NOT LISTED FOR SALE

423 Fayette St Cumberland, MD 21502

Estimated Value: $215,000 - $247,000

5 Beds
3.5 Baths
3,488 Sq Ft
$66/Sq Ft Est. Value

Last Sold March 09, 2020

Last sale price $157,500 $45 Per Sq Ft

Est. 46% increase in value since last sale

Current estimated payment $1,353/month

Highlights

  • City View
  • Wood Burning Stove
  • Wood Flooring
  • Dual Staircase
  • Traditional Floor Plan
  • Victorian Architecture

About This Home

As of March 2020

Stunning 5 bedroom, 3.5 bath Victorian steps away from Historic Downtown Cumberland! Originally built by the Rosenbaum family in 1910, this home is filled with original charm from the custom woodwork and coffered ceilings to the original lighting fixtures and a second staircase to an elevator from the old Rosenbaum Department Store. The first floor features a large living room, dining room, kitchen, half bath and breakfast nook. Upstairs, there are four bedrooms and two bathrooms as well as a laundry room and sun room. The third floor features another large bedroom and bathroom as well as storage. Outside, there is a fenced in backyard and 3.5 car garage. Walking distance to West Side Elementary School, C&O Canal and Allegheny Passage! Would make a great Bed and Breakfast. Even has Air BnB potential on the third floor!!

Last Agent to Sell the Property

Ally Litten

(301) 268-7504 alittenmd@gmail.com Mountainside Home Realty Listed on: 08/12/2019

Last Buyer's Agent

Debbie Rogers

(410) 707-7099 Debbie@drMDrealestate.com Charis Realty Group License #RSR003835

Charis Realty Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,216

Year Built

  • Built in 1910

Lot Details

  • 9,076 Sq Ft Lot

Parking

  • 3 Car Detached Garage
  • On-Street Parking

Home Design

  • Victorian Architecture
  • Brick Exterior Construction

Interior Spaces

  • 3,488 Sq Ft Home
  • Property has 3 Levels
  • 1 Elevator
  • Traditional Floor Plan
  • Dual Staircase
  • Built-In Features
  • Chair Railings
  • Crown Molding
  • Wainscoting
  • Beamed Ceilings
  • Ceiling Fan
  • 2 Fireplaces
  • Wood Burning Stove
  • Formal Dining Room
  • Wood Flooring
  • City Views
  • Attic
  • Unfinished Basement

Kitchen

  • Breakfast Area or Nook
  • Butlers Pantry
  • Stove
  • Cooktop
  • Built-In Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 5 Bedrooms

Laundry

  • Dryer
  • Washer

Schools

  • West Side Elementary School
  • Braddock Middle School
  • Allegany High School

Utilities

  • Window Unit Cooling System
  • Radiator
  • Electric Water Heater
  • Municipal Trash

Community Details

  • No Home Owners Association
  • West Side Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0106034217

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,216

Year Built

Built in 1910

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Victorian
  • Ownership: Fee Simple
  • Exclusions: TV mounted in bedroom
  • Inclusions: porch swing, dehumidifier
  • New Construction: No
  • Story List: Main, Upper 1, Upper 2
  • Expected On Market: 2019-08-12
  • Federal Flood Zone: No
  • Year Built: 1910
  • Remarks Public: Stunning 5 bedroom, 3.5 bath Victorian steps away from Historic Downtown Cumberland! Originally built by the Rosenbaum family in 1910, this home is filled with original charm from the custom woodwork and coffered ceilings to the original lighting fixtures and a second staircase to an elevator from the old Rosenbaum Department Store. The first floor features a large living room, dining room, kitchen, half bath and breakfast nook. Upstairs, there are four bedrooms and two bathrooms as well as a laundry room and sun room. The third floor features another large bedroom and bathroom as well as storage. Outside, there is a fenced in backyard and 3.5 car garage. Walking distance to West Side Elementary School, C&O Canal and Allegheny Passage! Would make a great Bed and Breakfast. Even has Air BnB potential on the third floor!!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dryer, Washer, Cooktop, Dishwasher, Refrigerator, Stove
  • Interior Amenities: Additional Stairway, Attic, Built-Ins, Breakfast Area, Butlers Pantry, Chair Railings, Crown Moldings, Elevator, Exposed Beams, Floor Plan - Traditional, Formal/Separate Dining Room, Wainscotting, Wood Floors, Stove - Wood
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Elevators Count: 1
  • Levels Count: 3+
  • Basement: Yes
  • Basement Type: Unfinished
  • Total Sq Ft: 3488
  • Living Area Sq Ft: 3488
  • Price Per Sq Ft: 48.37
  • Above Grade Finished Sq Ft: 3488
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 423

