NOT LISTED FOR SALE

422 Pearl St Richmond, IN 47374

Estimated Value: $114,000 - $143,000

3 Beds
1.5 Baths
1,562 Sq Ft
$81/Sq Ft Est. Value

Last Sold September 27, 2022

Last sale price $99,900 $64 Per Sq Ft

Est. 27% increase in value since last sale

Current estimated payment $751/month

Highlights

  • Deck
  • Covered Patio or Porch
  • 2 Car Detached Garage
  • Den
  • First Floor Utility Room
  • Living Room

About This Home

As of September 2022

Solid and spacious house inside and out! Newer roof, siding, windows and gutters (including guards). Newer HVAC and water heater. Wood burning stove in basement. High ceilings, large rooms and bright windows throughout! Oversized two car garage with two doors and 100 amp electric accessed off the rear alley. Fenced areas of the yard. Adorable covered front porch plus a large covered rear deck and a huge rear concrete patio. Amazing garden and fruit trees in the rear. Full, dry basement. Half bathroom and laundry on the main level. Spacious living room open to the bonus room/Den (currently used as a main floor bedroom). Large formal dining room with newer solid surface flooring and bright bay window. Cute kitchen with newer solid surface flooring, space for an island or table and a door to the rear covered porch and yard. Upstairs is three spacious bedrooms all with large, bright windows and a full bathroom with plenty of extra space. Wonderful home! Well cared for! Won’t last! Taxes, Age, Lot and Room Sizes Approximate. Text 1118632 to 35620 for more information and photos.

Last Agent to Sell the Property

RYAN CATE

Better Homes and Gardens First Realty Group License #RB22001654 Listed on: 08/03/2022

Better Homes and Gardens First Realty Group

Co-Listed By

Rebecca Cate

Better Homes and Gardens First Realty Group License #RB14036877

Last Buyer's Agent

Brittany Ballenger

Better Homes and Gardens First Realty Group

Better Homes and Gardens First Realty Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,018

Year Built

  • Built in 1920

Lot Details

  • 7,187 Sq Ft Lot
  • Partially Fenced Property

Parking

  • 2 Car Detached Garage

Home Design

  • Shingle Roof
  • Vinyl Siding
  • Stick Built Home

Interior Spaces

  • 1,562 Sq Ft Home
  • 2-Story Property
  • Family Room
  • Living Room
  • Dining Room
  • Den
  • First Floor Utility Room
  • Unfinished Basement
  • Basement Fills Entire Space Under The House

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathroom on Main Level

Outdoor Features

  • Deck
  • Covered Patio or Porch

Schools

  • Fairview Elementary School
  • Dennis/Test Middle School
  • Richmond High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Electric Water Heater

Listing and Financial Details

  • $4,000 Seller Concession

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,018

Year Built

Built in 1920

Lot Details

0

Listing Details

  • OFFICELIST_ADDRESS: 422 Pearl Street
  • Estimated Year Built: 1920
  • Association Fee: $0
  • Bank Corporate Owned: No
  • Estimated Basement Size: 863 Sq Ft
  • Estimated Size Bathroom 1: 11x7
  • Bathroom 1 Comments: Full, Large!!
  • Estimated Size Bathroom 2: 6x6
  • Bathroom 2 Comments: 1/2 off Kitchen
  • Estimated Size Bedroom 1: 14x13
  • Bedroom 1 Comments: Front & Side Facing
  • Estimated Den Study Size: 10x8
  • Den Study Comments: Bonus off Bedroom
  • Den Study Level: U
  • Estimated Dining Room Size: 14x11
  • Dining Room Comments: Big Bay Window
  • Dining Rm Level: M
  • Directions: E. Main Street-Right NW 5th-Right Pearl-5th House on Left
  • E X E M P T: Age, Homestead Credit, Mortgage
  • Family Room Estimated Size: 14x12
  • Family Rm Comments: Currently used as Bedroom
  • Family Room Level: M
  • F I N A N C I N G O F F E R E D: Cash, Conventional, FHA, FHA 1st Buyer, VA
  • Geo Address Line: 422 Pearl St
  • Geo Longitude: -84.907149
  • Geo Primary City: Richmond
  • Geo Quality: 0.95
  • Geo Subdivision: IN
  • Geo Zoom Level: 16
  • Improvements Valuation: $53,900
  • Kitchen Level: M
  • Land Valuation: $8,700
  • Estimated Living Room Size: 18x12
  • Living Rm Comments: W/Staircase, Lg. Windows
  • Living Rm Level: M
  • Other Rm1 Approx Size: 13x7
  • Other Rm1 Comments: Covered Front Porch
  • Other Rm1 Level: M
  • Other Rm2 Approx Size: 12x10
  • Other Rm2 Comments: Covered Rear Deck
  • Other Rm2 Level: M
  • Other Rm3 Approx Size: 18x18
  • Other Rm3 Comments: Rear Patio
  • Other Rm3 Level: M
  • OFFICELIST_STATE: IN
  • Storage Bldg Approx Size: 863 Sq Ft
  • Storage Building Comments: Unfinished Basement
  • Storage Building Level: L
  • Building Stories: 2
  • Building Style: 2 Story
  • FILLSUBDIVISION: No Subdivision
  • Tax Dup Number: 029-45225-00
  • Taxes Half: $236.58
  • Total Assessed Value: 62600
  • Estimated Utility Room Size: Closet
  • Utility Room Comments: Washer/Dryer in Kitchen
  • Utility Room Level: M
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2
  • Year Built: 1920

