NOT LISTED FOR SALE

423 W Water St Berne, IN 46711

Estimated Value: $172,000 - $194,000

3 Beds
2 Baths
2,706 Sq Ft
$69/Sq Ft Est. Value

Last Sold October 21, 2019

Last sale price $110,000 $41 Per Sq Ft

Est. 68% increase in value since last sale

Current estimated payment $1,117/month

20 Days on Market

Highlights

  • Traditional Architecture
  • Corner Lot
  • Walk-In Pantry
  • Wood Flooring
  • Great Room
  • Formal Dining Room

About This Home

As of October 2019

First Right Contingency. Beautiful Berne home near the Clock Tower and the lovely downtown area. This fine home features hardwood flooring and gorgeous woodwork, a spacious living room and formal dining room, a great eat in kitchen with a large pantry, 2 full baths, 3 nice sized bedrooms, a main floor laundry room, peaceful enclosed front porch, and a main floor den/playroom. It sits on a large corner lot with a wood privacy fence and has a nice 1 car garage.

Last Agent to Sell the Property

Marla Clauser

C21 Advance Realty Listed on: 09/04/2019

Last Buyer's Agent

Marla Clauser

C21 Advance Realty Listed on: 09/04/2019

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $621

Year Built

  • Built in 1900

Lot Details

  • 7,841 Sq Ft Lot
  • Lot Dimensions are 59x132
  • Wood Fence
  • Landscaped
  • Corner Lot

Parking

  • 1 Car Detached Garage
  • Gravel Driveway
  • Off-Street Parking

Home Design

  • Traditional Architecture
  • Shingle Roof
  • Vinyl Construction Material

Interior Spaces

  • 3-Story Property
  • Woodwork
  • Ceiling height of 9 feet or more
  • Ceiling Fan
  • Great Room
  • Formal Dining Room

Kitchen

  • Eat-In Kitchen
  • Walk-In Pantry
  • Electric Oven or Range
  • Laminate Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathtub with Shower
  • Separate Shower

Laundry

  • Laundry on main level
  • Washer and Electric Dryer Hookup

Partially Finished Basement

  • Sump Pump
  • Stone or Rock in Basement

Schools

  • South Adams Elementary And Middle School
  • South Adams High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Additional Features

  • Enclosed Patio or Porch
  • Suburban Location

Listing and Financial Details

  • Assessor Parcel Number 01-08-33-301-038.000-010

Home Details

Home Type

Single Family

Est. Annual Taxes

$621

Year Built

Built in 1900

Lot Details

0

Parking

1

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 1900
  • Age: 119
  • Style: Three Story
  • Architectural Style: Traditional
  • Total Number of Rooms: 5
  • Bedrooms: 3
  • Number Above Grade Bedrooms: 3
  • Total Bathrooms: 2
  • Total Full Bathrooms: 2
  • Legal Description: 28TH ADD W 60' LOT 29
  • Parcel Number ID: 01-08-33-301-038.000-010
  • Platted: Yes
  • Amenities: Ceiling-9+, Ceiling Fan(s), Countertops-Laminate, Disposal, Dryer Hook Up Electric, Eat-In Kitchen, Landscaped, Natural Woodwork, Pantry-Walk In, Porch Enclosed, Range/Oven Hook Up Elec, Stand Up Shower, Tub/Shower Combination, Formal Dining Room, Great Room, Main Floor Laundry, Sump Pump, Washer Hook-Up
  • Inside City Limits: Yes
  • Location: City/Town/Suburb
  • Road Access: City
  • Road Surface: Asphalt
  • Sp Lp Percent: 100
  • Year Taxes Payable: 2019
  • Special Features: None
  • Stories: 3

Interior Features

  • Total Sq Ft: 2706
  • Total Finished Sq Ft: 2706
  • Above Grade Finished Sq Ft: 1683
  • Below Grade Finished Sq Ft: 1023
  • Price Per Sq Ft: 65.36
  • Basement: Yes
  • Basement Foundation: Partial Basement
  • Basement Material: Stone
  • Flooring: Carpet, Hardwood Floors, Vinyl
  • Living Great Room: Dimensions: 15x14, On Level: Main
  • Kitchen: Dimensions: 17x11, On Level: Main
  • Dining Room: Dimensions: 14x14, On Level: Main
  • Den: Dimensions: 10x8, On Level: Main
  • Bedroom 1: Dimensions: 14x13, On Level: Upper
  • Bedroom 2: Dimensions: 14x12, On Level: Upper
  • Bedroom 3: Dimensions: 12x11, On Level: Upper
  • Number of Main Level Full Bathrooms: 1
  • Total Below Grade Sq Ft: 1023

Exterior Features

  • Exterior: Vinyl
  • Roof Material: Shingle
  • Outbuilding1: None
  • Fence: Wood

Garage/Parking

  • Driveway: Gravel
  • Garage Type: Detached
  • Garage Number Of Cars: 1
  • Garage Size: Dimensions: 23x16
  • Garage Sq Ft: 368
  • Garage: Yes
  • Off Street Parking: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: City
  • Water Utilities: City
  • Electric Company: AEP/I&M
  • Gas Company: NIPSCO
  • Laundry: Dimensions: Mainx8, On Level: 12

