$190,000
SOLD JUN 11, 2013

424 Bay Point Way N Saint Johns, FL 32259

3 Beds
2 Baths
1,842 Sq Ft
0.42 Acres

Recently Sold

$103 Per Sq Ft

2% Below List Price

24 Days on Market

Highlights

  • Waterfront
  • Vaulted Ceiling
  • Wood Flooring
  • Cunningham Creek Elementary School Rated A
  • Traditional Architecture
  • 1 Fireplace

About This Home

As of September 2025

Tired of looking at homes that need a make-over? This one is MOVE-IN READY, PRICED to SELL, in the attractive, tree-lined Bay Point at Cunningham Creek Plantation, with A-rated schools. Home features: foyer entry, open, split floor-plan; beautiful tile and hardwood flooring throughout; updated kitchen with newer appliances & custom-shelved, walk-in pantry; breakfast area overlooking lake; spacious dining & great room with fireplace; huge bonus room that could easily be 4th bedroom (currently used as office and library); master suite with garden tub, separate shower & his/hers sink/vanity; large screened lanai overlooking fenced, shaded backyard & lake; attached garage& much more! See this one first -- it won't last!

Last Agent to Sell the Property

Julie McWhorter

ERA ONETEAM REALTY License #3107472 Listed on: 04/30/2013

ERA ONETEAM REALTY

Last Buyer's Agent

Julie McWhorter

ERA DAVIS & LINN License #3107472

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,963

Year Built

  • Built in 1997

Lot Details

  • Lot Dimensions are 80 x 228
  • Waterfront
  • Back Yard Fenced
  • Zoning described as PUD

HOA Fees

  • $21 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Traditional Architecture
  • Wood Frame Construction
  • Shingle Roof
  • Wood Siding

Interior Spaces

  • 1,842 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • 1 Fireplace
  • Entrance Foyer

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Bathtub With Separate Shower Stall

Laundry

  • Laundry in Carport
  • Laundry in Garage
  • Dryer
  • Washer

Outdoor Features

  • Patio
  • Front Porch

Utilities

  • Central Heating and Cooling System
  • Heat Pump System

Community Details

  • Cunningham Crk Plan Association
  • Cunningham Creek Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0097720070

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,963

Year Built

Built in 1997

Lot Details

0

HOA Fees

$21 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 1
  • Year Built: 1997
  • Property Sub Type: Single Family Residence
  • Lot Size: 80 X 228
  • Road Surface Type: Asphalt
  • Subdivision Name: Cunningham Creek
  • Architectural Style: Traditional
  • General Property Information Living Area2: 1842.0
  • General Property Information Waterfront YN: Yes
  • General Property Information New Construction YN: No
  • Cooling Central Air: Yes
  • Cooling:Electric: Yes
  • Sewer:Public Sewer: Yes
  • Water Source Public: Yes
  • Architectural Style Traditional: Yes
  • Appliances Microwave: Yes
  • Flooring Tile: Yes
  • Flooring Wood: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Fencing Back Yard: Yes
  • Interior Features Primary Bathroom -Tub with Separate Shower: Yes
  • Laundry Features In Carport: Yes
  • Fencing Fenced: Yes
  • General Property Information:Pool Private YN: No
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
  • Major Appliances: Dishwasher, Disposal, Dryer, Electric Range, Microwave, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Tile, Wood
  • Living Area: 1842.0
  • ResoLivingAreaSource: PublicRecords
  • Appliances Dishwasher: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Appliances:Electric Range: Yes
  • Interior Features:Primary Downstairs: Yes
  • Interior Features:Vaulted Ceiling(s): Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Split Bedrooms: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Eat-in Kitchen: Yes

Exterior Features

  • Waterfront: Yes
  • Fencing: Back Yard, Wood
  • Roof: Shingle
  • Pool Features: None
  • View: Water
  • Construction Type: Frame, Wood Siding
  • Other Structures: Shed(s)
  • Patio And Porch Features: Front Porch, Patio, Porch
  • Construction Materials:Frame: Yes
  • Construction Materials:Wood Siding: Yes
  • Patio and Porch Features:Porch: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Patio And Porch Features:Patio: Yes
  • Waterfront Features:Lake Front: Yes
  • Construction Materials:Brick2: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Attached: Yes
  • Parking Features:Garage: Yes
  • Laundry Features:In Garage: Yes

