422 Underwood Rd Oakland, MD 21550
3
Beds
1
Bath
960
Sq Ft
1
Acres
Highlights
- View of Trees or Woods
- Traditional Architecture
- Wood Frame Window
- Wood Burning Stove
- No HOA
- Paneling
About This Home
As of July 2025Tucked away just outside the town of Oakland, this 3-bedroom, 1-bath home sits on a private, wooded 1-acre lot that offers peace, quiet, and room to breathe. Relax on the large front porch and listen to the gentle sounds of the nearby stream while you watch the world go by. Inside, you'll find a well-maintained space with an unfinished basement that’s full of potential—create a rec room, workshop, or whatever suits your needs. If you're looking for a quiet retreat with space to make your own, this could be the perfect place to call home.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,257
Year Built
- Built in 1972
Lot Details
- 1 Acre Lot
Home Design
- Traditional Architecture
- Block Foundation
- Frame Construction
- Shingle Roof
Interior Spaces
- Property has 2 Levels
- Paneling
- Ceiling Fan
- Wood Burning Stove
- Insulated Windows
- Wood Frame Window
- Insulated Doors
- Living Room
- Storage Room
- Views of Woods
- Unfinished Basement
- Basement Fills Entire Space Under The House
- Storm Doors
- Electric Oven or Range
Flooring
- Carpet
- Vinyl
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- 1 Full Bathroom
Parking
- 3 Parking Spaces
- 3 Driveway Spaces
- Gravel Driveway
Utilities
- Electric Baseboard Heater
- 200+ Amp Service
- Well
- Electric Water Heater
- Septic Equal To The Number Of Bedrooms
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 1214012397
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 18, 2025
Closed on
Jul 11, 2025
Sold by
Chambers Jb and Chambers Robin L
Bought by
Stone Deb
Seller's Agent
Larry Smith
Railey Realty, Inc.
Buyer's Agent
Laura Newhall
Taylor Made Deep Creek Vacations & Sales
List Price
$209,000
Sold Price
$195,000
Premium/Discount to List
-$14,000
-6.7%
Views
36
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
148.20%
Original Mortgage
$125,000
Outstanding Balance
$125,000
Interest Rate
6.25%
Mortgage Type
New Conventional
Estimated Equity
$96,466
Purchase Details
Closed on
Nov 26, 2001
Sold by
Chambers J B
Bought by
Chambers J B Robin L
Purchase Details
Closed on
Aug 10, 1990
Sold by
Bell Howard S and Bell Carolyn M
Bought by
Chambers Chambers J and Chambers Amanda K
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$57,000
Interest Rate
10.08%
Similar Homes in Oakland, MD
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The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $195,000 | None Listed On Document | |
| Deed | $195,000 | None Listed On Document | |
| Deed | -- | -- | |
| Deed | $57,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $125,000 | New Conventional | |
| Closed | $125,000 | New Conventional | |
| Previous Owner | $27,500 | New Conventional | |
| Previous Owner | $60,000 | Credit Line Revolving | |
| Previous Owner | $57,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/11/2025 07/11/25 | Sold | $195,000 | -6.7% | $203 / Sq Ft |
| 05/18/2025 05/18/25 | For Sale | $209,000 | -- | $218 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,317 | $113,700 | $26,000 | $87,700 |
| 2024 | $1,287 | $107,633 | $0 | $0 |
| 2023 | $1,216 | $101,567 | $0 | $0 |
| 2022 | $1,145 | $95,500 | $26,000 | $69,500 |
| 2021 | $1,142 | $95,200 | $0 | $0 |
| 2020 | $1,138 | $94,900 | $0 | $0 |
| 2019 | $1,135 | $94,600 | $26,000 | $68,600 |
| 2018 | $1,072 | $94,600 | $26,000 | $68,600 |
| 2017 | $1,073 | $94,600 | $0 | $0 |
| 2016 | -- | $95,600 | $0 | $0 |
| 2015 | -- | $95,600 | $0 | $0 |
| 2014 | -- | $95,600 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Larry Smith
Seller's Agent in 2025
Larry Smith
Railey Realty, Inc.
(301) 501-5564
38 in this area
120 Total Sales
-
Laura Newhall
Buyer's Agent in 2025
Laura Newhall
Taylor Made Deep Creek Vacations & Sales
(301) 616-4126
47 in this area
140 Total Sales
Map
Source: Bright MLS
MLS Number: MDGA2009564
APN: 14-012397
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