$240,000
SOLD FEB 24, 2025

42111 Ridge Rd Mechanicsville, MD 20659

2 Beds
1 Bath
597 Sq Ft
10,000 Sq Ft Lot

Recently Sold

$402 Per Sq Ft

2% Below List Price

51 Days on Market

Highlights

  • No HOA
  • Bungalow
  • Back Up Electric Heat Pump System
  • Oakville Elementary School Rated A-
  • Central Air

About This Home

As of February 2025

Welcome to this cozy 2-bedroom, 1-bathroom bungalow located in the sought-after waterfront community of St. Mary's Beach in Mechanicsville, MD. Perfectly positioned for a relaxed, low-maintenance lifestyle, this home offers the best of both worlds—charm, character, and proximity to everything you need.

Key Features:
2 Bedrooms and 1 Bathroom
597 sq ft of well-designed living space
Open floor plan ideal for easy living
Private yard with access to St. Mary's Beach community amenities
Waterfront Community living with peaceful surroundings, perfect for unwinding after a long day.

Location Highlights:
Just minutes from local shopping and businesses for everyday convenience
Close to Snow Hill Park, an ideal spot for outdoor activities and relaxation
Quick access to major roadways, providing an easy commute to neighboring areas
Whether you're looking for a weekend retreat, a charming first home, or a cozy vacation getaway, this bungalow offers all the right ingredients. Plus, the waterfront community of St. Mary's Beach adds an extra layer of serenity, with scenic views and a friendly atmosphere.

Don’t miss out on this perfect opportunity to own a piece of waterfront living at an affordable price!

Last Agent to Sell the Property

Conor Loughran

CENTURY 21 New Millennium License #626863 Listed on: 12/12/2024

CENTURY 21 New Millennium

Last Buyer's Agent

Perry Hayden

CENTURY 21 New Millennium License #635057

CENTURY 21 New Millennium

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,659

Year Built

  • Built in 1957

Lot Details

  • 10,000 Sq Ft Lot
  • Property is zoned RPD

Parking

  • Driveway

Home Design

  • Bungalow
  • Block Foundation
  • Vinyl Siding

Interior Spaces

  • 597 Sq Ft Home
  • Property has 1 Level

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 1 Full Bathroom

Utilities

  • Central Air
  • Back Up Electric Heat Pump System
  • Well
  • Electric Water Heater
  • On Site Septic

Community Details

  • No Home Owners Association
  • St Marys Beach Subdivision

Listing and Financial Details

  • Tax Lot 1
  • Assessor Parcel Number 1906011578

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,659

Year Built

Built in 1957

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Bungalow
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main
  • Year Built: 1957
  • Automatically Close On Close Date: No
  • Remarks Public: Welcome to this cozy 2-bedroom, 1-bathroom bungalow located in the sought-after waterfront community of St. Mary's Beach in Mechanicsville, MD. Perfectly positioned for a relaxed, low-maintenance lifestyle, this home offers the best of both worlds—charm, character, and proximity to everything you need. Key Features: 2 Bedrooms and 1 Bathroom 597 sq ft of well-designed living space Open floor plan ideal for easy living Private yard with access to St. Mary's Beach community amenities Waterfront Community living with peaceful surroundings, perfect for unwinding after a long day. Location Highlights: Just minutes from local shopping and businesses for everyday convenience Close to Snow Hill Park, an ideal spot for outdoor activities and relaxation Quick access to major roadways, providing an easy commute to neighboring areas Whether you're looking for a weekend retreat, a charming first home, or a cozy vacation getaway, this bungalow offers all the right ingredients. Plus, the waterfront community of St. Mary's Beach adds an extra layer of serenity, with scenic views and a friendly atmosphere. Don’t miss out on this perfect opportunity to own a piece of waterfront living at an affordable price!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplace: No
  • Foundation Details: Block
  • Levels Count: 1
  • Basement: No
  • Total Sq Ft: 597
  • Living Area Sq Ft: 597
  • Price Per Sq Ft: 410.39
  • Above Grade Finished Sq Ft: 597
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 42111

