NOT LISTED FOR SALE

421 Island Pointe Dr Unit 151 Saint Joseph, MI 49085

Estimated Value: $520,000 - $740,000

3 Beds
2 Baths
2,172 Sq Ft
$279/Sq Ft Est. Value

Last Sold November 29, 2012

Last sale price $334,900 $154 Per Sq Ft

Est. 81% increase in value since last sale

Current estimated payment $4,266/month

76 Days on Market

Highlights

  • Private Waterfront
  • Docks
  • Clubhouse
  • Upton Middle School Rated A
  • Cabana
  • Wood Flooring

About This Home

As of November 2012

Live on vacation 365 days a year in this immaculate waterfront home. Boating will be a breeze to Lake Michigan from your 40' boat slip located directly in front of your deck which presents incredible water views in every direction. Pride of ownership is evident in this carefree and beautifully designed beauty, featuring 3 bedrooms and 2 full baths. Laundry is conveniently located on main level. Water views from almost every room, including master bedroom. Large bonus room could easily convert to two additional bedrooms and bath. Some extras you will appreciate are, hardwood floors, newer stainless appliances, vaulted ceilings, plus plenty of storage in the 5' crawl space. Amenities of Island Pointe Marina are; pool and hot tub, clubhouse with kitchen, plenty of guest parking, playground,

Last Agent to Sell the Property

Judy Bibbings

Keller Williams Realty Swm License #6501291892 Listed on: 09/13/2012

Last Buyer's Agent

Judy Bibbings

Keller Williams Realty Swm License #6501291892 Listed on: 09/13/2012

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,699

Year Built

  • Built in 2002

Lot Details

  • 4,356

Home Design

  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 2,172 Sq Ft Home
  • Ceiling Fan
  • Gas Log Fireplace
  • Living Room
  • Dining Area
  • Crawl Space

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Parking

  • Attached Garage
  • Garage Door Opener

Pool

  • Cabana
  • In Ground Pool
  • Spa

Utilities

  • Natural Gas Connected
  • High Speed Internet
  • Cable TV Available

Additional Features

  • Docks
  • Private Waterfront

Community Details

Overview

  • Property has a Home Owners Association
  • Association fees include snow removal, lawn/yard care, cable/satellite

Amenities

  • Clubhouse

Recreation

  • Waterfront Owned by Association
  • Water Sports

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,699

Year Built

Built in 2002

Lot Details

0

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 2002
  • ResoPropertyType: Residential
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Disposal, Dishwasher, Microwave, Range, Refrigerator
  • Interior Amenities: Ceiling Fans, Ceramic Floor, Garage Door Opener, Hot Tub Spa, Wood Floor
  • Fireplace Features: Gas Log
  • Fireplace: Yes
  • Total Bedrooms: 3
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Crawl Space
  • LivingArea: 2172.0

Exterior Features

  • Construction Materials: Vinyl Siding
  • List Price: 339900.0
  • Lot Features: Sidewalk
  • Pool Features: Cabana, Outdoor/Inground
  • Road Surface Type: Paved
  • Roof: Composition
  • Water Body Name: St Joseph River
  • Waterfront Features: All Sports, Assoc Access, Dock, Private Frontage
  • Waterfront: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage: Yes

Utilities

  • Utilities: Electricity Connected, Natural Gas Connected, Cable Connected, Public Water, Public Sewer, Broadband

Condo/Co-op/Association

  • Association Amenities: Pets Allowed, Club House, Cable TV
  • Association Fee Frequency: Monthly
  • Association: Yes
  • ResoAssociationFeeFrequency: Monthly

Fee Information

  • Association Fee Includes: Snow Removal, Lawn/Yard Care, Cable/Satellite

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 13, 2012
Closed on
Nov 23, 2012
Sold by
Biro Michelle L
Bought by
Maffetone Gerald and Maffetone Irene
Seller's Agent
Judy Bibbings
Keller Williams Realty Swm
Buyer's Agent
Judy Bibbings
Keller Williams Realty Swm
List Price
$339,900
Sold Price
$334,900
Premium/Discount to List
-$5,000
-1.47%
Current Estimated Value
$605,094

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$270,194
Avg. Annual Appreciation
4.72%
Original Mortgage
$306,142
Outstanding Balance
$214,463
Interest Rate
3.38%
Mortgage Type
New Conventional
Estimated Equity
$388,971

Purchase Details

Closed on
Apr 29, 2010
Sold by
Gillespie Donald P and Gillespie Sharon A
Bought by
Biro Michelle L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$243,750
Interest Rate
5.16%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 30, 2002
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Maffetone Gerald $334,900 Cti
Biro Michelle L $325,000 Cti
-- $74,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Maffetone Gerald J $80,000
Open Maffetone Gerald $306,142
Previous Owner Biro Michelle L $243,750
Previous Owner Gillespie Donald P $355,000
Previous Owner Gillespie Donald P $87,000
Previous Owner Gillespie Donald P $87,000
Previous Owner Gillespie Donald P $26,800
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/29/2012 11/29/12 Sold $334,900 -1.5% $154 / Sq Ft
11/28/2012 11/28/12 Pending -- -- --
09/13/2012 09/13/12 For Sale $339,900 -- $156 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $11,699 $266,800 $0 $0
2024 $11,458 $236,500 $0 $0
2023 $10,965 $210,000 $0 $0
2022 $10,458 $184,600 $0 $0
2021 $10,307 $191,000 $41,500 $149,500
2020 $10,167 $189,700 $0 $0
2019 $10,054 $172,700 $41,000 $131,700
2018 $9,864 $172,700 $0 $0
2017 $9,070 $171,000 $0 $0
2016 $9,070 $162,500 $0 $0
2015 $8,986 $160,400 $0 $0
2014 $8,771 $160,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • J

    Seller's Agent in 2012

    Judy Bibbings

    Keller Williams Realty Swm

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 12050074

Southwestern Michigan Association of REALTORS®

APN: 11-76-3610-0028-00-2

Michigan Berrien County Saint Joseph 49085

421 Island Pointe Dr Unit 151, Saint Joseph, MI

This home is located at 421 Island Pointe Dr Unit 151, Saint Joseph, MI 49085 since 13 September 2012 and is currently estimated at $605,094, approximately $278 per square foot. This property was built in 2002. 421 Island Pointe Dr Unit 151 is a home located in Berrien County with nearby schools including Upton Middle School, St. Joseph High School, and Benton Harbor Charter School Academy.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Southwestern Michigan Association of REALTORS® Information is deemed reliable but not guaranteed.
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