • 3 Full Bathrooms

Laundry

  • Laundry closet
  • Dryer
  • Washer

Outdoor Features

  • Dock has access to water
  • Boat Lift
  • Balcony
  • Deck
  • Covered Patio or Porch
  • Exterior Lighting
  • Rain Gutters

Location

  • Flood Insurance May Be Required

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Tankless Water Heater
  • Water Softener
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include cable TV, pool, escrow reserves fund, insurance, internet, ground maintenance, recreational facilities
  • Association Phone (813) 887-5435
  • Visit Association Website
  • Spinnaker Cove Condo Pha Subdivision
  • On-Site Maintenance

Recreation

  • Tennis Courts
  • Community Basketball Court
  • Pickleball Courts
  • Community Pool

Pet Policy

  • Breed Restrictions

Additional Features

  • Clubhouse
  • Storm Windows

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,997

Year Built

Built in 1977

Lot Details

0

HOA Fees

$765 per month

Listing Details

  • HOA Fee Includes: Cable TV, Pool, Escrow Reserves Fund, Insurance, Internet, Maintenance Grounds, Recreational Facilities
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Condominium
  • Construction Materials: Stucco
  • Fireplace: No
  • Living Area: 1352
  • Lot Size Acres: 0.02
  • New Construction: No
  • Year Built: 1977
  • Building Area Total: 1430
  • Lot Size Sq Ft: 807
  • Directions to Property: Heading West on Memorial Highway, turn left onto Bay Point Dr, Then turn left onto Harbor House Drive. The property will be on your right.
  • Status: Sold
  • Ownership: Condominium
  • ResoBuildingAreaSource: PublicRecords
  • Available for Lease YN: 1
  • Escrow City: Tampa
  • Escrow Postal Code: 33618
  • Escrow State: FL
  • Escrow Street Name: Dale Mabry Hwy Ste 200
  • Escrow Street Number: 14310
  • Floor Number: 1
  • List Office Head Office Key Nume: 578844269
  • Minimum Lease: 1-2 Years
  • RATIO Current Price By Calculate: 321.75
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 1
  • Water Access YN: 0
  • Condo Fees Term: Monthly
  • Property Description: Walk-Up
  • MFR_BedroomClosetType: Built-in Closet
  • MFR_NumAssignedParkingSpaces: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock w/Water Supply
  • MFR_DockYN: 1
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Luxury Vinyl, Tile, Wood
  • Full Bathrooms: 3
  • Interior Amenities: Ceiling Fans(s), Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Smart Home, Stone Counters, Thermostat, Window Treatments
  • Appliances Included: Dishwasher, Disposal, Dryer, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Touchless Faucet, Washer, Water Softener
  • Foundation Details: Block
  • Total Bedrooms: 2
  • Levels: Two
  • Stories: 2
  • Window Features: Blinds, Storm Window(s)
  • Street Number Modifier: 4208
  • ResoLivingAreaSource: PublicRecords
  • Living Area Meters: 125.60
  • Room Count: 3

Exterior Features

  • Direction Faces: Southeast
  • Exterior Features: Balcony, Lighting, Rain Gutters, Sidewalk, Sliding Doors
  • Roof: Metal
  • Pool Private: No
  • View: Water
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Deck
  • Road Surface Type: Asphalt
  • Water Extras: Lift
  • Water Extras YN: 1
  • Water View: Bay/Harbor - Full
  • Water View YN: 1
  • Waterfront Feet Total: 23
  • Flood Zone Date: 2021-10-07
  • Flood Zone Panel: 12057C0327J
  • Additional Water Information: Boat Lift, Jetski Lift & Washdown Station
  • Water Frontage Feet Bay Harbor: 23

Garage/Parking

  • Carport Y N: No
  • Garage Yn: No

Utilities

  • Utilities: Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Laundry Closet
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Buyer Approval Required, Clubhouse, Pool, Sidewalks, Tennis Court(s)
  • Association Amenities: Basketball Court, Cable TV, Clubhouse, Maintenance, Pickleball Court(s), Tennis Court(s)
  • Phone: 813-887-5435
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: Must be approved with Association
  • Association Fee Requirement: None
  • Building Name Number: -
  • Condo Fees: 765
  • Condo Land Included YN: 1
  • Montly Maint Amt Addition To HOA: 0
  • Association Email: spinnakercovetampa@gmail.com
  • Monthly Condo Fee Amount: 765
  • Association URL: www.spinnakercovetampa.com

