423 Elm St Ludlow, KY 41016
2
Beds
1.5
Baths
2,118
Sq Ft
3,125
Sq Ft Lot
Highlights
- No HOA
- Covered patio or porch
- Built-In Features
- Home Office
- Formal Dining Room
- 4-minute walk to Ludlow Memorial Park
About This Home
As of July 2025A fresh interpretation of historic character, vintage elements and contemporary style with engaging details that move you from room to room just to see what's next. Rich exterior colors contrast with darker tones of brick, highlighting a large wrap around porch. Facade appointments include: Tuscan order columns, pediment, corbels, stone lentils, turned spindles, and gable arch keystone. This Victorian family home built by Michael Burns is now lovingly restored. The curated interior blends timeless details with modern sensibilities. Fanning off the foyer are French doors to living room, a central powder room, and original pocket doors to dining room. Muted wall colors accentuate wood floors and exposed brick. Additional features include: ornate fireplace, Rookwood tile, intricate hardware, and pendant lighting. Fully equipped kitchen, has peninsula, counter seating, and coffee/wine bar. Authentic Italianate door cleverly conceals the first-floor laundry. Upstairs full bath has subway tile and antique tub. Primary bedroom has adjoining study perfect for a large closet/dressing room. Pull-down steps access a proper attic. Tranquil low maintenance backyard and ample off-alley parking
Last Agent to Sell the Property
Comey & Shepherd REALTORS License #182093 Listed on: 06/18/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,015
Lot Details
- 3,125 Sq Ft Lot
- Lot Dimensions are 35 x 125
- Fenced
- Historic Home
Home Design
- Brick Exterior Construction
- Stone Foundation
- Shingle Roof
- Wood Siding
- Cedar
Interior Spaces
- 2-Story Property
- Wet Bar
- Built-In Features
- Woodwork
- Chandelier
- Non-Functioning Fireplace
- Gas Fireplace
- Pocket Doors
- Panel Doors
- Entryway
- Living Room
- Formal Dining Room
- Home Office
- Unfinished Basement
- Walk-Out Basement
- Storage In Attic
Kitchen
- Gas Range
- Microwave
- Dishwasher
- Kitchen Island
Bedrooms and Bathrooms
- 2 Bedrooms
Laundry
- Laundry on main level
- Dryer
- Washer
Parking
- On-Street Parking
- Off-Street Parking
Schools
- Mary A. Goetz Elementary School
- Ludlow Middle School
- Ludlow High School
Additional Features
- Covered patio or porch
- Forced Air Heating and Cooling System
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 026-34-07-020.00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Jun 21, 2012
Sold by
Federal National Mortgage Association
Bought by
Boone Joshua A
Purchase Details
Closed on
Jan 30, 2012
Sold by
Kentucky Housing Corporation
Bought by
Federal National Mortgage Association
Purchase Details
Closed on
Apr 16, 2003
Sold by
Culyer Ronald and Culyer Melissa
Bought by
Houp David L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$91,150
Interest Rate
5.62%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
May 11, 1999
Sold by
Musser Willa
Bought by
Culyer Ii Ronald
Similar Homes in the area
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The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | $27,500 | Us Title | |
| Deed | -- | None Available | |
| Commissioners Deed | $50,700 | None Available | |
| Deed | $94,000 | Northern Kentucky Title Inc | |
| Deed | $80,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $50,000 | Future Advance Clause Open End Mortgage | |
| Previous Owner | $91,150 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/29/2025 07/29/25 | Sold | $310,000 | 0.0% | $146 / Sq Ft |
| 06/19/2025 06/19/25 | Pending | -- | -- | -- |
| 06/18/2025 06/18/25 | For Sale | $310,000 | -- | $146 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,015 | $155,000 | $10,000 | $145,000 |
| 2023 | $1,995 | $155,000 | $10,000 | $145,000 |
| 2022 | $2,013 | $155,000 | $10,000 | $145,000 |
| 2021 | $1,258 | $85,000 | $10,000 | $75,000 |
| 2020 | $1,253 | $85,000 | $10,000 | $75,000 |
| 2019 | $1,246 | $85,000 | $10,000 | $75,000 |
| 2018 | $1,239 | $85,000 | $10,000 | $75,000 |
| 2017 | $1,222 | $85,000 | $10,000 | $75,000 |
| 2015 | $1,164 | $85,000 | $10,000 | $75,000 |
| 2014 | $1,118 | $85,000 | $10,000 | $75,000 |
Source: Public Records
Agents Affiliated with this Home
-
J
Seller's Agent in 2025
Joy Amann
Comey & Shepherd REALTORS
(859) 578-4010
5 in this area
30 Total Sales
-
Buyer's Agent in 2025
Michael Dunn
Comey & Shepherd REALTORS
(859) 512-5155
2 in this area
109 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 633566
APN: 026-34-07-020.00
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2025 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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