NOT LISTED FOR SALE

421 W Indies Ramrod Key, FL 33042

Estimated Value: $972,000 - $1,209,000

2 Beds
2 Baths
1,124 Sq Ft
$996/Sq Ft Est. Value

Sale Details

Date Sold: August 9, 2024

Last sale price $1,171,500 $1,042 Per Sq Ft

Est. 13% decrease in value since last sale

Current estimated payment $6,210 / mo

40 Days on Market

Highlights

  • Ocean Front
  • Heated In Ground Pool
  • No HOA
  • Sandy Beach
  • Granite Countertops
  • Stainless Steel Appliances

About This Home

As of August 2024

This home embodies the quintessential Florida Keys lifestyle, offering breathtaking million-dollar views of the open water. Experience tranquil sunsets and sunrises while observing wading birds and local wildlife.Launch your Kayaks from the easy sandy beach area then afterwards step into your own pool oasis featuring a heater, chiller, and atmospheric lighting, complemented by outdoor furniture perfect for both casual lounging and entertaining.This 2-bedroom, 2-bathroom sanctuary has been fully renovated from top to bottom in 2019 boasting impact windows and doors along with sleek ceramic flooring throughout. Enjoy the convenience of stainless steel appliances, including a recently installed stove.Convenience meets organization with two expansive storage areas downstairs, ideal for storing all your recreational equipment.This property has a proven track record as a successful vacation rental, featuring updated beds, dressers, and outdoor furnishings.Indulge in aquatic adventures directly from your dock, with crystal-clear waters inviting you to snorkel or swim, or explore the nearby flats using a kayak to encounter the rich marine life. The property also offers access for a shallow draft boat, amplifying your maritime experiences.Rest easy knowing your investment is safeguarded with homeowner's insurance priced at $1271 wind insurance at $3427 and flood insurance at $765.Seize the opportunity to claim this piece of paradise in the Keys as your own--pack your bags and embark on your new chapter today!

Last Agent to Sell the Property

Michele Adams

Berkshire Hathaway HomeServices Keys Real Estate - Lower Keys License #3298570 Listed on: 04/18/2024

Berkshire Hathaway HomeServices Keys Real Estate - Lower Keys

Last Buyer's Agent

Lindsay Ryan

Island Breeze Realty, LLC

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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,873

Year Built

  • Built in 1996 | Remodeled

Lot Details

  • 6,017 Sq Ft Lot
  • Ocean Front
  • Sandy Beach
  • Privacy Fence
  • Fenced
  • Property is zoned IS - Improved Subivision District

Home Design

  • Frame Construction
  • Metal Roof

Interior Spaces

  • 1,124 Sq Ft Home
  • Bar
  • Ceiling Fan
  • Blinds
  • Storage
  • Ocean Views

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Home Security

  • Impact Glass
  • Fire and Smoke Detector

Parking

  • 4 Parking Spaces
  • Covered Parking
  • Guest Parking
  • Open Parking
  • Off-Street Parking

Pool

  • Heated In Ground Pool
  • Outdoor Shower

Outdoor Features

  • Screened Balcony
  • Screened Patio
  • Exterior Lighting
  • Outdoor Storage
  • Rain Gutters

Utilities

  • Central Heating and Cooling System
  • Programmable Thermostat
  • Public Hookup Available For Sewer

Community Details

  • No Home Owners Association
  • Breezeswept Bch Est Subdivision
  • Rental Restrictions

Listing and Financial Details

  • Minimum Rental Period: 28

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,873

Year Built

Built in 1996 | Remodeled

Lot Details

6,017 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • As Is Right To Inspect: Yes
  • First Right of Refusal: No
  • Mandatory HOA: No
  • Fee Includes: Other
  • Financial Status Bank Owned: No
  • Financial Status Potential Short Sale: No
  • Key Island: Ramrod Key
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 27.50
  • Min Rental Days: 28.00
  • M L S Identifier: 20060123165453488875000000
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Sale Terms: Conventional
  • Side: Ocean
  • State Province: FL
  • Taxes: 6872.89
  • Title: Negotiable
  • Vehicle Storage: Open Parking, Trailer Storage, Covered Parking, Off Street Parking, Guest Parking
  • Vehicle Storage Cars: 4+
  • Year Built: 1996
  • Alternate Key Number: 1290149
  • Building Style Stilt Column Height: Medium - 5Ft - 9Ft
  • Cooling Heating: Central Air, Ceiling Fans(s)
  • Lot Sq Ft: 6017.00
  • Pool Info: In Ground
  • Pool Info Heated: Yes
  • Porch Balcony: Screened P/B, Screened Patio
  • Species List: Yes
  • Tax Exemptions: None
  • Building Style Above Flood: Unknown
  • Estimated Living Sq Ft: 1124.00
  • Pool Info Other Surroundings: Chiller & Lights
  • Financial Status Auction: No
  • Financial Status Standard Sale: Yes
  • G F Interior Features: Programmable Thermst
  • Property Condition: Updated/Remodeled
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Drapes/Blinds Incl, Window Treatments, Storage, Smoke Alarms, Granite Counter Top
  • Total Bathrooms: 2.00
  • Full Bathrooms: 2
  • Appliances: Washer, Stainless Steel Appliance(s), Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
  • Floor: Other
  • Windows/Doors: Impact Rstnce Window, Impact Rstnce Doors
  • Total Bedrooms: 2
  • Accessibility Features: None