Fee Information

  • Total Annual Fees: 9180.00
  • Total Monthly Fees: 765.00

Lot Info

  • Zoning: PD
  • Parcel Number: U-11-29-17-0G0-000000-00021.0
  • Additional Parcels: No
  • Lot Features: Flood Insurance Required, Sidewalk, Paved
  • Property Attached Yn: Yes
  • Flood Zone Code: AE
  • Homestead YN: 1
  • Lot Size Square Meters: 75

Green Features

  • Efficiency: Water Heater
  • Green Verification Count: 0

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Breed Restrictions
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Must Check with Association

Tax Info

  • Tax Annual Amount: 2997.09
  • Tax Block: -
  • Tax Book Number: 1-81
  • Tax Lot: -

Multi Family

  • Waterfront Features: Bay/Harbor
  • Approval Process: Must Check with Association

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 17, 2025
Closed on
Apr 4, 2025
Sold by
Rowe Laura Jayne and Rowe Peter James
Bought by
Mclennan Josh and Mclennan Kristen
Seller's Agent
Sal Degaetano
ACROPOLIS REALTY GROUP LLC
Buyer's Agent
Josh McLennan
REAL ESTATE RESOLUTIONS OF FLO
List Price
$449,000
Sold Price
$435,000
Premium/Discount to List
-$14,000
-3.12%
Views
24
Current Estimated Value
$425,672

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$9,328
Avg. Annual Appreciation
-5.84%
Original Mortgage
$413,250
Outstanding Balance
$412,197
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$13,475

Purchase Details

Listed on
Nov 27, 2018
Closed on
Jun 5, 2019
Sold by
Donnell Michael J O
Bought by
Rowe Peter James and Ferguson Laura Jayne
Seller's Agent
Celia Petters, PA
COLDWELL BANKER REALTY
Buyer's Agent
Melanie Cox
KELLER WILLIAMS TAMPA CENTRAL
List Price
$249,900
Sold Price
$225,900
Premium/Discount to List
-$24,000
-9.6%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.87%
Original Mortgage
$214,605
Interest Rate
4.2%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 17, 2005
Sold by
Mcgee Sharon C
Bought by
Odonnell Michael J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$251,200
Interest Rate
5.62%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
May 31, 2001
Sold by
Francis Robert E and Francis Chantelle
Bought by
Mcgee Sharon C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$87,000
Interest Rate
7.11%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 28, 1995
Sold by
Rigano Donald D
Bought by
Francis Robert E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$74,250
Interest Rate
7.5%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $435,000 Milestone Title Services
Warranty Deed $225,900 Fidelity Natl Ttl Of Fl Inc
Warranty Deed $314,000 Fidelity Natl Title Ins Co
Warranty Deed $137,000 --
Warranty Deed $82,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $413,250 New Conventional
Previous Owner $57,500 Credit Line Revolving
Previous Owner $278,200 New Conventional
Previous Owner $214,605 New Conventional
Previous Owner $251,200 Fannie Mae Freddie Mac
Previous Owner $56,400 Credit Line Revolving
Previous Owner $90,700 New Conventional
Previous Owner $87,000 New Conventional
Previous Owner $74,250 No Value Available
Closed $62,800 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/07/2025 04/07/25 Sold $435,000 -3.1% $322 / Sq Ft
02/20/2025 02/20/25 Pending -- -- --
01/17/2025 01/17/25 For Sale $449,000 +98.8% $332 / Sq Ft
06/05/2019 06/05/19 Sold $225,900 -5.8% $167 / Sq Ft
04/09/2019 04/09/19 Pending -- -- --
03/21/2019 03/21/19 Price Changed $239,900 -4.0% $177 / Sq Ft
11/27/2018 11/27/18 For Sale $249,900 -- $185 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,997 $189,591 -- --
2023 $2,878 $184,069 $0 $0
2022 $2,728 $178,708 $0 $0
2021 $2,693 $173,503 $0 $0
2020 $2,565 $168,481 $100 $168,381
2019 $2,899 $149,628 $100 $149,528
2018 $2,665 $132,190 $0 $0
2017 $2,770 $136,961 $0 $0
2016 $2,689 $123,774 $0 $0
2015 $2,395 $112,522 $0 $0
2014 $2,384 $109,816 $0 $0
2013 -- $99,833 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: TB8340268

Stellar MLS

APN: U-11-29-17-0G0-000000-00021.0