Interior Features

  • Bedroom 1 Level: U
  • Bedroom 2 Comments: Large Front Window
  • Bedroom 3 Comments: w/Bonus Space ("Den")
  • Bathroom 1 Level: U
  • Bathroom 2 Level: M
  • Primary Bathroom: No
  • Kitchen Comments: w/Door to Rear
  • Has Basement: Yes, Full Basement, Unfinished
  • Basement Percentage Finished: 0%
  • Estimated Size Bedroom 2: 12x12
  • Bedroom 2 Level: U
  • Estimated Size Bedroom 3: 11x10
  • Bedroom 3 Level: U
  • Lower Floor 1 Bedrooms: 3
  • Lower Floor 1 Half Bathrooms: 1
  • Estimated Kitchen Size: 12x10
  • Price Per S Q F T: 63.96
  • Basement Type: Single Family

Exterior Features

  • Exterior Construction: Stick
  • Exterior: Vinyl
  • Fencing: Partial
  • Foundation: Basement
  • Porch/Deck Type: Covered, Deck, Patio, Porch
  • Roof Age: Approx. 15
  • Roof Type: Shingle

Garage/Parking

  • Driveway: Alley
  • Garage Capacity: 2
  • Garage Type: Garage-Detached

Utilities

  • Air Conditioner: Central Air
  • Electric Company: Richmond Power & Light
  • Gas Company: CenterPoint/Vectren
  • Heat Type: Gas, Forced Air
  • Sewer: City
  • Hot Water: City
  • Water Heater: Electric

Fee Information

  • Tax Class: RESIDENTIAL

Schools

  • Elementary School: Fairview
  • High School: Richmond
  • Middle School: Dennis/Test

Lot Info

  • Geo Update Timestamp: 2022-08-03
  • Estimated Number Acres: 0.165
  • Land Contract: No
  • Lot Size: 45x160 M/L
  • Zoning: UR

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 3, 2022
Closed on
Sep 27, 2022
Sold by
Schrank David R
Bought by
French Hannah N
Seller's Agent
RYAN CATE
Better Homes and Gardens First Realty Group
Buyer's Agent
Brittany Ballenger
Better Homes and Gardens First Realty Group
List Price
$99,900
Sold Price
$99,900
Views
4
Current Estimated Value
$126,725

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$26,825
Avg. Annual Appreciation
8.03%
Original Mortgage
$98,090
Outstanding Balance
$94,136
Interest Rate
5.66%
Mortgage Type
New Conventional
Estimated Equity
$32,589

Purchase Details

Closed on
Jun 27, 2005
Sold by
Manufacturers & Trader Trust Co
Bought by
Bennett Larry

Purchase Details

Closed on
May 25, 2005
Sold by
Gibson James B and Gibson Amy C
Bought by
Manufacturers & Traders Trust Co
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
French Hannah N -- --
Bennett Larry -- --
Manufacturers & Traders Trust Co $17,776 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open French Hannah N $98,090
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/27/2022 09/27/22 Sold $99,900 0.0% $64 / Sq Ft
08/22/2022 08/22/22 Price Changed $99,900 +4.2% $64 / Sq Ft
08/22/2022 08/22/22 Pending -- -- --
08/10/2022 08/10/22 Price Changed $95,900 -4.0% $61 / Sq Ft
08/03/2022 08/03/22 For Sale $99,900 -- $64 / Sq Ft
Source: Richmond Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,018 $101,800 $10,000 $91,800
2023 $915 $91,500 $8,700 $82,800
2022 $546 $62,600 $8,700 $53,900
2021 $0 $57,000 $8,700 $48,300
2020 $473 $57,000 $8,700 $48,300
2019 $422 $54,200 $8,700 $45,500
2018 $402 $53,500 $8,700 $44,800
2017 $441 $57,900 $8,700 $49,200
2016 $429 $57,900 $8,700 $49,200
2014 $459 $64,900 $8,700 $56,200
2013 $459 $63,000 $8,700 $54,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Richmond Association of REALTORS®

MLS Number: 10044562

APN: 89-16-32-330-333.000-030