NOT LISTED FOR SALE

424 Saddlebrook Ln Naples, FL 34110

Palm River Estates Neighborhood

Estimated Value: $1,120,000 - $1,195,000

3 Beds
4 Baths
3,407 Sq Ft
$343/Sq Ft Est. Value

Last Sold June 07, 2019

Last sale price $580,000 $170 Per Sq Ft

Est. 102% increase in value since last sale

Current estimated payment $6,933/month

51 Days on Market

Highlights

  • Lake Front
  • Screened Pool
  • Great Room
  • Veterans Memorial Elementary School Rated A
  • Vaulted Ceiling
  • Screened Porch

About This Home

As of June 2019

NOW available for showings. Gorgeous 3 plus den pool and spa home on the lake. One of the most coveted floor plans in Horse Creek Estates boasting over sized rooms and baths, volume ceilings, wide open floor plan and huge great room. Horse Creek Estates is a small quiet enclave of home in North Naples. Only minutes to beaches, shopping and dining. Lawn Care, cable, pest control and internet all included in the HOA fees. This home is priced to sell! This is the lowest priced per square ft single story pool home and on the lake as a bonus! Unfortunately the owner can no longer enjoy their dream vacation home and are selling at a loss. Furnishings can stay or go. Their loss is your gain! This home will not last.

Last Agent to Sell the Property

Susan Procacci

Florida Home Realty, Inc. Listed on: 02/25/2019

Florida Home Realty, Inc.

Last Buyer's Agent

Karen Scott

Boxwood Realty LLC License #NAPLES-249521175

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,813

Year Built

  • Built in 2006

Lot Details

  • 0.26 Acre Lot
  • Lot Dimensions: 80
  • Lake Front
  • South Facing Home
  • Paved or Partially Paved Lot

HOA Fees

  • $376 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener
  • Deeded Parking

Home Design

  • Concrete Block With Brick
  • Stucco
  • Tile

Interior Spaces

  • 3,407 Sq Ft Home
  • 1-Story Property
  • Partially Furnished
  • Vaulted Ceiling
  • Ceiling Fan
  • Single Hung Windows
  • Sliding Windows
  • French Doors
  • Entrance Foyer
  • Great Room
  • Combination Dining and Living Room
  • Den
  • Screened Porch
  • Lake Views
  • Fire and Smoke Detector

Kitchen

  • Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Built-In or Custom Kitchen Cabinets
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • In-Law or Guest Suite
  • Dual Sinks
  • Bathtub With Separate Shower Stall

Laundry

  • Laundry Room
  • Dryer
  • Washer
  • Laundry Tub

Pool

  • Screened Pool
  • Concrete Pool
  • In Ground Pool
  • In Ground Spa
  • Screened Spa

Schools

  • Veterans Memorial El Elementary School
  • North Naples Middle School
  • Gulf Coast High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Cable TV Available

Community Details

  • $800 Secondary HOA Transfer Fee
  • Mandatory home owners association

Listing and Financial Details

  • Assessor Parcel Number 50940010883

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,813

Year Built

Built in 2006

Lot Details

0

HOA Fees

$376 per month

Parking

2

Listing Details

  • Legal Description: HORSE CREEK ESTATES LOT 77
  • Property Type: Residential
  • Table: Residential
  • Street View Param: 1$26.285696$-81.784715$195.79$13.33$1.00$y2uAEAyuNhY8tvHNZAdkTA
  • Building Design: Single Family
  • Building Description: 1 Story/Ranch
  • Year Built: 2006
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Furnished Description: Partially Furnished
  • Price Per Sq Ft: 170.24
  • Total Floors: 1
  • Additional Rooms: Guest Bath, Guest Room, Laundry in Residence, Screened Lanai/Porch, Den/Study
  • Estimated Living Area: 3407
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Total Bathrooms: 4.00
  • Bedrooms: 3+Den
  • Total Bedrooms: 3
  • Dining Room: Living Dining
  • Equipment: Auto Garage Door, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Icemaker, Smoke Detector, Washer
  • Flooring: Carpet, Tile
  • Floor Plan: Great Room, Split Bedrooms
  • Interior Amenities: Built-In Cabinets, Cable Prewire, Foyer, French Doors, Laundry Tub, Smoke Detectors, Volume Ceiling, Walk-In Closet
  • Primary Bathroom: Dual Sinks, Separate Tub And Shower
  • Windows: Single Hung, Sliding

Exterior Features

  • Gulf Access: No
  • Private Pool: Yes
  • Private Spa: Yes
  • Roof: Tile
  • Construction: Concrete Block
  • Irrigation: Central
  • Road: Paved Road
  • View: Lake
  • Exterior Finish: Stucco
  • Private Pool Type: Below Ground, Concrete, Screened
  • Private Spa Type: Below Ground, Concrete, Screened
  • Waterfront Type: Lake

