Seller's Agent in 2025
Clelia Ellis
NUVIEW REALTY
(904) 655-8080
2 in this area
46 Total Sales
424 Bay Point Way N Saint Johns, FL 32259
3
Beds
2
Baths
1,842
Sq Ft
0.42
Acres
Highlights
- Waterfront
- Wood Flooring
- Screened Porch
- Cunningham Creek Elementary School Rated A
- 1 Fireplace
- Walk-In Pantry
About This Home
As of September 2025This great home is in the picturesque, tree-lined community of Bay Point at Cunningham Creek Plantation—known for its A-rated schools—this priced to sell, 3-bedroom, 2-bath home with a versatile flex room offers comfort & charm. The open, split floor plan features a welcoming foyer, tile & hardwood flooring throughout, and an open kitchen complete with a custom walk-in pantry. The spacious dining & great room includes a fireplace, perfect for gatherings, & a bonus room—ideal as a 4th bedroom, office, or playroom. The primary suite boasts a bath with separate tub and shower, dual vanities, & a massive, fenced backyard shaded by mature trees, backing to a peaceful lake. This home needs some TLC but its under market value & has all appliances, a new roof in 2018, A/C and water heater replaced in 2023. THIS HOME QUALIFIES FOR DOWN PAYMENT ASSISTANCE WITH A PREFERRED LENDER. All reasonable offers will be reviewed.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,181
Year Built
- Built in 1997
Lot Details
- 0.42 Acre Lot
- Waterfront
HOA Fees
- $28 Monthly HOA Fees
Parking
- 2 Car Garage
Interior Spaces
- 1,842 Sq Ft Home
- 1-Story Property
- 1 Fireplace
- Screened Porch
Kitchen
- Walk-In Pantry
- Electric Oven
- Electric Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Laundry
- Dryer
- Washer
Schools
- Cunningham Creek Elementary School
Utilities
- Central Heating and Cooling System
- Electric Water Heater
Listing and Financial Details
- Assessor Parcel Number 0097720070
Community Details
Overview
- Cunningham Creek Subdivision
Recreation
- Community Playground
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 6, 2025
Closed on
Sep 22, 2025
Sold by
Liu Wenbin and Wang Xiao Feng
Bought by
Cuc Sebastian Adrian
Seller's Agent
Clelia Ellis
NUVIEW REALTY
Buyer's Agent
Clelia Ellis
NUVIEW REALTY
List Price
$400,000
Sold Price
$360,000
Premium/Discount to List
-$40,000
-10%
Views
122
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
130.58%
Original Mortgage
$288,000
Outstanding Balance
$288,000
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$96,883
Purchase Details
Closed on
Jun 11, 2013
Sold by
Cartus Financial Corporation
Bought by
Liu Wenbin and Wang Xiao Feng
Purchase Details
Closed on
Apr 30, 2010
Sold by
Toth Oradell E
Bought by
Mckinney Jeremy M and Mckinney Angelica M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$172,812
Interest Rate
5.5%
Mortgage Type
FHA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $190,000 | None Available | |
| Warranty Deed | $190,000 | None Available | |
| Warranty Deed | $176,000 | Attorney |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $172,812 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/24/2025 09/24/25 | Sold | $360,000 | -6.5% | $195 / Sq Ft |
| 09/03/2025 09/03/25 | Pending | -- | -- | -- |
| 08/07/2025 08/07/25 | Price Changed | $385,000 | -1.3% | $209 / Sq Ft |
| 07/14/2025 07/14/25 | Price Changed | $390,000 | -1.3% | $212 / Sq Ft |
| 06/24/2025 06/24/25 | Price Changed | $395,000 | -1.3% | $214 / Sq Ft |
| 06/06/2025 06/06/25 | For Sale | $400,000 | 0.0% | $217 / Sq Ft |
| 10/28/2024 10/28/24 | Rented | $2,100 | -8.7% | -- |
| 10/01/2024 10/01/24 | Price Changed | $2,300 | -4.2% | $1 / Sq Ft |
| 09/03/2024 09/03/24 | For Rent | $2,400 | +33.3% | -- |
| 12/17/2023 12/17/23 | Off Market | $1,800 | -- | -- |
| 12/17/2023 12/17/23 | Off Market | $1,600 | -- | -- |
| 12/17/2023 12/17/23 | Off Market | $1,600 | -- | -- |
| 12/17/2023 12/17/23 | Off Market | $1,500 | -- | -- |
| 02/08/2021 02/08/21 | Rented | $1,800 | 0.0% | -- |
| 02/08/2021 02/08/21 | Under Contract | -- | -- | -- |
| 02/05/2021 02/05/21 | For Rent | $1,800 | +12.5% | -- |
| 04/22/2016 04/22/16 | Rented | $1,600 | 0.0% | -- |
| 03/30/2016 03/30/16 | Under Contract | -- | -- | -- |
| 03/15/2016 03/15/16 | For Rent | $1,600 | 0.0% | -- |
| 07/09/2015 07/09/15 | Rented | $1,600 | 0.0% | -- |
| 07/03/2015 07/03/15 | Under Contract | -- | -- | -- |
| 06/19/2015 06/19/15 | For Rent | $1,600 | +6.7% | -- |
| 07/01/2014 07/01/14 | Rented | $1,500 | -4.8% | -- |
| 06/20/2014 06/20/14 | Under Contract | -- | -- | -- |
| 05/16/2014 05/16/14 | For Rent | $1,575 | -- | -- |
Source: realMLS (Northeast Florida Multiple Listing Service)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,963 | $320,274 | -- | -- |
| 2024 | $3,963 | $343,350 | $89,000 | $254,350 |
| 2023 | $3,963 | $329,230 | $89,000 | $240,230 |
| 2022 | $3,825 | $333,498 | $95,200 | $238,298 |
| 2021 | $3,108 | $218,751 | $0 | $0 |
| 2020 | $3,089 | $214,714 | $0 | $0 |
| 2019 | $3,003 | $199,830 | $0 | $0 |
| 2018 | $2,761 | $179,765 | $0 | $0 |
| 2017 | $2,611 | $165,937 | $39,500 | $126,437 |
| 2016 | $2,456 | $150,071 | $0 | $0 |
| 2015 | $2,484 | $148,565 | $0 | $0 |
| 2014 | $1,670 | $131,537 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Clelia Ellis
-
TIFFANY CARTER
T
Buyer's Agent in 2016
TIFFANY CARTER
DALTON WADE INC
(904) 288-7990
5 Total Sales
-
Jeffrey Chefan
J
Buyer's Agent in 2014
Jeffrey Chefan
ONE SOTHEBY'S INTERNATIONAL REALTY
(904) 400-3884
4 Total Sales
Map
Source: realMLS (Northeast Florida Multiple Listing Service)
MLS Number: 2091887
APN: 009772-0070
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by NEFMLS.
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