Seller's Agent in 2025
Natalie Ardis
Coldwell Banker Schmitt Real Estate Co.
(305) 481-3317
3 in this area
19 Total Sales
421 10th St Key Colony Beach, FL 33051
2
Beds
2
Baths
885
Sq Ft
4,125
Sq Ft Lot
Highlights
- Home fronts a canal
- Key West Architecture
- Screened Balcony
- Coral Shores High School Rated A
- No HOA
- Complete Accordion Shutters
About This Home
As of November 2025Waterfront Living in Key Colony Beach! Opportunity to update this 2-bedroom, 2-bathroom half duplex situated on a wide canal in the heart of Key Colony Beach to make it your own! Offers 37.5 feet of dockage, providing effortless access to both the Ocean and the Gulf via nearby Vaca Cut. Inside, this home offers a comfortable and functional layout, making it ideal for full-time living, a vacation retreat, or an investment rental. Located in the highly sought-after Key Colony Beach, you'll have access to playgrounds, scenic walking paths, a par-3 golf course, Sunset Park, and popular restaurants--all just a short stroll away. Whether you're an avid boater, golfer, or simply love the laid-back island lifestyle, this home is a perfect fit. Don't miss this incredible opportunity to own a waterfront gem in the Florida Keys!
Last Agent to Sell the Property
Coldwell Banker Schmitt Real Estate Co. License #3231276 Listed on: 03/13/2025
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $6,013
Year Built
- Built in 1970
Lot Details
- 4,125 Sq Ft Lot
- Home fronts a canal
Home Design
- Half Duplex
- Key West Architecture
- Tar and Gravel Roof
Interior Spaces
- 885 Sq Ft Home
- Shutters
- Single Hung Windows
- Sliding Doors
- Tile Flooring
- Canal Views
- Monitored
Kitchen
- Oven
- Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Full Bathrooms
Laundry
- Dryer
- Washer
Parking
- Guest Parking
- Open Parking
- Off-Street Parking
Outdoor Features
- Seawall
- Screened Balcony
Utilities
- Central Air
- Heating Available
- Public Hookup Available For Sewer
- Cable TV Available
Listing and Financial Details
- Minimum Rental Period: 7
- Assessor Parcel Number 00076320-000100
Community Details
Overview
- No Home Owners Association
- Key Colony Bch 1St Addn Amd Plat Subdivision
- Rental Restrictions
Recreation
- Tennis Courts
- Bike Trail
Pet Policy
- Pets Allowed
Security
- Complete Accordion Shutters
- Fire and Smoke Detector
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 13, 2025
Closed on
Nov 14, 2025
Sold by
Macomber Tammy Kay and Stevens Tammy K
Bought by
Castellanos Elvis Luis
Seller's Agent
Natalie Ardis
Coldwell Banker Schmitt Real Estate Co.
Buyer's Agent
Germain Garcia, PA
Lifestyle International Realty
List Price
$725,000
Sold Price
$625,000
Premium/Discount to List
-$100,000
-13.79%
Views
75
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
19.03%
Original Mortgage
$461,250
Outstanding Balance
$461,250
Interest Rate
6.34%
Mortgage Type
New Conventional
Estimated Equity
$185,907
Purchase Details
Closed on
Aug 31, 2010
Sold by
Smith Jeffrey D
Bought by
Stevens Tammy K
Purchase Details
Closed on
Feb 22, 2005
Sold by
Ellison William and Ellison Rosemarie
Bought by
Smith Jeffrey D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$526,500
Interest Rate
5.54%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jun 14, 2004
Sold by
Michaels Marsha G and Florence Rhonda L
Bought by
Ellison William and Ellison Rosemarie
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$400,000
Interest Rate
6.09%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jun 16, 2000
Bought by
Macomber Tammy K
Purchase Details
Closed on
Jan 26, 2000
Bought by
Macomber Tammy K
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $625,000 | None Listed On Document | |
| Warranty Deed | $225,000 | Attorney | |
| Warranty Deed | $585,000 | -- | |
| Warranty Deed | $525,000 | -- | |
| Warranty Deed | $249,000 | -- | |
| Warranty Deed | $159,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $461,250 | New Conventional | |
| Previous Owner | $526,500 | Purchase Money Mortgage | |
| Previous Owner | $400,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/14/2025 11/14/25 | Sold | $625,000 | -3.7% | $706 / Sq Ft |
| 09/26/2025 09/26/25 | Price Changed | $649,000 | -7.2% | $733 / Sq Ft |
| 05/07/2025 05/07/25 | Price Changed | $699,000 | -3.6% | $790 / Sq Ft |
| 03/13/2025 03/13/25 | For Sale | $725,000 | -- | $819 / Sq Ft |
Source: Marathon and Lower Keys Association of REALTORS®
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,013 | $662,904 | $486,750 | $176,154 |
| 2024 | $5,648 | $651,158 | $478,500 | $172,658 |
| 2023 | $5,648 | $647,299 | $474,375 | $172,924 |
| 2022 | $4,992 | $536,168 | $379,500 | $156,668 |
| 2021 | $4,471 | $399,564 | $260,906 | $138,658 |
| 2020 | $4,136 | $379,820 | $247,500 | $132,320 |
| 2019 | $4,153 | $381,629 | $247,500 | $134,129 |
| 2018 | $3,967 | $380,150 | $247,500 | $132,650 |
| 2017 | $3,679 | $380,267 | $0 | $0 |
| 2016 | $3,615 | $374,318 | $0 | $0 |
| 2015 | $3,316 | $335,327 | $0 | $0 |
| 2014 | $3,158 | $314,132 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Natalie Ardis
-
Germain Garcia, PA
Buyer's Agent in 2025
Germain Garcia, PA
Lifestyle International Realty
(305) 778-2157
2 in this area
24 Total Sales
Map
Source: Marathon and Lower Keys Association of REALTORS®
MLS Number: 614159
APN: 00076320-000100
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