NOT LISTED FOR SALE

4237 Lost Horse Cir Niceville, FL 32578

Bluewater Bay Neighborhood

Estimated Value: $538,000 - $559,000

3 Beds
2.5 Baths
2,294 Sq Ft
$239/Sq Ft Est. Value

Sale Details

Date Sold: September 23, 2025

Last sale price $545,000 $238 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $3,414 / mo

2 Days on Market

Highlights

  • Primary Bedroom Suite
  • Southern Architecture
  • Fireplace
  • Bluewater Elementary School Rated A-
  • Sun or Florida Room
  • 2 Car Attached Garage

About This Home

As of September 2025

Marvelous Magnolia Plantation Home! Located on one of the nicest streets in the neighborhood, this stunning home is turn key and priced to sell! Boasting almost 2300 sqft, this home lives large with 3 bedrooms, 2.5 baths, a formal dining space, oversized family room, eat-in kitchen AND a beautiful sunroom/second living space! This hard to find, fully ready for move-in home is located in the highly coveted Bluewater Bay area and gated neighborhood of Magnolia Plantation. It features hardwood, tile, and carpet floors, built in cabinets for extra storage, a gas fireplace, and lovely kitchen!

The extra large primary bedroom is split from the other two bedrooms and includes a generous walk-in closet and well appointed master bathroom including a separate tub, walk in tiled shower, dual --> vanity and water closet.
From the family room, step through the double glass doors into the beautiful sunroom to enjoy lots of natural light and additional living space. The half bath is convenient for kids or guests to use and is only steps from the backyard! Need a fence or pool?? No problem! For added peace of mind - termite protection is current with Florida Pest Control, water heater was replaced 2021, HVAC 2017 and a new roof will be installed before closing. Come see this gem today!

Last Agent to Sell the Property

Emily Probst

EXP Realty LLC Listed on: 09/02/2025

EXP Realty LLC

Last Buyer's Agent

Kasey Harrelson

Lokation License #3405470

Lokation

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,011

Year Built

  • Built in 2002

Lot Details

  • 8,712 Sq Ft Lot
  • Lot Dimensions are 73 x 115 x 73 x 115
  • Property fronts a private road
  • Property fronts an easement
  • Street terminates at a dead end
  • Level Lot

HOA Fees

  • $97 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Southern Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Frame Construction
  • Dimensional Roof
  • Vinyl Siding
  • Vinyl Trim

Interior Spaces

  • 2,294 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Fireplace
  • Family Room
  • Dining Room
  • Sun or Florida Room
  • Laundry Room

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Suite

Schools

  • Bluewater Elementary School
  • Choice-Destin/Ruckel Middle School
  • Niceville High School

Utilities

  • Central Air
  • Gas Water Heater

Community Details

  • Magnolia Plantation At Bluewater Bay Subdivision
  • The community has rules related to covenants, exclusive easements

Listing and Financial Details

  • Assessor Parcel Number 15-1S-22-1200-0000-0060

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,011

Year Built

Built in 2002

Lot Details

8,712 Sq Ft Lot

HOA Fees

$97 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.2
  • Lot Size: 73 x 115 x 73 x 115
  • Road Frontage Type: Private Road
  • Subdivision Name: MAGNOLIA PLANTATION AT BLUEWATER BAY
  • Directions: From Hwy 20, turn into Magnolia Plantation neighborhood entrance, stop for access at guard gate. Proceed through gate and turn right at first exit of first round about. Proceed straight and curve around Lost Horse circle to towards the back of the loop. House is on the right.
  • Architectural Style: Southern
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 2002
  • Remarks Misc:Remarks: Marvelous Magnolia Plantation Home! Located on one of the nicest streets in the neighborhood, this stunning home is turn key and priced to sell! Boasting almost 2300 sqft, this home lives large with 3 bedrooms, 2.5 baths, a formal dining space, oversized family room, eat-in kitchen AND a beautiful sunroom/second living space! This hard to find, fully ready for move-in home is located in the highly coveted Bluewater Bay area and gated neighborhood of Magnolia Plantation. It features hardwood, tile, and carpet floors, built in cabinets for extra storage, a gas fireplace, and lovely kitchen! The extra large primary bedroom is split from the other two bedrooms and includes a generous walk-in closet and well appointed master bathroom including a separate tub, walk in tiled shower, dual -->
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Energy:AC - Central Elect: Yes
  • Rooms:Dining Room: Yes
  • Energy:Ceiling Fans: Yes
  • Rooms:Laundry2: Yes
  • Rooms:Dining Area: Yes
  • Utilities:Gas - Natural: Yes
  • Energy:Water Heater - Gas: Yes
  • Rooms:Family Room: Yes
  • Rooms:Florida Room: Yes
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Appliances: Water Heater - Gas
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Master Bedroom:First: Yes