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump - Electric Backup
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: On Site Septic
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: ST. MARY'S COUNTY PUBLIC SCHOOLS
  • School District Key: 121138839208
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: R
  • Lot Size Acres: 0.23
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10000.00
  • Year Assessed: 2024
  • Zoning: RPD
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1659.00
  • Assessor Parcel Number: 1906011578
  • Tax Lot: 1
  • Tax Total Finished Sq Ft: 597
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 02/24/2025

MLS Schools

  • School District Name: ST. MARY'S COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 12, 2024
Closed on
Feb 24, 2025
Sold by
Mccloskey Cameron and Mccloskey Austin Wayne
Bought by
Steiber Richard Dale
Seller's Agent
Conor Loughran
CENTURY 21 New Millennium
Buyer's Agent
Perry Hayden
CENTURY 21 New Millennium
List Price
$245,000
Sold Price
$240,000
Premium/Discount to List
-$5,000
-2.04%
Total Days on Market
51
Views
137
Current Estimated Value
$241,638

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,638
Avg. Annual Appreciation
1.17%
Original Mortgage
$192,000
Outstanding Balance
$191,841
Interest Rate
6.96%
Mortgage Type
New Conventional
Estimated Equity
$49,395

Purchase Details

Listed on
Feb 11, 2022
Closed on
Mar 10, 2022
Sold by
Robert Mcneil Michael
Bought by
Jones Cameron and Mcclosicey Austin Wayne
Seller's Agent
Ron Lord
Home Towne Real Estate
Buyer's Agent
Ragan Stubbs
EXIT Results Realty
List Price
$180,000
Sold Price
$200,000
Premium/Discount to List
$20,000
11.11%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.38%
Original Mortgage
$210,707
Interest Rate
3.85%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 17, 2018
Sold by
Shedd Gregory Lawrence
Bought by
Mcneil Michael Robert

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$136,363
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jan 29, 2013
Closed on
May 8, 2013
Sold by
Powell Joan N and Powell Lauris Hugh
Bought by
Shedd Gregory Lawrence
Seller's Agent
John Gatton
CENTURY 21 New Millennium
Buyer's Agent
Richard Buckler
O'Brien Realty ERA Powered
List Price
$129,900
Sold Price
$118,900
Premium/Discount to List
-$11,000
-8.47%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.95%
Original Mortgage
$121,326
Interest Rate
3.45%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 2, 2006
Sold by
Powell Joan N
Bought by
Powell Joan N and Powell Lauris Hugh

Purchase Details

Closed on
Oct 30, 2006
Sold by
Powell Joan N
Bought by
Powell Joan N and Powell Lauris Hugh
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $240,000 Lighthouse Title
Special Warranty Deed $200,000 Capitol Title
Deed $135,000 Blue Crab Title & Escrow Llc
Deed $118,900 Bridgeview Title Llc
Deed -- --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $192,000 New Conventional
Previous Owner $210,707 New Conventional
Previous Owner $136,363 New Conventional
Previous Owner $106,000 Purchase Money Mortgage
Previous Owner $121,326 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/24/2025 02/24/25 Sold $240,000 -2.0% $402 / Sq Ft
12/12/2024 12/12/24 For Sale $245,000 +22.5% $410 / Sq Ft
03/14/2022 03/14/22 Sold $200,000 0.0% $335 / Sq Ft
02/12/2022 02/12/22 Pending -- -- --
02/12/2022 02/12/22 Price Changed $200,000 +11.1% $335 / Sq Ft
02/11/2022 02/11/22 For Sale $180,000 +51.4% $302 / Sq Ft
05/08/2013 05/08/13 Sold $118,900 -4.8% $199 / Sq Ft
04/01/2013 04/01/13 Pending -- -- --
03/04/2013 03/04/13 Price Changed $124,900 -3.8% $209 / Sq Ft
01/29/2013 01/29/13 For Sale $129,900 -- $218 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,984 $172,833 $0 $0
2023 $1,776 $153,267 $0 $0
2022 $1,551 $133,700 $101,000 $32,700
2021 $1,531 $131,900 $0 $0
2020 $1,510 $130,100 $0 $0
2019 $1,489 $128,300 $96,000 $32,300
2018 $1,475 $127,067 $0 $0
2017 $1,443 $125,833 $0 $0
2016 $908 $124,600 $0 $0
2015 $908 $123,733 $0 $0
2014 $908 $122,867 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDSM2021992

Bright MLS

APN: 06-011578