Exterior Features

  • Waterfront: Oceanfront, Open Water
  • Waterfront: Yes
  • Construction: Frame
  • Exterior Features: Bar, Storage, Sandy Beach, Privacy Wall/Fence, Outdoor Shower, Lighting, Rain Gutters, Fencing
  • Roof: Metal Roof
  • Waterview: Ocean View, Open Water View
  • Pool: Yes

Utilities

  • Utilities: FKAA, Buyer to Verify
  • Heating: Central

Lot Info

  • Deed Restrictions: No
  • Land Size: Less Than 1/4 Acre

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Negotiable

Tax Info

  • Tax Year: 2023

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 18, 2024
Closed on
Aug 9, 2024
Sold by
Bought by
Seller's Agent
Michele Adams
Berkshire Hathaway HomeServices Keys Real Estate - Lower Keys
Buyer's Agent
Lindsay Ryan
Island Breeze Realty, LLC
List Price
$1,295,000
Sold Price
$1,171,500
Premium/Discount to List
-$123,500
-9.54%
Views
21
Current Estimated Value
$1,019,514

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$151,986
Avg. Annual Appreciation
-2.20%
Original Mortgage
$766,500
Outstanding Balance
$751,658
Interest Rate
6.95%
Mortgage Type
New Conventional
Estimated Equity
$367,775

Purchase Details

Listed on
Feb 3, 2017
Closed on
Mar 1, 2017
Sold by
Bought by
Seller's Agent
Tommy & Kathleen Gomez
2150
Buyer's Agent
Bruce Ball
KeyIsle Realty
List Price
$715,000
Sold Price
$695,000
Premium/Discount to List
-$20,000
-2.8%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.26%

Purchase Details

Listed on
Apr 4, 2014
Closed on
May 28, 2014
Sold by
Bought by
Seller's Agent
Beata Sharpe
Coldwell Banker Schmitt Real Estate Co.
Buyer's Agent
Lisa Ferringo
Coldwell Banker Schmitt Real Estate Co
List Price
$479,000
Sold Price
$468,000
Premium/Discount to List
-$11,000
-2.3%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.40%
Original Mortgage
$374,400
Interest Rate
3.25%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Apr 1, 1989
Bought by

Purchase Details

Closed on
May 1, 1987
Bought by

Purchase Details

Closed on
Dec 1, 1980
Bought by

Purchase Details

Closed on
Jun 1, 1978
Bought by
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$1,225,000 None Listed On Document
$695,000 Attorney
$468,000 True Title Agency Inc
$65,000 --
$27,000 --
$21,000 --
$6,500 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $766,500
Previous Owner $374,400
Previous Owner $343,765
Previous Owner $250,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/09/2024 08/09/24 Sold $1,171,500 -5.9% $1,042 / Sq Ft
05/24/2024 05/24/24 Price Changed $1,245,000 -3.9% $1,108 / Sq Ft
04/18/2024 04/18/24 For Sale $1,295,000 +86.3% $1,152 / Sq Ft
03/01/2017 03/01/17 Sold $695,000 -2.8% $618 / Sq Ft View Prior Sale
02/15/2017 02/15/17 Pending -- -- --
02/03/2017 02/03/17 For Sale $715,000 +52.8% $636 / Sq Ft
05/28/2014 05/28/14 Sold $468,000 -2.3% $416 / Sq Ft View Prior Sale
04/25/2014 04/25/14 Pending -- -- --
04/04/2014 04/04/14 For Sale $479,000 -- $426 / Sq Ft
Source: Marathon and Lower Keys Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,406 $1,007,008 $670,896 $336,112
2024 $6,942 $904,406 $609,221 $295,185
2023 $6,942 $889,581 $616,743 $272,838
2022 $6,363 $796,551 $520,471 $276,080
2021 $5,597 $534,416 $288,816 $245,600
2020 $5,379 $505,720 $257,227 $248,493
2019 $5,510 $518,063 $279,791 $238,272
2018 $5,960 $550,941 $422,393 $128,548
2017 $6,110 $590,506 $0 $0
2016 $5,720 $599,977 $0 $0
2015 $4,839 $408,204 $0 $0
2014 $5,275 $483,514 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Marathon and Lower Keys Association of REALTORS®

MLS Number: 609649

APN: 00206200-000000

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