424 S 14th St Fernandina Beach, FL 32034
4
Beds
2
Baths
1,464
Sq Ft
0.39
Acres
Highlights
- No HOA
- Central Heating and Cooling System
- 1-Story Property
- Fernandina Beach Middle School Rated A-
About This Home
As of July 2023Fully renovated Island home! This four bedroom, 2 bath home includes a true owner's bath with double vanity, large closet, and large tile shower. No carpet in this home with great flooring throughout. Brand new windows and sliding glass door that open to a backyard oasis. This yard is HUGE with an area large enough for a pool and raised bed for gardening with irrigation in place. Great value for centrally located home, minutes from historic downtown Fernandina and beaches.
Last Agent to Sell the Property
AMELIA ISLAND REAL ESTATE SERVICES License #3324807 Listed on: 12/07/2022
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,979
Year Built
- Built in 1978
Home Design
- Shingle Roof
Interior Spaces
- 1,464 Sq Ft Home
- 1-Story Property
- Microwave
Bedrooms and Bathrooms
- 4 Bedrooms
- 2 Full Bathrooms
Additional Features
- Irregular Lot
- Central Heating and Cooling System
Community Details
- No Home Owners Association
- City Of Fernandina Beach Subdivision
Listing and Financial Details
- Assessor Parcel Number 000031180002620023
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 7, 2022
Closed on
Jul 26, 2023
Sold by
Stanley Chris and Stanley Kelbe
Bought by
Campbell David and Campbell Mckenzee
Seller's Agent
Tammy Barnes
AMELIA ISLAND REAL ESTATE SERVICES
Buyer's Agent
NON MLS
NON MLS (realMLS)
List Price
$649,800
Sold Price
$550,000
Premium/Discount to List
-$99,800
-15.36%
Views
16
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.42%
Original Mortgage
$440,000
Outstanding Balance
$430,186
Interest Rate
6.69%
Mortgage Type
New Conventional
Estimated Equity
$114,940
Purchase Details
Listed on
Jun 2, 2019
Closed on
Aug 2, 2019
Sold by
Hogan Robert Sean
Bought by
Stanley Chris and Stanley Kelbe
Seller's Agent
Melissa Baker
CHARLES W. LASSERRE REAL ESTATE, LLC
Buyer's Agent
Deborah Barclay
KELLER WILLIAMS REALTY / FB OFFICE
List Price
$279,900
Sold Price
$265,000
Premium/Discount to List
-$14,900
-5.32%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
20.14%
Original Mortgage
$260,200
Interest Rate
3.75%
Mortgage Type
FHA
Purchase Details
Listed on
Mar 17, 2017
Closed on
May 15, 2017
Sold by
Sutton David E and Sutton David Eustis
Bought by
Hogan Robert Sean
Seller's Agent
Donnie Fussell
ERA FERNANDINA BEACH REALTY
Buyer's Agent
Melissa Baker
CHARLES W. LASSERRE REAL ESTATE, LLC
List Price
$180,000
Sold Price
$190,000
Premium/Discount to List
$10,000
5.56%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.25%
Original Mortgage
$226,793
Interest Rate
4.5%
Mortgage Type
FHA
Similar Homes in Fernandina Beach, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $550,000 | None Listed On Document | |
| Warranty Deed | $265,000 | Attorney | |
| Warranty Deed | $190,000 | Attorney |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $440,000 | New Conventional | |
| Previous Owner | $112,155 | Credit Line Revolving | |
| Previous Owner | $320,000 | New Conventional | |
| Previous Owner | $263,500 | New Conventional | |
| Previous Owner | $263,500 | New Conventional | |
| Previous Owner | $260,200 | FHA | |
| Previous Owner | $221,600 | New Conventional | |
| Previous Owner | $226,793 | FHA | |
| Previous Owner | $100,000 | Stand Alone Second |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/08/2025 08/08/25 | For Sale | $575,000 | +4.5% | $393 / Sq Ft |
| 12/17/2023 12/17/23 | Off Market | $550,000 | -- | -- |
| 07/26/2023 07/26/23 | Sold | $550,000 | -15.4% | $376 / Sq Ft |
| 06/25/2023 06/25/23 | Pending | -- | -- | -- |
| 12/07/2022 12/07/22 | For Sale | $649,800 | +145.2% | $444 / Sq Ft |
| 08/02/2019 08/02/19 | Sold | $265,000 | -5.3% | $181 / Sq Ft |
| 07/03/2019 07/03/19 | Pending | -- | -- | -- |
| 06/02/2019 06/02/19 | For Sale | $279,900 | +47.3% | $191 / Sq Ft |
| 05/16/2017 05/16/17 | Sold | $190,000 | +5.6% | $147 / Sq Ft |
| 04/16/2017 04/16/17 | Pending | -- | -- | -- |
| 03/17/2017 03/17/17 | For Sale | $180,000 | -- | $139 / Sq Ft |
Source: realMLS (Northeast Florida Multiple Listing Service)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,979 | $385,581 | $165,000 | $220,581 |
| 2023 | $2,979 | $199,919 | $0 | $0 |
| 2022 | $2,786 | $194,096 | $0 | $0 |
| 2021 | $2,779 | $188,443 | $0 | $0 |
| 2020 | $2,799 | $185,841 | $70,875 | $114,966 |
| 2019 | $3,222 | $163,582 | $56,700 | $106,882 |
| 2018 | $2,833 | $139,388 | $0 | $0 |
| 2017 | $2,052 | $110,432 | $0 | $0 |
| 2016 | $1,870 | $90,210 | $0 | $0 |
| 2015 | $1,682 | $82,009 | $0 | $0 |
| 2014 | $1,605 | $77,725 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Kate Kovalcik
Seller's Agent in 2025
Kate Kovalcik
PINEYWOODS REALTY, LLC
(904) 415-6502
50 in this area
54 Total Sales
-
Tammy Barnes
Seller's Agent in 2023
Tammy Barnes
AMELIA ISLAND REAL ESTATE SERVICES
(904) 557-8998
46 in this area
49 Total Sales
-
NON MLS
N
Buyer's Agent in 2023
NON MLS
NON MLS (realMLS)
-
Melissa Baker
M
Seller's Agent in 2019
Melissa Baker
CHARLES W. LASSERRE REAL ESTATE, LLC
(404) 441-2692
9 in this area
9 Total Sales
-
Deborah Barclay
Buyer's Agent in 2019
Deborah Barclay
KELLER WILLIAMS REALTY / FB OFFICE
(904) 321-7937
40 in this area
45 Total Sales
-
Donnie Fussell
Seller's Agent in 2017
Donnie Fussell
ERA FERNANDINA BEACH REALTY
(800) 741-4011
96 in this area
138 Total Sales
Map
Source: realMLS (Northeast Florida Multiple Listing Service)
MLS Number: 1203660
APN: 00-00-31-1800-0262-0023
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by NEFMLS.
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