$129,900
SOLD OCT 3, 2025
Last list price

423 Ottawa St Seneca, MO 64865

2 Beds
1.5 Baths
1,344 Sq Ft
0.38 Acres

Recently Sold

$97 Per Sq Ft

24 Days on Market

Highlights

  • Waterfront
  • Deck
  • Farmhouse Style Home
  • Creek or Stream View
  • Wood Flooring
  • No HOA

About This Home

As of October 2025

Charming cottage is as clean as a whistle! Updates include hvac, hot water heater, windows, storm doors, metal roof and more. 1 car detached garage. Huge backyard, half of which is fenced. Garden spot as well. Borders the creek on the back side.

Last Agent to Sell the Property

Angie Crawford

Epique Realty License #2007014648 Listed on: 08/13/2025

Epique Realty

Last Buyer's Agent

Tara Sartin

ReeceNichols - Mount Vernon License #2016006334

ReeceNichols - Mount Vernon

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $578

Year Built

  • Built in 1920

Lot Details

  • 0.38 Acre Lot
  • Lot Dimensions are 75x220
  • Waterfront
  • Chain Link Fence

Home Design

  • Farmhouse Style Home
  • Vinyl Siding

Interior Spaces

  • 1,344 Sq Ft Home
  • 1-Story Property
  • Tilt-In Windows
  • Living Room
  • Dining Room
  • Creek or Stream Views

Kitchen

  • Breakfast Area or Nook
  • Stove
  • Dishwasher
  • Laminate Countertops

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-in Shower

Laundry

  • Laundry Room
  • Washer and Dryer Hookup

Basement

  • Interior Basement Entry
  • Basement Cellar

Parking

  • 1 Car Detached Garage
  • Parking Available
  • Front Facing Garage
  • Additional Parking

Outdoor Features

  • Deck
  • Covered Patio or Porch
  • Outbuilding

Location

  • Flood Insurance May Be Required

Schools

  • Seneca Elementary School
  • Seneca High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Heat Pump System
  • Electric Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 19-3.0-08-001-003-001.000

Home Details

Home Type

Single Family

Est. Annual Taxes

$578

Year Built

Built in 1920

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Shop Building Features Shop Building: No
  • Lot Size Acres: 0.38
  • Lot Size: 75X220
  • Road Frontage Type: City Street, Other
  • Water Body Name: None
  • Subdivision Name: N/A
  • Above Grade Finished Sq Ft: 1344.0
  • Architectural Style: 1 Story, Farm House
  • Garage Yn: Yes
  • Living Area: 1344.0
  • New Construction: No
  • Year Built: 1920
  • Appliances Refrigerators: Yes
  • Flood Insurance Required: Yes
  • Architecture 1 Story: Yes
  • Special Features: None

Interior Features

  • Appliances: Electric Water Heater, Free Standing Stove: Gas, Refrigerator, Dishwasher
  • Fireplace Features Fireplace: No
  • Flooring: Carpet, Hardwood, Vinyl
  • Interior Amenities: Laminate Counters, W/D Hookup, Walk-In Shower
  • Basement: Interior Entry, Other, Cellar
  • Window Features: Tilt-In
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Interior Features:WD Hookup: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Electric Water Heater: Yes
  • Interior Features:Walk-In Shower: Yes
  • Appliances:Free Standing Stove Gas: Yes
  • Interior Features:Laminate Counters: Yes
  • Basement Type:Interior Entry: Yes
  • Basement:Cellar: Yes
  • Basement Type:Other16: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • Fencing: Chain Link
  • Patio And Porch Features: Deck, Covered
  • View: Creek/Stream
  • View: Yes
  • Waterfront: No
  • General Property Description:WaterfrontView: None
  • General Property Description:View: Yes
  • Patio and Porch Features:Covered2: Yes
  • Patio and Porch Features:Deck: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Tilt-In: Yes
  • View:CreekStream: Yes
  • Lot Features:Water Front: Yes

Garage/Parking

  • Parking Features: Parking Spaces, Garage Faces Front, Additional Parking
  • Total Parking Spaces: 1.0
  • General Property Description:_pound_ Detached Garage Spaces: 1.0
  • Parking Features:Garage Faces Front: Yes
  • Parking Features:Parking Spaces: Yes
  • Parking Features:Additional Parking: Yes

Utilities

  • Cooling: Central, Heat Pump
  • Heating: Central
  • Sewer: Public Sewer
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: City Water
  • Heating:Central2: Yes
  • Heating Source:Natural Gas: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Home Association Info:Home OwnersCondo Owners Association: None

Schools

  • Middle Or Junior School: Seneca

Lot Info

  • Lot Features: Water Front, Lot Comments
  • Lot Features Lot Comments: Beautiful lot
  • Lot Size Sq Ft: 16552.8
  • Parcel #: 19-3.0-08-001-003-001.000

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 577.56

MLS Schools

  • Elementary School: Seneca
  • High School: Seneca

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 13, 2025
Closed on
Oct 3, 2025
Sold by
Morgan Terrie and Morgan Russell
Bought by
Mccallister Sarah
Seller's Agent
Angie Crawford
Epique Realty
Buyer's Agent
Tara Sartin
ReeceNichols - Mount Vernon
List Price
$139,900
Views
20

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,717
Outstanding Balance
$123,717
Interest Rate
6.58%
Mortgage Type
FHA
Estimated Equity
$3,672
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Listed On Document
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $123,717 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/03/2025 10/03/25 Sold -- -- --
09/06/2025 09/06/25 Pending -- -- --
09/03/2025 09/03/25 Price Changed $129,900 -7.1% $97 / Sq Ft
08/13/2025 08/13/25 For Sale $139,900 -- $104 / Sq Ft
Source: Southern Missouri Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $576 $10,030 -- --
2023 $576 $10,030 $2,318 $7,712
2022 $576 $10,030 -- --
2021 $576 $10,030 $0 $0
2020 $537 $9,540 $0 $0
2019 $535 $9,540 $0 $0
2018 $538 $9,540 $0 $0
2017 $521 $9,540 $0 $0
2016 $521 $9,240 $0 $0
2015 -- $9,240 $0 $0
2014 -- $9,060 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southern Missouri Regional MLS

MLS Number: 60302107

Southern Missouri Regional MLS

APN: 19-3.0-08-001-003-001.000