Exterior Features

  • Lot Features: Covenants, Dead End, Easements, Level, Restrictions, Survey Available
  • Construction Type: Brick, Frame, Siding Vinyl, Trim Vinyl
  • Foundation Details: Slab
  • Property Condition: Construction Complete
  • Lot Features:Level: Yes
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Siding Vinyl: Yes
  • ConstructionSiding:Slab: Yes
  • Lot Features:Easements: Yes
  • Lot Features:Survey Available: Yes
  • Lot Features:Covenants: Yes
  • Lot Features:Restrictions: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • ConstructionSiding:Trim Vinyl: Yes
  • ConstructionSiding:Frame: Yes
  • Lot Features:Dead End: Yes
  • ConstructionSiding:Brick: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Parking Features:Garage3: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Public Water

Condo/Co-op/Association

  • Association #2 Fee: 290.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Schools

  • Elementary School: Bluewater
  • High School: Niceville
  • Middle Or Junior School: Choice-Destin/Ruckel

Lot Info

  • Lot Size Sq Ft: 8712.0
  • Parcel #: 15-1S-22-1200-0000-0060
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 4011.37
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 2, 2025
Closed on
Sep 22, 2025
Sold by
Hughes Brett M and Hughes Jennifer L
Bought by
Krahl Celeste I
Seller's Agent
Emily Probst
EXP Realty LLC
Buyer's Agent
Kasey Harrelson
Lokation
List Price
$549,900
Sold Price
$545,000
Premium/Discount to List
-$4,900
-0.89%
Views
14
Current Estimated Value
$549,377

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,377
Avg. Annual Appreciation
1.20%

Purchase Details

Closed on
Oct 12, 2018
Sold by
Mclaughlin Ian and Mclaughlin Megan C
Bought by
Hughes Brett M and Hughes Jennifer L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$389,957
Interest Rate
4.5%
Mortgage Type
VA

Purchase Details

Closed on
Jun 18, 2016
Sold by
Sanders Mathtew A and Sanders Patti M
Bought by
Mclaughlin Ian and Mclaughlin Megan C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$352,417
Interest Rate
3.6%
Mortgage Type
VA

Purchase Details

Closed on
Jun 30, 2009
Sold by
Lee Michael J and Lee Ryann T
Bought by
Sanders Matthew A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$318,202
Interest Rate
4.79%
Mortgage Type
VA

Purchase Details

Closed on
Mar 21, 2002
Sold by
Threes Company One Llc
Bought by
Key Lime Fairway Oaks Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$221,238
Interest Rate
6.81%
Mortgage Type
VA

Purchase Details

Closed on
Feb 22, 2002
Sold by
Key Lime Fairway Oaks Inc
Bought by
Lee Michael J and Lee Ryann T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$221,238
Interest Rate
6.81%
Mortgage Type
VA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
Krahl Celeste I $545,000 Osprey Title
Hughes Brett M $377,500 Attorney
Mclaughlin Ian $345,000 Burton Law And Title Pl
Sanders Matthew A $330,000 Old South Land Title
Key Lime Fairway Oaks Inc -- --
Lee Michael J $216,900 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner Hughes Brett M $389,957
Previous Owner Mclaughlin Ian $352,417
Previous Owner Sanders Matthew A $318,202
Previous Owner Lee Michael J $221,238
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/23/2025 09/23/25 Sold $545,000 -0.9% $238 / Sq Ft
09/04/2025 09/04/25 Pending -- -- --
09/02/2025 09/02/25 For Sale $549,900 -- $240 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,129 $381,942 -- --
2024 $3,917 $371,178 -- --
2023 $3,917 $360,367 $0 $0
2022 $3,822 $349,871 $0 $0
2021 $3,815 $339,681 $0 $0
2020 $3,805 $334,991 $0 $0
2019 $3,759 $327,459 $74,154 $253,305
2018 $3,487 $302,926 $0 $0
2017 $2,594 $296,695 $0 $0
2016 $2,747 $242,618 $0 $0
2015 $2,803 $240,931 $0 $0
2014 $2,812 $239,019 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • E

    Seller's Agent in 2025

    Emily Probst

    EXP Realty LLC

    (850) 830-4414

    83 in this area

    165 Total Sales

    Emily Probst
    Section Image

  • K

    Buyer's Agent in 2025

    Kasey Harrelson

    Lokation

    (605) 209-5350

    1 in this area

    8 Total Sales

    Kasey Harrelson
    Section Image
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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 984466

Emerald Coast Association of REALTORS®

APN: 15-1S-22-1200-0000-0060

Florida Okaloosa County Niceville 32578 Bluewater Bay

4237 Lost Horse Cir, Niceville, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Emerald Coast Association of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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