Garage/Parking

  • Garage Description: Attached
  • Garage Spaces: 2
  • Parking: Driveway Paved

Utilities

  • Cable Available: Yes
  • Cooling: Ceiling Fans, Central Electric
  • Heat: Central Electric
  • Sewer: Central
  • Water: Central

Condo/Co-op/Association

  • Approval: Buyer
  • Management: Professional
  • Mandatory HOA: Yes
  • Restrictions: Deeded, No Commercial, No RV
  • Sub Condo Name: HORSE CREEK ESTATES
  • Maintenance: Cable, Internet/WiFi Access, Legal/Accounting, Manager, Street Lights
  • Master Hoa Fee: 1127.75
  • Master HOA Fee Frequency: Quarterly

Association/Amenities

  • Pets: No Approval Needed
  • Development: Horse Creek Estates
  • Amenities: Sidewalk, Streetlight, Underground Utility
  • Community Type: Non-Gated

Fee Information

  • Transfer Fees: 800.00

Schools

  • Elementary School: Veterans Memorial El
  • High School: Gulf Coast High School
  • Middle School: North Naples Middle School

Lot Info

  • Builder Product: No
  • Section: 23
  • Total Area: 4474
  • Waterfront: Yes
  • Acres: 0.2600
  • Rear Exposure: South
  • Lot Dimensions: 80 X 140
  • Parcel Number: 50940010883

Rental Info

  • Lease Limits: Yes
  • Leases Per Year: 3
  • Min Days Of Lease: 30

Tax Info

  • Tax Description: County Only
  • Taxes: 4813.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Mar 27, 2025
Sold by
Lewisy Richard A and Richard A Lewisy Trust
Bought by
Tedesco Kenneth and Urness Jennifer
Current Estimated Value
$1,170,002

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$720,000
Outstanding Balance
$716,938
Interest Rate
6.87%
Mortgage Type
New Conventional
Estimated Equity
$453,064

Purchase Details

Closed on
Jul 8, 2022
Sold by
Swift and Karen
Bought by
Richard A Lewisy Trust

Purchase Details

Listed on
Feb 25, 2019
Closed on
Jun 5, 2019
Sold by
Pesce Diane
Bought by
Swift Debra and Scott Karen
Seller's Agent
Susan Procacci
Florida Home Realty, Inc.
Buyer's Agent
Karen Scott
Boxwood Realty LLC
List Price
$649,000
Sold Price
$580,000
Premium/Discount to List
-$69,000
-10.63%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.15%
Original Mortgage
$400,000
Interest Rate
4.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 30, 2005
Sold by
Horse Creek Partners Ltd
Bought by
Pesce Geno M and Pesce Diane
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Tedesco Kenneth $1,200,000 Title Link Llc
Richard A Lewisy Trust $1,300,000 Paradise Coast Title & Escrow
Swift Debra $580,000 Attorney
Pesce Geno M $303,002 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Tedesco Kenneth $720,000
Previous Owner Swift Debra $400,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
06/07/2019 06/07/19 Sold $580,000 -10.6% $170 / Sq Ft
04/17/2019 04/17/19 Pending -- -- --
02/25/2019 02/25/19 For Sale $649,000 -- $190 / Sq Ft
Source: Naples Area Board of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,703 $591,615 -- --
2024 $5,649 $574,942 -- --
2023 $5,649 $558,196 -- --
2022 $4,957 $486,249 $0 $0
2021 $5,012 $472,086 $0 $0
2020 $4,897 $465,568 $0 $0
2019 $6,219 $543,783 $125,440 $418,343
2018 $5,933 $518,764 $150,920 $367,844
2017 $4,813 $452,461 $0 $0
2016 $4,696 $443,155 $0 $0
2015 $4,737 $440,074 $0 $0
2014 $4,748 $386,581 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Susan Procacci

    Seller's Agent in 2019

    Susan Procacci

    Florida Home Realty, Inc.

    (239) 353-2879

    32 Total Sales

    Susan Procacci
    Section Image

  • K

    Buyer's Agent in 2019

    Karen Scott

    Boxwood Realty LLC

    Section Image
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Map

Source: Naples Area Board of REALTORS®

MLS Number: 219016237

Naples Area Board of REALTORS®

APN: 50940010883

Florida Collier County Naples 34110 Palm River Estates

424 Saddlebrook Ln, Naples, FL

Not Listed for Sale

Detached

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Naples Area Board of REALTORS® The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2026 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

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