Beds/Baths

  • Bedrooms: 5
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 3
  • Upper Level Bathrooms: 2.00
  • Upper Level 2 Bathrooms: 1.00
  • Upper Level Full Bathrooms: 2
  • Upper Level 2 Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • View: City
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 3.00
  • Garage: Yes
  • Number Of Detached Garage Spaces: 3
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Detached Garage, On Street

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Window Unit(s), Ceiling Fan(s)
  • Heating Fuel: Natural Gas
  • Heating Type: Radiator
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Municipal Trash: Yes

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: ALLEGANY COUNTY PUBLIC SCHOOLS
  • Elementary School: WEST SIDE
  • Middle School: BRADDOCK
  • High School: ALLEGANY
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121140562208
  • School District Source: Listing Agent
  • Elementary School: WEST SIDE
  • High School: ALLEGANY
  • Middle Or Junior School: BRADDOCK

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Improvement Assessed Value: 150100.00
  • Land Assessed Value: 11200.00
  • Land Use Code: 010
  • Lot Size Acres: 0.21
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 9076.00
  • Year Assessed: 2020
  • Zoning: R
  • In City Limits: Yes

Green Features

  • Clean Green Assessed: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 14913777
  • Tax Annual Amount: 3216.00
  • Assessor Parcel Number: 0106034217
  • Tax Total Finished Sq Ft: 3488
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: Yes
  • Tax Year: 2020
  • Close Date: 03/09/2020

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 12, 2019
Closed on
Mar 9, 2020
Sold by
Kellermeyer William F and Kellermeyer Tara L
Bought by
Rogers Michael D and Rogers Deborah M
Seller's Agent
Ally Litten
Mountainside Home Realty
Buyer's Agent
Debbie Rogers
Charis Realty Group
List Price
$189,900
Sold Price
$157,500
Premium/Discount to List
-$32,400
-17.06%
Current Estimated Value
$230,668

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$73,168
Avg. Annual Appreciation
7.05%
Original Mortgage
$126,000
Outstanding Balance
$111,378
Interest Rate
3.4%
Mortgage Type
New Conventional
Estimated Equity
$119,290

Purchase Details

Closed on
Apr 2, 2010
Sold by
Geatz John P and Geatz Brenda K
Bought by
Kellemeyer William F and Kellemeyer Tara L

Purchase Details

Closed on
May 14, 2001
Sold by
Johnson Melissa L
Bought by
Geatz John P and Geatz Brenda K

Purchase Details

Closed on
Dec 31, 1996
Sold by
Beem Patrick M and Beem Janet D
Bought by
Johnson Melissa L
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Rogers Michael D $157,500 None Available
Kellemeyer William F $181,000 --
Geatz John P $110,000 --
Johnson Melissa L $77,250 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Rogers Michael D $126,000
Closed Kellemeyer William F --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/09/2020 03/09/20 Sold $157,500 -6.6% $45 / Sq Ft
02/02/2020 02/02/20 Pending -- -- --
12/26/2019 12/26/19 Price Changed $168,700 -6.2% $48 / Sq Ft
11/01/2019 11/01/19 Price Changed $179,900 -5.3% $52 / Sq Ft
08/12/2019 08/12/19 For Sale $189,900 -- $54 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,554 $178,167 $0 $0
2024 $1,554 $165,933 $0 $0
2023 $1,430 $153,700 $11,200 $142,500
2022 $1,426 $153,700 $11,200 $142,500
2021 $1,437 $153,700 $11,200 $142,500
2020 $1,498 $161,300 $11,200 $150,100
2019 $1,507 $161,300 $11,200 $150,100
2018 $1,533 $161,300 $11,200 $150,100
2017 $1,530 $161,300 $0 $0
2016 $0 $161,300 $0 $0
2015 -- $161,300 $0 $0
2014 -- $165,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAL132296

Bright MLS

APN: 06-034217