Schools

  • School District: South Adams
  • Elementary School: South Adams
  • Middle School: South Adams
  • High School: South Adams
  • Elementary School: South Adams

Lot Info

  • Lot Description: Corner
  • Lot Dimensions: 59x132
  • Estimated Lot Sq Ft: 7841
  • Estimated Lot Size Acres: 0.18

Tax Info

  • Annual Taxes: 621.46
  • Exemptions: Homestead, Mortgage

MLS Schools

  • High School: South Adams
  • Middle School: South Adams
  • School District: South Adams

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 4, 2019
Closed on
Oct 2, 2019
Sold by
Emerick Gloria P
Bought by
Currie Jayla J
Seller's Agent
Marla Clauser
C21 Advance Realty
Buyer's Agent
Marla Clauser
C21 Advance Realty
List Price
$110,000
Sold Price
$110,000
Current Estimated Value
$185,005

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$75,005
Avg. Annual Appreciation
9.95%
Original Mortgage
$104,500
Outstanding Balance
$93,091
Interest Rate
3.7%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Estimated Equity
$97,990

Purchase Details

Listed on
Feb 13, 2018
Closed on
Apr 30, 2018
Bought by
Biagi Gloria P
Seller's Agent
Andy Zoda
Coldwell Banker Real Estate Gr
Buyer's Agent
Tracy Ward
American Dream Team Real Estate Brokers
List Price
$100,000
Sold Price
$98,900
Premium/Discount to List
-$1,100
-1.1%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.40%
Original Mortgage
$97,108
Interest Rate
4.58%

Purchase Details

Listed on
Aug 14, 2015
Closed on
Nov 3, 2015
Sold by
Lloyd
Bought by
Horcher Rachael M
Seller's Agent
Rochelle Metz
Wieland Real Estate
Buyer's Agent
Jesse Dudgeon
C21 Advance Realty
List Price
$99,900
Sold Price
$92,000
Premium/Discount to List
-$7,900
-7.91%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.97%

Purchase Details

Listed on
May 21, 2012
Closed on
Nov 1, 2013
Sold by
Feaster Roby D and Feaster Bobbie J
Bought by
Lloyd Bryan W and Lloyd Angela C
Seller's Agent
Chris Yoder
Miz Lehman REALTORS-Auctioneer
Buyer's Agent
Rochelle Metz
Wieland Real Estate
List Price
$92,000
Sold Price
$89,500
Premium/Discount to List
-$2,500
-2.72%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.38%
Original Mortgage
$71,600
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 20, 2009
Sold by
Biegel Ryan J and Biegel Amy J
Bought by
Feaster Roby D and Feaster Bobbie J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$90,000
Interest Rate
4.85%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 10, 2006
Sold by
Mosser Michael A and Mosser Melinda M
Bought by
Biegel Ryan J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$98,500
Interest Rate
7%
Mortgage Type
Adjustable Rate Mortgage/ARM
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Currie Jayla J -- --
Biagi Gloria P -- --
Horcher Rachael M $92,000 --
Lloyd Bryan W -- Riverbend Title
Feaster Roby D -- --
Biegel Ryan J -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Currie Jayla J $104,500
Previous Owner Biagi Gloria P $97,108
Previous Owner Biagi Gloria P --
Previous Owner Biagi Gloria P $97,108
Previous Owner Lloyd Bryan W $71,600
Previous Owner Feaster Roby D $90,000
Previous Owner Biegel Ryan J $98,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/21/2019 10/21/19 Sold $110,000 0.0% $41 / Sq Ft
09/24/2019 09/24/19 Pending -- -- --
09/04/2019 09/04/19 For Sale $110,000 +11.2% $41 / Sq Ft
04/24/2018 04/24/18 Sold $98,900 -1.1% $59 / Sq Ft
03/11/2018 03/11/18 Pending -- -- --
02/13/2018 02/13/18 For Sale $100,000 +8.7% $59 / Sq Ft
11/03/2015 11/03/15 Sold $92,000 -7.9% $55 / Sq Ft
09/22/2015 09/22/15 Pending -- -- --
08/14/2015 08/14/15 For Sale $99,900 +11.6% $59 / Sq Ft
11/01/2013 11/01/13 Sold $89,500 -2.7% $53 / Sq Ft
09/27/2013 09/27/13 Pending -- -- --
05/21/2012 05/21/12 For Sale $92,000 -- $55 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,309 $129,300 $12,400 $116,900
2023 $1,231 $121,500 $12,400 $109,100
2022 $1,003 $111,700 $12,400 $99,300
2021 $900 $102,500 $11,800 $90,700
2020 $783 $96,600 $11,800 $84,800
2019 $685 $91,500 $11,800 $79,700
2018 $637 $87,300 $11,800 $75,500
2017 $587 $85,300 $12,400 $72,900
2016 $542 $83,700 $12,400 $71,300
2014 $581 $83,600 $12,400 $71,200
2013 $536 $80,400 $12,400 $68,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 201938715

Indiana Regional MLS

APN: 01-08-33-301-038.000-010