Utilities

  • Utilities: Cable Available, Other
  • Laundry Features: Electric Dryer Hookup, In Carport, In Garage, Washer Hookup
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric, Heat Pump, Other
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes
  • Heating:Heat Pump: Yes

Condo/Co-op/Association

  • Association Fee: 250.0
  • Association Fee Frequency: Annually
  • Association Name: Cunningham Crk Plan
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 250.0
  • General Property Information:Association Fee Frequency: Annually
  • General Property Information:Association Name: Cunningham Crk Plan

Lot Info

  • Current Use: Residential, Single Family
  • Parcel #: 0097720070
  • Zoning Description: PUD

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 30, 2013
Closed on
Jun 11, 2013
Sold by
Cartus Financial Corporation
Bought by
Liu Wenbin and Wang Xiao Feng
Seller's Agent
Julie McWhorter
ERA ONETEAM REALTY
Buyer's Agent
Julie McWhorter
ERA DAVIS & LINN
List Price
$192,900
Sold Price
$190,000
Premium/Discount to List
-$2,900
-1.5%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.91%

Purchase Details

Closed on
Apr 30, 2010
Sold by
Toth Oradell E
Bought by
Mckinney Jeremy M and Mckinney Angelica M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$172,812
Interest Rate
5.5%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $190,000 None Available
Warranty Deed $190,000 None Available
Warranty Deed $176,000 Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $172,812 FHA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/24/2025 09/24/25 Sold $360,000 -6.5% $195 / Sq Ft
09/03/2025 09/03/25 Pending -- -- --
08/07/2025 08/07/25 Price Changed $385,000 -1.3% $209 / Sq Ft
07/14/2025 07/14/25 Price Changed $390,000 -1.3% $212 / Sq Ft
06/24/2025 06/24/25 Price Changed $395,000 -1.3% $214 / Sq Ft
06/06/2025 06/06/25 For Sale $400,000 0.0% $217 / Sq Ft
10/28/2024 10/28/24 Rented $2,100 -8.7% --
10/01/2024 10/01/24 Price Changed $2,300 -4.2% $1 / Sq Ft
09/03/2024 09/03/24 For Rent $2,400 +33.3% --
12/17/2023 12/17/23 Off Market $1,800 -- --
12/17/2023 12/17/23 Off Market $1,600 -- --
12/17/2023 12/17/23 Off Market $1,600 -- --
12/17/2023 12/17/23 Off Market $1,500 -- --
12/17/2023 12/17/23 Off Market $190,000 -- --
02/08/2021 02/08/21 Rented $1,800 0.0% --
02/08/2021 02/08/21 Under Contract -- -- --
02/05/2021 02/05/21 For Rent $1,800 +12.5% --
04/22/2016 04/22/16 Rented $1,600 0.0% --
03/30/2016 03/30/16 Under Contract -- -- --
03/15/2016 03/15/16 For Rent $1,600 0.0% --
07/09/2015 07/09/15 Rented $1,600 0.0% --
07/03/2015 07/03/15 Under Contract -- -- --
06/19/2015 06/19/15 For Rent $1,600 +6.7% --
07/01/2014 07/01/14 Rented $1,500 -4.8% --
06/20/2014 06/20/14 Under Contract -- -- --
05/16/2014 05/16/14 For Rent $1,575 0.0% --
06/11/2013 06/11/13 Sold $190,000 -1.5% $103 / Sq Ft
05/24/2013 05/24/13 Pending -- -- --
04/30/2013 04/30/13 For Sale $192,900 -- $105 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,963 $320,274 -- --
2024 $3,963 $343,350 $89,000 $254,350
2023 $3,963 $329,230 $89,000 $240,230
2022 $3,825 $333,498 $95,200 $238,298
2021 $3,108 $218,751 $0 $0
2020 $3,089 $214,714 $0 $0
2019 $3,003 $199,830 $0 $0
2018 $2,761 $179,765 $0 $0
2017 $2,611 $165,937 $39,500 $126,437
2016 $2,456 $150,071 $0 $0
2015 $2,484 $148,565 $0 $0
2014 $1,670 $131,537 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 663801

realMLS (Northeast Florida Multiple Listing Service)

APN: 009772-0070